How a Landscaper Used Seasonal Lines of Credit to Smooth Cash Flow

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Aug 2, 2026 · 7m · transcript

In this episode of Cash Flow Conversations, Lucas and Luna dive into the world of seasonal cash flow management with a focus on how a landscaping business used a seasonal line of credit to survive the winter months. They explore the specific numbers—how a $150,000 credit line with a 6.5 percent rate helped bridge a 40 percent revenue drop—and the strategic thinking behind choosing a line of credit over other options like invoice factoring or a term loan. The hosts break down the application process, the importance of a strong cash flow forecast, and the discipline required to pay down the…