How a Roofing Company Used Supply Chain Finance to Pay Subs Faster

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Jul 9, 2026 · 14m · transcript

In this episode of Cash Flow Conversations with Fexingo, Lucas and Luna dive into supply chain finance — a less common but powerful tool for small businesses. They use the case of a mid-sized roofing company in Phoenix that was stuck in a classic cash flow trap: the company had to pay its subcontractors in 15 days, but its commercial clients — property management firms — took 60 to 90 days to pay. That 45-to-75-day gap was strangling growth and forcing the owner to turn down jobs. By setting up a supply chain finance program with a local bank, the roofing company let its subs request early…