How a Seasonal Business Used Cash Flow Forecasting to Survive Winter

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Jul 2, 2026 · 6m · transcript

In this episode of Cash Flow Conversations with Fexingo, Lucas and Luna dive into how a seasonal landscaping company—GreenScape—used cash flow forecasting to survive a brutal winter. GreenScape's owner, Maria, faced a familiar problem: 80% of revenue came between April and October, but fixed costs like loan payments and insurance hit year-round. By building a 13-week rolling cash flow forecast in a simple spreadsheet, Maria identified a $40,000 shortfall in February before it happened. She then secured a seasonal line of credit at 6% interest, negotiated extended payment terms with her…