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Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance

How a Mechanic Used Equipment Financing to Fix Cash Flow

In this episode of Cash Flow Conversations, Lucas and Luna explore how a small auto repair shop owner used equipment financing to break a cash flow bottleneck. When the owner's diagnostic equipment became outdated, he faced a choice: buy new machines outright and drain his working capital, or finance them over three years. The hosts walk through the math, the impact on the shop's cash conversion cycle, and how the decision freed up $18,000 for payroll and inventory. They also discuss the risks of equipment debt and how to evaluate whether financing makes sense for your business…

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