Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a T-Shirt Printer Broke the Net-30 Trap
When a custom apparel shop kept growing but never had cash on hand, the problem wasn't sales — it was payment terms. In this episode, Lucas and Luna dig into how a t-shirt printer with a thriving B2B line finally broke the Net-30 trap by switching to a 50 percent deposit plus a 2 percent early-pay discount. They walk through the math: how the deposit covered materials, how the discount cut days sales outstanding from 48 to 22, and how the owner used the freed-up cash to buy a second DTG printer without a loan. Along the way they explore the psychology of discounts versus penalties, the…
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