Shows / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
Lucas and Luna anchor Fexingo's daily business coverage in this series dedicated to the lifeblood of any small enterprise: cash flow. Each episode examines a single working-capital challenge — from aging receivables to supplier credit terms — through the lens of a real small business case study. Lucas walks through the numbers on a restaurant's invoice cycle or a hardware store's inventory turnover, while Luna presses on what those ratios mean for a founder's ability to sleep at night. They…
Episodes
Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business FinanceHow a Dog Groomer Broke the Net-30 Trap
In this episode of Cash Flow Conversations with Fexingo, hosts Lucas and Luna dig into the cash-flow mechanics behind a dog grooming studio that switched from…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a T-Shirt Printer Broke the Net-30 Trap
When a custom apparel shop kept growing but never had cash on hand, the problem wasn't sales — it was payment terms. In this episode, Lucas and Luna dig…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bike Shop Used Seasonal Credit Lines to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna look at how a bicycle shop in the Pacific Northwest used seasonal credit lines to manage the wild…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Window Cleaner Started Billing Weekly to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna dive into the story of a window cleaning business that was profitable on paper but constantly short…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Brewery Used Batch Costing to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna dive into batch costing—a method that helped a craft brewery turn a cash-flow crisis into a steady…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Food Truck Used Rolling Forecasts to Keep the Engine Running
Food trucks are cash-hungry machines. In this episode, Lucas and Luna dig into the story of a Portland-based food truck that nearly shut down in 2024 because…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Restaurant Chain Used Dynamic Discounting to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a mid-sized restaurant chain used dynamic discounting to turn slow-paying suppliers into…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Plumber's Cash Flow Forecast Saved His Business
In this episode of Cash Flow Conversations, Lucas and Luna look at how a small plumbing company used a rolling 13-week cash flow forecast to spot a looming…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Nursery Used Rolling Cash Flow Forecasts to Fund Expansion
In this episode of Cash Flow Conversations, Lucas and Luna explore how a plant nursery in Oregon used rolling cash flow forecasts to fund a second location…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bakery Used Rolling Receivables Forecasts to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna dive into the story of a Chicago-based wholesale bakery that was profitable on paper but constantly…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Sign Shop Used Factoring to Free Up Frozen Cash
Lucas and Luna sit down with a small custom sign shop owner who was stuck in a classic trap: steady sales, fat invoices, and empty bank accounts. In this…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landscaper Won Big Contracts With a Performance Bond
In this episode of Cash Flow Conversations, Lucas and Luna dig into a specific tool that small contractors often overlook: the performance bond. They tell the…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Coffee Roaster Uses Prepaid Orders to Fund Expansion
In this episode of Cash Flow Conversations, Lucas and Luna explore how a small coffee roaster in Portland used prepaid subscription orders to fund a new…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Mechanic Used Equipment Financing to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a small auto repair shop owner used equipment financing to break a cash flow bottleneck…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Manufacturer Used Early Payment Discounts to Unlock Cash
In this episode of Cash Flow Conversations, Lucas and Luna explore how a mid-sized manufacturer used early payment discounts to unlock $120,000 in working…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Dental Practice Used Rolling Forecasts to Buy Equipment
In this episode of Cash Flow Conversations, Lucas and Luna explore how a six-chair dental practice in Columbus, Ohio, used rolling cash flow forecasts to plan…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bookstore Used Inventory Turns to Unlock Cash
In this episode of Cash Flow Conversations, Lucas and Luna look at how an independent bookshop in Portland used inventory turnover ratios to free up over…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Family Farm Used the Hailstone Clause to Rebuild
When a late-June hailstorm wiped out half of the Miller family's corn crop, their lender didn't call the loan. Instead, the farm leaned on an obscure…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Print Shop Used Supplier Credit to Fund Growth
In this episode of Cash Flow Conversations, Lucas and Luna explore how a small print shop leveraged supplier credit terms to fund a major expansion without…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Car Wash Used Deferred Maintenance to Smooth Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a small car wash operator in Phoenix used a deferred maintenance schedule to smooth out…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Roofing Company Fixed Cash Flow With Progress Billing
In this episode of Cash Flow Conversations, Lucas and Luna dig into progress billing — a cash-flow tool that lets contractors get paid as work happens, not…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landscaper Used Payment Plans to Smooth Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a landscaper used payment plans to smooth cash flow. They break down the mechanics of…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bookkeeper Used Payment Plans to Reset Small Business Cash Flow
In this milestone 150th episode of Cash Flow Conversations, Lucas and Luna sit down with the owner of a small bookkeeping firm to explore a surprisingly…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bakery Used Cash Flow Forecasting to Buy a Second Location
Episode 149 of Cash Flow Conversations with Fexingo dives into the story of a family bakery in Portland that used cash flow forecasting to buy a second…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landscaper Used Seasonal Lines of Credit to Smooth Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna dive into the world of seasonal cash flow management with a focus on how a landscaping business used…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Craft Brewery Used Prepaid Subscriptions to Level Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a small craft brewery transformed its cash flow by launching a prepaid subscription…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How Bank Guarantees Free Up Cash for Small Contractors
Many small contractors tie up cash in performance bonds when bidding on large projects. But there's a smarter alternative: bank guarantees. In this…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Web Designer Used Late Fees to Reduce Receivables Aging by 50 Percent
In this episode of Cash Flow Conversations with Fexingo, Lucas and Luna explore how a web designer in Austin used a simple late fee policy to slash her average…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How Invoice Discounting Helped a Cleaning Company Hire
Episode 144 of Cash Flow Conversations with Fexingo: Lucas and Luna explore how a commercial cleaning company in Austin used invoice discounting to fund new…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Hot Sauce Maker Used the Cash Conversion Cycle to Boost Cash Flow
In this episode, Lucas and Luna explore the cash conversion cycle (CCC) through the story of a hot sauce maker in Austin. Facing a cash crunch despite growing…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Pool Service Used a Credit Line for Seasonal Cash Flow
When summer ends, pool companies face a revenue cliff. In this episode, we look at Clear Pools, a small Arizona business that used a $20,000 line of credit to…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a T-Shirt Printer Used Consignment to Free Up Inventory Dollars
In this episode, Lucas and Luna explore how a custom t-shirt printer in Austin, Texas, used consignment inventory to slash his upfront investment in blank…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Restaurant Cash Flow Dashboard Cut Food Waste 15 Percent
Lucas and Luna break down the story of a Portland Italian restaurant that was losing $50,000 a year to food waste because its owner couldn't see the cash…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How Milestone Billing Freed 50K for a Consulting Firm
Episode 139 of Cash Flow Conversations explores how a small IT consulting firm in Austin used milestone billing to slash its cash conversion cycle from 60 to…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Boutique Used Dynamic Discounting to Speed Up Payments
In this episode of Cash Flow Conversations, Lucas and Luna explore how a small clothing boutique called Urban Threads used dynamic discounting to slash its…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How an Appliance Store Used Floor Planning to Triple Holiday Sales
Maria Gutierrez runs City Appliance in Columbus, Ohio. For years, she could only stock about $50,000 worth of inventory at a time, which meant she often ran…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How Invoice Factoring Helped a Landscaper Land a 200K Job
In this episode of Cash Flow Conversations, Lucas and Luna explore invoice factoring through the true story of Mike, a landscaper in suburban Denver who landed…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How Purchase Order Financing Saved a Furniture Maker
In this episode of Cash Flow Conversations, Lucas and Luna explore purchase order financing through the story of a custom furniture maker who landed a $250,000…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Dry Cleaner Used Float From Prepaid Orders to Save 30000 Dollars
In this episode of Cash Flow Conversations, Lucas and Luna explore how a small dry-cleaning business used customer prepayment to create a cash float that…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Dentist Used Patient Prepay to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna examine how a solo-practice dentist in Austin used patient prepayment plans to eliminate cash flow…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Painter Used Float to Bridge Slow Seasons
In this episode of Cash Flow Conversations, Lucas and Luna dive into how a residential painter in Portland used customer float — upfront deposits and milestone…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Coffee Roaster Used Just-in-Time Inventory to Free 40000 Dollars
A small-batch coffee roaster in Portland was tying up nearly $40,000 in green beans that sat in a warehouse for months before roasting and shipping. Lucas and…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Plumber Used a Cash Flow Waterfall Chart to Fix Her Business
Episode 130 of Cash Flow Conversations: Lucas and Luna examine how a solo plumber in Portland used a simple cash flow waterfall chart to diagnose a recurring…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landlord Used Rental Deposit Float to Fix Cash Flow
This episode of Cash Flow Conversations dives into deposit float — the money tenants pay upfront that sits idle in a trust account until move-out. Lucas and…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bakery Used Trade Credit to Manage Seasonal Flour Costs
Episode 128 of Cash Flow Conversations: Lucas and Luna dive into a specific case: a small artisan bakery in Portland called 'Bread & Stone' that used…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Photographer Used Retainer Contracts to End Cash Flow Uncertainty
In this episode of Cash Flow Conversations, Lucas and Luna sit down with Sarah, a portrait photographer who transformed her unpredictable income into a steady…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Graphic Designer Used Cash Flow Forecasting to Avoid Credit Card Debt
Episode 126 of Cash Flow Conversations. Lucas and Luna unpack the story of Mia Chen, a freelance graphic designer in Austin who was stuck in a cycle of paying…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Handyman Used Retainers to Fix Cash Flow
Episode 125 of Cash Flow Conversations follows Lucas and Luna as they drill into the story of a solo handyman in Austin, Texas, who replaced unpredictable…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Baker Used Customer Float to Smooth Cash Flow
Episode 124 of Cash Flow Conversations dives into how a small bakery in Portland used the float from prepaid bread subscriptions to stabilize its cash flow…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bike Shop Used Prepaid Subscriptions to Smooth Cash Flow
In this episode, Lucas and Luna examine how a small independent bike shop in Portland, Oregon, used prepaid annual service subscriptions to transform its cash…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Baker Used Payment Plan Float to Avoid a Cash Crunch
In this episode of Cash Flow Conversations with Fexingo, Lucas and Luna dig into an overlooked cash flow tool: the payment plan float. They walk through the…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Sign Shop Beat Slow Pay with Electronic Invoicing
Lucas and Luna break down how a small custom sign shop in Phoenix used electronic invoicing and automated payment reminders to slash its average receivables…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Florist Used Early Payment Discounts to Save 12000 Dollars a Year
In this episode, Lucas and Luna explore how a small florist in Portland used early payment discounts — also called dynamic discounting — to save $12,000 a year…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Printer Used Supplier Discounts to Save 15000 Dollars a Year
In this episode, Lucas and Luna explore how a small commercial printer in Minneapolis used dynamic discounting to turn a cash flow problem into a $15,000…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Printer Used Supplier Discounts to Save 15000 Dollars a Year
Lucas and Luna dive into the story of a small commercial printer in Portland that used dynamic discounting to turn a cash flow headache into a $15,000 annual…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bookkeeper Used Rolling Forecasts to Avoid Cash Crises
Episode 117 of Cash Flow Conversations with Fexingo. Lucas and Luna explore how a solo bookkeeper in Austin used rolling 13-week cash flow forecasts to…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Brewery Used Dynamic Discounting to Speed Payments
Episode 116 of Cash Flow Conversations with Fexingo. Lucas and Luna explore how a small craft brewery in Portland used dynamic discounting to get customers to…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landscaper Used Revenue Smoothing to Survive Winter
Episode 115 of Cash Flow Conversations: Lucas and Luna examine how a seasonal landscaping business in Minnesota used a revenue-smoothing strategy with a line…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Lawn Care Company Used Seasonal Credit Lines
In this episode of Cash Flow Conversations, Lucas and Luna examine how a seasonal lawn care business in Ohio used a seasonal credit line to break the cash-flow…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bookkeeper Used Cash Flow Forecasts to Land a Line of Credit
Episode 113 of Cash Flow Conversations dives into the story of a small bookkeeping firm that used cash flow forecasting to secure a $150,000 line of credit…