How One Company Turned Invoices Into Instant Cash

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Jun 24, 2026 · 8m · transcript

In this episode, Lucas and Luna explore how small businesses can turn unpaid invoices into immediate cash using invoice factoring and discounting. They walk through a real case: a mid-sized trucking company that was waiting 60 days for payment from a major retailer, bleeding cash on fuel and payroll. By switching to a spot factoring arrangement with a FinTech lender, the company cut its receivables cycle from 58 days to 3 days, paying a 1.8% fee per invoice. Lucas breaks down the math: $200,000 in invoices per month, factoring fee of $3,600, versus the cost of a rejected bank loan. They also…