Shows / That Home Loan Hub
That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of…
Episodes
- That Home Loan Hub
The Three Hidden Hazards That Can Sink A Property Purchase
Meth contamination. Mould. Asbestos. Say those three words in a property conversation and you can feel the whole deal tighten up. We sit down with building…
- That Home Loan Hub
The Real Cost Of Selling
Selling a house gets marketed as a neat little sequence of steps, but most Kiwi sellers discover the hard truth fast: it is emotional, it is exhausting, and it…
- That Home Loan Hub
Letters That Win The House
When offers are neck-and-neck, the deciding factor is not always the extra few thousand dollars. We get into a deceptively simple tool many Kiwi buyers…
- That Home Loan Hub
The Top Property Searches Reveal What People Want
The search bar is brutally honest, and the latest realestate.co.nz keyword data gives a real-time snapshot of what New Zealand buyers are chasing. We pull…
- That Home Loan Hub
The Financial Planning Puzzle
Money rarely falls apart because of one big mistake. It usually drifts, quietly, through small decisions that never get lined up. We’re joined by Luke Hodgson…
- That Home Loan Hub
Kāpiti Property Stats That Matter
29 days to sell in Waikanae Beach versus 86 days in Waikanae Central isn’t just a quirky stat, it’s a reminder that the Kāpiti Coast property market is really…
- That Home Loan Hub
How Leaders Stay Clear Headed Under Pressure
Burnout has somehow become a status symbol, especially in sales, financial services, and leadership roles where the pressure never really lets up. We wanted to…
- That Home Loan Hub
The Energy Diary Method For Sustainable Productivity
You can have the perfect calendar and still feel wrecked by 3 pm. That’s the problem we dig into with Heather Hutchings, a long-time business coach who now…
- That Home Loan Hub
AI That Tries To Please You
AI is moving faster than our judgement, and that’s exactly when mistakes get expensive. We sit down with Aucklander Tim Warren, a technology entrepreneur and…
- That Home Loan Hub
Sustainable High Performance For Modern Work Brains
Stress doesn’t just happen to us, we practise it. And in a world of phones, pings, packed diaries and constant “just one more thing”, that practice quietly…
- That Home Loan Hub
You Cannot Predict The Future, But You Can Prepare For It
The future is already influencing your decisions, even if you never call it “foresight”. We talk with New Zealand strategic foresight practitioner and futurist…
- That Home Loan Hub
Rent-To-Buy Done Right
The housing crisis hits hardest in the gap that no one seems built to serve: people who work hard, pay rent on time, and still cannot pull together a deposit…
- That Home Loan Hub
Kapiti Coast Market Snapshot
The Kapiti Coast property market can feel “busy” and “tough” at the same time, and August’s numbers explain why. We sit down with George Love to unpack the…
- That Home Loan Hub
A First Home Buyer’s Guide To New Zealand Property Auctions
Auctions can turn even the most level-headed first home buyer into a bundle of nerves, especially when the vendor won’t accept a pre-auction offer and you’re…
- That Home Loan Hub
How To Make A Conditional Offer More Appealing
Losing out on homes because your offer looks “too hard” is brutal, especially when you’re a first home buyer trying to tick every box the bank and your lawyer…
- That Home Loan Hub
How To Build A Financial Operating System That Actually Sticks
The fastest way to stay broke is to keep hunting for the “perfect mortgage structure” while the foundations underneath your money are still shaky. We’re joined…
- That Home Loan Hub
How Policy Ownership Speeds Up Life Insurance Payouts
Probate isn’t just a legal process. It can be the reason your partner waits months for a life insurance payout at the exact moment they need help most. We sit…
- That Home Loan Hub
How The Terminal Illness Benefit Works In Life Insurance
A terminal diagnosis changes the timeline, but it also changes what your life insurance can do. Many people think life insurance only pays out when you die. We…
- That Home Loan Hub
Your Best Advantage Is Being Human
AI is everywhere right now, but here’s the uncomfortable truth: trying to “outsmart the machine” is a losing strategy. The real question is what makes you…
- That Home Loan Hub
Why Pricing Your Work Feels Like Therapy
A strong brand is not a logo, a slogan, or a flashy marketing tactic. It is the moment you can say, with confidence, what you do, who you do it for, and why it…
- That Home Loan Hub
Buy First Or Sell First
The “buy first or sell first” decision sounds simple until you’re the one staring at listings, talking to the bank, and trying to line up settlement dates…
- That Home Loan Hub
Conditional Offer Basics
The moment a vendor accepts your conditional offer, you’re on a deadline whether you feel ready or not. We sit down with Megan (soldiering on through a sore…
- That Home Loan Hub
The Real Cost Of Buying A Home In NZ
ChatGPT can give you a number in seconds, but buying a home in New Zealand punishes vague budgeting. We put AI on the spot and go through the real-world costs…
- That Home Loan Hub
Tender Or Deadline
One word on a listing can change how much control you have after you make an offer: tender. We sit down with Megan to break down tender versus deadline sales…
- That Home Loan Hub
Women’s Mental Health Through Lived Experience And Practical Language
You can be standing right next to someone who’s falling apart and never know it, especially when we’re all half-distracted and living through screens. That’s…
- That Home Loan Hub
From Stay-At-Home Dad To Financial Adviser
Walking away from a solid job is one thing. Rebuilding your identity while you retrain, raise kids, and start again at the bottom of a new industry is another…
- That Home Loan Hub
The Great Chattels Mishap And Other Real Estate Lessons
The fastest way to lose money on a property purchase isn’t paying a bit too much, it’s missing the one question that exposes a repair, a consent issue, or a…
- That Home Loan Hub
Financial Freedom Starts With Small Choices You Repeat
Money can feel like a scoreboard, a source of stress, or the thing that keeps you stuck. We see it differently with Natalie Ferguson, co-founder of PowerSuit…
- That Home Loan Hub
Smart Questions For Home Buyers
The fastest way to get confident as a home buyer is not another spreadsheet. It is asking the questions that reveal motivation, risk, and reality before you…
- That Home Loan Hub
How To Be Positive Without Being Fake
Death has a way of stripping life back to what matters and that’s exactly where Melanie Kerr does her clearest thinking. Known as the Positivity Expert…
- That Home Loan Hub
Kapiti Coast Market Snapshot
Stats can be dull until they start answering the questions you actually care about: where are homes selling, what are people paying, and which parts of the…
- That Home Loan Hub
Making Smarter Offers With A Proper Builders Report
You’re standing in the lounge of a house you might buy, offer paperwork is coming, and someone says, “Just get your dad to have a look.” That tiny moment can…
- That Home Loan Hub
Smart Questions To Ask Before You Buy
That moment at an open home when you think “It feels right” is exactly when you need a sharper set of questions. We keep rolling through a practical buyer…
- That Home Loan Hub
Unregulated Building Inspectors In New Zealand
Anyone can print a business card, build a website, and call themselves a building inspector in New Zealand and that caught us completely off guard. We sit down…
- That Home Loan Hub
Monolithic Homes And Hidden Rot
A monolithic plaster home can look solid, modern, and “all good” at a glance, but once moisture gets into a direct-fix wall with no cavity, the damage can stay…
- That Home Loan Hub
From Lawn Bowls To Road Cycling In Kapiti
Community sponsorship can be a hollow gesture, or it can be a promise you keep by actually turning up. We’re joined by James to talk through the local projects…
- That Home Loan Hub
The Grass Looks Greener Until You Run The Numbers
The “Australia looks better” story is everywhere right now, but we wanted to slow it down and actually test it. Plenty of Kiwis are heading over the ditch for…
- That Home Loan Hub
Wellington’s Investor Conference And What You’ll Learn
You don’t have to be a “finance person” to be an investor anymore, and that’s exactly why financial literacy matters. James joins me to share what’s coming up…
- That Home Loan Hub
I Lost Nearly Half A Million And Rebuilt
A childhood of counting coins and watching farm bills pile up can do more than shape habits, it can shape your whole relationship with safety, spending, and…
- That Home Loan Hub
Property Cycles: Buying When Others Panic
Property headlines are designed to make you feel like you’re late, wrong, or doomed. We’d rather talk about what actually happens: the New Zealand property…
- That Home Loan Hub
How A Single Woman In Her 50s Bought A Home With A Small Deposit
She turns up expecting us to say no. Single, mid-50s, average salary, tiny deposit, and a head full of “you need 20%” advice that’s kept her stuck for years…
- That Home Loan Hub
How Multi-Offers Work In The New Zealand Property Market
Your heart is set on a house, you finally put an offer together, and then the agent says two words that spike your stress levels: multi-offer. Suddenly you are…
- That Home Loan Hub
Business Development That Turns Busy Into Productive
She wears “100 million hats”, but the through-line is clear: Helene Judge builds plans that help people move from busy to genuinely productive. We sit down…
- That Home Loan Hub
Property Management Without The Guesswork
If you’ve been doom-scrolling property headlines and wondering whether to buy, hold, sell, or just wait for the election to pass, this chat will steady your…
- That Home Loan Hub
How Cam Calkoen Builds An Opportunity Mindset
Life can feel heavy when you’re stuck replaying the same story about what you can’t do. We wanted a conversation that cuts through that fog, so we brought in…
- That Home Loan Hub
How The Kainga Ora Partnership Scheme Really Worked
A scheme designed to help New Zealanders into home ownership got so popular it shut down, and we still cannot find clear public numbers on how many people…
- That Home Loan Hub
Your Next Refix Should Match Your Life Plans;
Your refix date is coming up and the internet has a thousand confident answers. The problem is none of them know what your next 6 to 18 months actually looks…
- That Home Loan Hub
Kapiti Coast Market Numbers
Waikanae Beach posts the highest average sale price for June 2026, but the real headline is what sits behind the numbers: volume, RV performance, and a winter…
- That Home Loan Hub
Declutter For Better Listing Photos
Your listing photos are doing more selling than you think and sometimes it’s the tiniest, most normal household habits that quietly wreck a great shot. We’re…
- That Home Loan Hub
You Can Get A House Ready To Sell Without Spending Big
Buyers don’t only buy space, they buy the feeling that a home has been looked after. That’s why we’re obsessed with the unglamorous winter jobs that quietly…
- That Home Loan Hub
How A 40 Year Old Turns KiwiSaver Into A Real Retirement Plan
You can change your retirement track with moves so small you might not even feel them in your weekly budget. We sit down with Dave and walk through a real…
- That Home Loan Hub
The Latest KiwiSaver Stats And What They Mean
3.4 million New Zealanders are invested in KiwiSaver, and the money in the system has grown to about $142 billion. Those numbers are big enough to change how…
- That Home Loan Hub
From Refugee Childhood To Financial Confidence In Aotearoa
Money doesn’t just sit in a bank account, it lives in our memories, our families, and the choices we make when no one is watching. We sit down with Khouanchai…
- That Home Loan Hub
How A Simple KiwiSaver Review Can Add Thousands
A $28-a-week change doesn’t feel like much until you zoom out and see what it can do to your retirement. We’ve got Dave back to walk through a real-world…
- That Home Loan Hub
How 3.4 Million Kiwis Built $142 Billion
3.4 million New Zealanders are in KiwiSaver, and the total invested is about $142 billion. Those aren’t trivia stats, they’re a snapshot of how fast KiwiSaver…
- That Home Loan Hub
How A $10 Or $20 Weekly KiwiSaver Plan Grows For Your Child
A thousand dollars at birth sounds nice, but the real question is what happens when you pair an early start with a simple weekly habit. We’re joined again by…
- That Home Loan Hub
Money, Mindset, And Growing Up Broke
Your relationship with money usually starts long before your first pay packet, and sometimes it starts with fear. Lucy from Lucy Nutrition joins us for a…
- That Home Loan Hub
Landlords Should Not Be Able To Self-Certify Healthy Homes
Cold bedrooms, dripping windows, and mould on the walls are treated like “just how houses are” in New Zealand, but the health fallout is huge. We sit down with…
- That Home Loan Hub
How A Damp Rental Led To A $13,000 Tenancy Tribunal Payout
Mould on the walls is bad enough, but what happens when vermin and droppings are reportedly falling from the ceiling onto kids’ beds and the rent still has to…
- That Home Loan Hub
Stop Ghosting Your Bank Account with Rachel Davies
Money advice usually starts with budgets and numbers. We start somewhere more honest: the feelings you have when you open your bank app, the stories you…