Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Printer Used Supplier Discounts to Save 15000 Dollars a Year
Lucas and Luna dive into the story of a small commercial printer in Portland that used dynamic discounting to turn a cash flow headache into a $15,000 annual saving. The owner, Maria Torres, had 30-day terms with suppliers but got paid by her clients in 60 to 90 days—a classic working capital squeeze. By offering to pay suppliers early in exchange for a 2% discount, she flipped the script. Lucas explains the math: paying a $10,000 invoice 20 days early saved $200, which annualized to an effective return of about 36% on the cash used. Luna questions whether it works for every business, and…
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