Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landscaper Used Revenue Smoothing to Survive Winter
Episode 115 of Cash Flow Conversations: Lucas and Luna examine how a seasonal landscaping business in Minnesota used a revenue-smoothing strategy with a line of credit and prepaid maintenance contracts to survive a brutal winter. The owner, Jenna Kowalski, faced a 60% revenue drop from November to March. By offering early-bird snow removal packages and negotiating a seasonal credit line from a community bank, she turned a cash-flow crisis into a predictable monthly draw. The episode breaks down the numbers: $180,000 in off-season contract revenue, a $75,000 credit line at prime plus 2%, and…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.