Shows / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
Lucas and Luna anchor Fexingo's daily business coverage in this series dedicated to the lifeblood of any small enterprise: cash flow. Each episode examines a single working-capital challenge — from aging receivables to supplier credit terms — through the lens of a real small business case study. Lucas walks through the numbers on a restaurant's invoice cycle or a hardware store's inventory turnover, while Luna presses on what those ratios mean for a founder's ability to sleep at night. They…
Episodes
Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business FinanceHow a Dog Groomer Used Cash Flow Benchmarking to Double Profit Margins
Lucas and Luna break down the story of a small dog grooming business in Portland that used cash flow benchmarking against industry data to identify a hidden…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Family Farm Used Invoice Factoring to Save a Season
In this episode of Cash Flow Conversations, Lucas and Luna examine how a fourth-generation family farm in Illinois used invoice factoring to survive a…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Coffee Roaster Used Supply Contracts to Lock in Cash Flow
Episode 110 of Cash Flow Conversations with Fexingo: Lucas and Luna break down how a small Seattle coffee roaster used fixed-price supply contracts with cafes…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Restaurant Used Prepaid Cards to Fix Cash Flow
When customers pay with credit cards, restaurants wait days for funds and lose 2-5% in fees. This episode examines how a Chicago ramen shop flipped the script…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Mechanic Used Equipment Leasing to Unlock Cash Flow
In this episode, Lucas and Luna explore how a small auto repair shop owner named Maria used equipment leasing to break a persistent cash flow bottleneck…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Plumber Used Line of Credit to Bridge Payment Gaps
Episode 107 of Cash Flow Conversations with Fexingo. Lucas and Luna unpack how a small plumbing business in Austin, Texas, used a $75,000 line of credit to…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Pet Store Used Inventory Turnover to Unlock Credit
Lucas and Luna dive into the story of a small pet supply store in Portland that used inventory turnover data to secure a $150,000 line of credit from a…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bookstore Used Inventory Turns to Unlock Cash
In Episode 105, Lucas and Luna explore how an independent bookstore in Portland turned a cash-flow crisis around by obsessing over inventory turns. They walk…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Roofing Company Used Supply Chain Finance to Pay Subs Faster
In this episode of Cash Flow Conversations with Fexingo, Lucas and Luna dive into supply chain finance — a less common but powerful tool for small businesses…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Photographer Used Revenue Sharing to Smooth Cash Flow
Lucas and Luna dive into the story of a wedding photographer who replaced unpredictable project-based billing with a revenue-sharing model. By offering clients…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bakery Used Revenue Sharing to Fix Cash Flow
Lucas and Luna explore how Baked, a four-location bakery in Portland, Oregon, used revenue sharing instead of traditional debt to finance a new store. Owner…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landscaper Used Trade Credit to Survive a 90-Day Payment Gap
In this episode, Lucas and Luna explore how a small landscaping company in Phoenix used trade credit from its supplier to bridge a 90-day payment gap after a…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Dentist Used Revenue-Based Financing to Buy Her Practice
In Episode 100 of Cash Flow Conversations, Lucas and Luna explore how Dr. Priya Mehta, a new dentist in Phoenix, used revenue-based financing to buy an…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Florist Used Cash Flow Hedging to Survive a Supply Shock
In episode 99 of Cash Flow Conversations, Lucas and Luna explore a real cash-flow crisis at a small florist in Portland. When a late freeze wiped out tulip…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Dry Cleaner Used Factoring to Break the 90-Day Cycle
Lucas and Luna examine how a family-run dry cleaning chain in New Jersey used invoice factoring to survive a 90-day payment cycle imposed by a large corporate…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Hardware Store Used Inventory Financing to Break a Cash Trap
Episode 97 of Cash Flow Conversations with Fexingo. Lucas and Luna explore how a small hardware store in Portland used inventory financing — specifically a…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landlord Used Rent Payment Data to Unlock Business Credit
Episode 96 of Cash Flow Conversations explores how a small commercial landlord in Columbus, Ohio, turned unpaid rent data into a credit-building tool. When…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Craft Brewery Used Dynamic Discounting to Speed Payments
In episode 95 of Cash Flow Conversations, Lucas and Luna explore how a mid-sized craft brewery in Portland used dynamic discounting to incentivize early…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Painter Used Milestone Billing to Double Capacity
In this episode of Cash Flow Conversations, Lucas and Luna examine how a residential painting company in Portland used milestone billing to slash its payment…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Cleaning Franchise Used a Cash Pool to Avoid Debt
Episode 93 of Cash Flow Conversations with Fexingo: Lucas and Luna dive into the story of CleanSweep, a 12-location commercial cleaning franchise in Ohio that…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landscaper Used Rolling Forecasts to Predict Cash Crunches
In episode 92 of Cash Flow Conversations, Lucas and Luna explore how a mid-sized landscaping company in Boise, Idaho used rolling 13-week cash flow forecasts…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Pool Service Used Just-in-Time Billing to Fix Cash Flow
Lucas and Luna dive into the story of a seasonal pool service in Phoenix that was drowning in cash flow gaps between spring openings and fall closings. The…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Contractor Used Progress Billing to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a mid-sized construction contractor transformed their cash flow by switching from…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Seasonal Business Used Cash Flow Forecasting to Survive Winter
In this episode of Cash Flow Conversations with Fexingo, Lucas and Luna dive into how a seasonal landscaping company—GreenScape—used cash flow forecasting to…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Food Truck Used Dynamic Pricing to Smooth Cash Flow
Episode 88 of Cash Flow Conversations dives into how a Portland food truck, The Spiced Wheel, used dynamic pricing to stabilize its cash flow amid…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Coffee Shop Used Prepaid Subscriptions to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a local coffee shop in Portland stabilized its cash flow by launching a prepaid…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Bakery Used Revenue Sharing to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a small bakery in Portland replaced traditional debt with a revenue-sharing agreement to…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Farm Used Revenue-Based Financing to Smooth Cash Flow
Episode 85 of Cash Flow Conversations explores how a mid-sized organic vegetable farm in California used revenue-based financing to break the seasonal cash…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How One Boutique Used Escrow to Fix Nonpayment Risk
Lucas and Luna dive into the story of a high-end furniture boutique in Portland that faced chronic nonpayment from a few unreliable corporate clients. The…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How One Plumbing Company Cut Its Payment Cycle from 60 Days to 4
Lucas and Luna explore how a mid-sized plumbing contractor in Phoenix used a combination of instant invoice presentment, credit card surcharging, and a…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How One Restaurant Used Supply Chain Finance to Free Up Cash
Episode 82 of Cash Flow Conversations with Fexingo. Lucas and Luna dig into a real-world case: a Denver restaurant group with 12 locations and a chronic net-60…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Shared Invoice Pool Cut Payment Delays by Half
Episode 81 of Cash Flow Conversations with Fexingo. Lucas and Luna explore a fascinating case from a group of six independent electricians in Phoenix who…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Retailer Used Early Payment Discounts to Stabilize Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a mid-sized home goods retailer used early payment discounts to improve working capital…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How One Auto Shop Used Credit Card Surcharging to Speed Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a small auto repair shop in Denver used credit card surcharging to incentivize customers…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Barter Exchange Unlocked a Restaurant's Cash Flow
In this episode, Lucas and Luna explore how a small restaurant in Portland used a barter exchange to turn excess inventory into cash-equivalent credits…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Hardware Store Used a Line of Credit to Survive a Supply Chain Crunch
Lucas and Luna dive into the story of a mid-sized hardware store in Ohio that faced a cash flow crisis when its biggest supplier demanded payment upfront…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How One Auto Shop Used Invoice Factoring to Double Capacity
On this episode of Cash Flow Conversations, Lucas and Luna explore how a small auto repair shop in Phoenix used invoice factoring to free up $47,000 in locked…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a College Bookstore Fixed Its Cash Flow With Prepaid Orders
Episode 75 of Cash Flow Conversations looks at how a small college bookstore in Ohio—Bexley Books—solved a chronic cash flow crunch by shifting from Net-30…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Split Payment System Fixed a Retailer Cash Crunch
Episode 74 of Cash Flow Conversations explores how a small retailer in Portland used a split payment system to break the net-30 cycle and stabilize cash flow…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How Dynamic Discounting Replaced Net-30 at One Supplier
In episode 73 of Cash Flow Conversations, Lucas and Luna explore dynamic discounting through the lens of a mid-sized industrial supply company, Allied…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How One Company Turned Invoices Into Instant Cash
In this episode, Lucas and Luna explore how small businesses can turn unpaid invoices into immediate cash using invoice factoring and discounting. They walk…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How One Bakery Replaced Net-30 With Instant Payments
This episode drills into a specific case: a Brooklyn bakery with 14 wholesale accounts, $37,000 in average monthly receivables, and a chronic 38-day payment…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Recurring Invoice Saved a Landscaper from Cash Crunch
In episode 70 of Cash Flow Conversations, Lucas and Luna unpack the story of a small landscaping business that was drowning in unpredictable monthly billing…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Monthly Payment Plan Fixed a Contractor Cash Crunch
In Episode 69 of Cash Flow Conversations, Lucas and Luna examine how a small roofing contractor in Ohio used customer-based payment plans to smooth out…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Deposit Discount Unlocked a Contractor's Cash Flow
Episode 68 of Cash Flow Conversations dives into a simple but powerful strategy: offering a discount for upfront deposits. Lucas and Luna examine a real case —…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How One Supplier Cut Net-60 to Net-10 With a Simple Rate Swap
Episode 67 of Cash Flow Conversations with Fexingo. Lucas and Luna examine how a small auto parts supplier in Ohio broke the net-60 deadlock with their biggest…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How One Coffee Shop Broke the 30-Day Payment Habit
Lucas and Luna dive into the story of a small coffee roastery in Portland that slashed its average receivables cycle from 38 days to 11 days by redesigning a…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Security Deposit Unlocked a Contractor's Growth
When a small roofing contractor kept losing bids because clients feared upfront payments, he adopted a refundable security deposit model — and watched his…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Factoring Audit Fixed a Manufacturer Cash Flow
Lucas and Luna dig into the story of a small precision metal parts manufacturer in Ohio that was struggling with 60-day payment terms from its biggest customer…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Letter of Credit Unblocked a Small Exporter's Cash Flow
Episode 63 dives into the story of a small textile exporter in Ahmedabad, India, whose $200,000 shipment to a U.S. buyer was stuck in customs because the…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Receivables Ladder Stabilized a Window Washer's Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explain how a small window-washing business in Portland used a receivables ladder — a simple…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Digital Wallet Transformed a Window Washer's Cash Flow
Lucas and Luna examine how a small window-washing business in Portland solved its persistent cash-flow gap by adopting a digital wallet for instant payments…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Payment Date Swap Stabilized a Landscaping Firm
Lucas and Luna explore how a small landscaping business in Phoenix avoided a cash flow crisis by shifting the due date of its largest invoice from the 15th to…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a 24-Hour Follow-Up Rule Fixed a Contractor's Cash Flow
Lucas and Luna dig into a specific working capital fix that transformed a small electrical contracting business in Phoenix. The owner, Maria Torres, was…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Red-Yellow-Green Receivables Dashboard Works
In this episode of Cash Flow Conversations, Lucas and Luna explore how a simple color-coded receivables dashboard can transform cash flow management for small…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Payment Calendar Helped a Plumbing Firm Avoid Collapse
In this episode, Lucas and Luna examine the true story of a plumbing business that was weeks from insolvency despite strong revenue. They break down how a…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How Payment Timing Alignment Boosts Small Business Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how small businesses can use payment timing alignment to smooth cash flow. They dive into…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
Why Your Small Business Needs a Receivables Playbook
In this episode of Cash Flow Conversations, Lucas and Luna explore why many small businesses lack a formal receivables playbook and how that leads to…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How Payment Timing Alignment Boosts Small Business Cash Flow
In this episode, Lucas and Luna explore how aligning payment timing with natural business cycles can dramatically improve cash flow for small businesses. They…
- Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Payment Calendar Stopped a Plumbing Firm from Collapsing
In this episode, Lucas and Luna examine how a simple payment calendar saved a mid-sized plumbing firm from a cash flow crisis. They walk through the story of…