Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Dentist Used Patient Prepay to Fix Cash Flow
In this episode of Cash Flow Conversations, Lucas and Luna examine how a solo-practice dentist in Austin used patient prepayment plans to eliminate cash flow uncertainty. By offering a 10 percent discount on annual treatment bundles, Dr. Sarah Chen collected $240,000 upfront from 80 patients, smoothing revenue across the year and allowing her to invest in a new digital scanner without debt. The hosts break down the economics: the cost of the discount versus the cost of a credit line, the behavioral psychology of prepay adoption, and why service businesses with recurring demand are ideal…
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