How a Pet Store Used Inventory Turnover to Unlock Credit

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Jul 10, 2026 · 10m · transcript

Lucas and Luna dive into the story of a small pet supply store in Portland that used inventory turnover data to secure a $150,000 line of credit from a community bank. They break down how the owner calculated turnover ratios, presented them to a lender, and turned slow-moving bags of premium dog food into a cash flow tool. The episode explains the specific formula, why banks care about turnover more than profit margins for small businesses, and how the store owner used the credit line to negotiate early-payment discounts with suppliers. No abstract theory—just one concrete case you can take…