Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance

How a Photographer Used Retainer Contracts to End Cash Flow Uncertainty
In this episode of Cash Flow Conversations, Lucas and Luna sit down with Sarah, a portrait photographer who transformed her unpredictable income into a steady, reliable cash flow by switching to retainer-based contracts. Sarah explains how she shifted from per-session billing to monthly retainers with her corporate clients, guaranteeing $4,000 a month in recurring revenue. The hosts break down the math behind retainers, the psychology of client commitment, and how small service businesses can use this model to smooth out seasonal dips. Sarah shares the exact numbers: she reduced her…
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