Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Restaurant Chain Used Dynamic Discounting to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna explore how a mid-sized restaurant chain used dynamic discounting to turn slow-paying suppliers into a source of working capital. When the chain's bank tightened its credit line, the CFO offered suppliers faster payment in exchange for small discounts, effectively borrowing at 12 percent annualized to cover payroll during a seasonal slump. We break down the mechanics, the negotiation, and the risky edge cases — including what happens when a discount offer is too aggressive. If you've ever wondered whether early payment…
The skinny
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