Shows / That Home Loan Hub
That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of…
Episodes
- That Home Loan Hub
From Growing Up Broke To Building Wealth Through Property Trading
Money doesn’t just change what you can buy, it changes what you believe you’re allowed to try. Emma Hanover grew up with food banks and the constant feeling…
- That Home Loan Hub
Mortgage Broker Or Bank
The day before an auction, a young mum rings in tears: her bank has just refused her finance. She thought she had done everything right, she had been dealing…
- That Home Loan Hub
Debt-Free By Design
Money habits do not appear out of nowhere, they start in the rooms we grew up in and the adults we watched. We sit down with George to trace his money story…
- That Home Loan Hub
Kapiti Coast Market Snapshot
The Kapiti Coast market can look calm one month and chaotic the next, so we sit down with George Love from Harcourts to get grounded in the numbers that…
- That Home Loan Hub
When To Order A Builder’s Report For A Home Purchase
If you’re buying a house, timing your builder’s report can be the difference between a confident purchase and a costly surprise. We sit down with Evan to get…
- That Home Loan Hub
Healthy Homes Compliance Explained For NZ Homes
You can buy a house that feels “fine” and still discover it can’t legally be rented out without upgrades. That’s the gap we dig into with Evan as we compare a…
- That Home Loan Hub
Reverse Mortgages Made Simple
Your home can be worth a lot on paper, but that doesn’t help when the grocery bill, power, insurance, and council rates keep climbing. We sit down with James…
- That Home Loan Hub
OCR Review Watch And What It Means For Your Mortgage
The OCR gets reviewed next week and the mood across the banks feels twitchy. Jonathan sits down with mortgage adviser James Buchanan to talk through where New…
- That Home Loan Hub
Healthy Homes Compliance Made Simple
You can pay for a builders report and still have no clear answer on whether a home meets Healthy Homes compliance. That’s the gap we dig into with Evan, as we…
- That Home Loan Hub
What Does “Weathertight” Really Cost In New Zealand?
Twelve inspections in three days sounds impossible until you hear what a busy building inspector’s week actually looks like and why so many homes are crying…
- That Home Loan Hub
What The New KiwiSaver Rates Mean For Your Pay And Future
Your KiwiSaver settings look small until you do the maths. We sit down with Dave to talk through the April 2026 shift to a 3.5% employee contribution rate, why…
- That Home Loan Hub
Choosing The Right KiwiSaver Fund After Buying A Home
Conservative KiwiSaver funds can feel like a warm blanket, right up until you realise what they might be costing you over 20 or 30 years. We dig into a common…
- That Home Loan Hub
Here’s What To Check Before You Buy On A Slope
That dream hill view can come with a quiet question: what’s actually holding the ground up? We sit down with Evan to unpack the real-world risks and realities…
- That Home Loan Hub
Your Prescribed Investor Rate Can Save You Tax
PIR is one of those tiny settings that can quietly shape your after-tax returns for years, and most people only notice it as three letters on a KiwiSaver…
- That Home Loan Hub
How To Read A Builders Report With Confidence
A builder’s report can feel like a bunch of headlines until you know how to read the labels and what they imply for real risk, real money, and real next steps…
- That Home Loan Hub
From A $42k First Home Boost To A Bigger Retirement
Numbers don’t have to be boring, especially when they mess with your assumptions about money. We corner Dave from Booster for a rapid-fire run through…
- That Home Loan Hub
How One Moisture Reading Uncovered A $40K Bathroom Fix
One small moisture reading can be the start of a very expensive story. We’re talking about the moment every buyer dreads: you’ve got a builder’s report…
- That Home Loan Hub
The Time Genie Method
Admin doesn’t just steal hours, it steals creative energy. Heather Knewstubb from Time Genie joins us to unpack what “behind-the-scenes” support really looks…
- That Home Loan Hub
Why A $7,000 Deposit Can Be Enough
“Deposit” sounds like one simple word, until you realise it can mean two totally different things in a New Zealand home purchase. We keep hearing the same…
- That Home Loan Hub
Offer Smarter In The NZ Property Market
RV says one thing, Homes.co.nz says another, and the latest stats look convincing until you realise there were only two sales in the whole suburb. We get into…
- That Home Loan Hub
Stop Using RV To Price Your Offer
RV says a lot about how rates get calculated, but it can say very little about what you should actually offer on a home. We sit down with Megan Love from…
- That Home Loan Hub
From Bagpipes To Boardrooms With James Laughlin
Money stress, burnout, and constant noise are not personality flaws, they’re often just untrained habits and inherited beliefs. We’re joined by…
- That Home Loan Hub
A Proper Builder's Report Can Save You From Hidden Leaks And Costly Repairs
You can fall in love with a house in five minutes, then spend five years paying for what you didn’t see. That’s why we brought in Evan Cardwell from Checkhome…
- That Home Loan Hub
Courage As A Leadership Skill - Kaila Colbin
AI can write your emails, hype you up, and tell you you’re right. The problem is that real leadership and real relationships are built in the moments that…
- That Home Loan Hub
Insurance Planning Keeps Your Kids Secure When Work Stops
One income can feel like a clean, simple setup until the day it suddenly isn’t. Redundancy, a heart scare, an unexpected diagnosis, or an accident can flip a…
- That Home Loan Hub
A New Insurance Tool Uses Your Face To Predict Health Risks
If the idea of an insurance company scanning your face makes you pause, you are not alone. We sit down with Rebecca to unpack a “never before seen in New…
- That Home Loan Hub
Divorce And Insurance Ownership In New Zealand
Separation has a way of making “set and forget” insurance decisions suddenly urgent. We’ve seen how joint policy ownership, outdated beneficiaries, and a…
- That Home Loan Hub
Why Cheap Life Insurance Gets Expensive Later
Your bank tells you to take the cheap option on insurance. The part they don’t spell out is what happens when that “cheap” premium keeps climbing every year…
- That Home Loan Hub
ACC Won’t Pay For Your Cancer Scare
ACC feels like the great Kiwi backstop, but one word changes everything: accident. We’re calling out the most common money myth we hear, that ACC will “cover…
- That Home Loan Hub
How To Choose The Right KiwiSaver Fund For Your Life Stage
Your KiwiSaver balance drops and suddenly everyone becomes an “expert” with hot takes, doom posts, and miracle fixes. We wanted a calmer, more useful chat, so…
- That Home Loan Hub
Real Mortgage Case Studies With Quick Wins
A single belief keeps coming up with new clients: “I’ve owned a home before, so I’m done.” If you have separated, used KiwiSaver years ago, or taken a knock to…
- That Home Loan Hub
Five Percent Deposits In New Zealand
A 20% deposit has become the “default” story of buying a home in New Zealand, but it is not the only path. We get straight to the question landing in our…
- That Home Loan Hub
OCR Versus Swap Rates And What Actually Shifts Your Mortgage Rate
Mortgage rate news can feel like a rollercoaster, but the real drivers are often hiding in plain sight. We sit down and talk through the question everyone’s…
- That Home Loan Hub
The Five Details Agents Need Before They Draft Your Offer
You can waste days trying to look “not too keen”, or you can do the one thing that actually moves a deal forward: tell the agent you like the property and you…
- That Home Loan Hub
What “Unless Sold Prior” Really Means In New Zealand Property Sales
“Auction next Thursday, unless sold prior.” Those four words look harmless, but they can speed up a sale, bring a deadline forward, and catch buyers completely…
- That Home Loan Hub
Your First Two Weeks After Buying A Home
You’ve finally had your offer accepted and the paperwork is signed, but the question hits fast: what do you actually need to do after you’ve bought a house? We…
- That Home Loan Hub
Professional Home Staging Versus DIY When Selling In New Zealand
Your place can be beautiful in real life and still fall flat online. We dig into what actually helps a home sell in New Zealand when the first showing is…
- That Home Loan Hub
An Eight Year Old’s Guide To Earning And Saving
Kids don’t need a complicated spreadsheet to understand money, they need a simple rule they can actually use. During our School Holiday Edition, we sit down…
- That Home Loan Hub
Money Talk With A 10-Year-Old
A 10-year-old walks into a school holiday podcast and accidentally delivers a masterclass in money basics. Aslan joins me for a funny, sharp chat that starts…
- That Home Loan Hub
A Mum Asks Her Daughter What Money Is
A five-year-old sits down for a holiday chat and accidentally delivers a clearer money lesson than most adults. Zara joins us on the mic and we start with the…
- That Home Loan Hub
Choose A Mortgage Advisor Like You Choose An Uber Driver
Choosing a mortgage advisor can feel like ordering an Uber: you hit a button, a name pops up, and you hope the experience is a good one. After a weekend of…
- That Home Loan Hub
The State Of The Nation For Home Buyers And Investors
Prices are up, nerves are up, and the headlines make it feel like everyone is one bad week away from chaos. We sit down with James to talk honestly about the…
- That Home Loan Hub
ACC CoverPlus Extra: The Sneaky Trap And The Direct Debit Fix
If you’re self-employed and your ACC invoice makes you wince, there’s a good chance you’re paying for cover you can’t fully use, or missing the cover you…
- That Home Loan Hub
What A Financial Advice Conference Reveals About KiwiSaver And Client Care
AI is moving fast, but here’s the surprising part: even people building AI still want a real person when money decisions get personal. After a busy month of…
- That Home Loan Hub
How Workplace Group Cover Helps You Get Insured Without Medical Questions
If you have a health history and you have ever been told “no” by an insurer, you know how personal and frustrating underwriting can feel. We get into a…
- That Home Loan Hub
EVs, Petrol Panic, And The True Cost Of Going Electric
Petrol prices spike, headlines get loud, and suddenly everyone is looking at electric vehicles as the “obvious” answer. We slow the hype down and ask the real…
- That Home Loan Hub
How To Cut Insurance Costs Without Losing Protection
Insurance is meant to protect you from the worst day, but rising premiums and the cost of living can make it feel like the easiest bill to cut. We sit down…
- That Home Loan Hub
OCR And Mortgage Rates In Plain English
OCR. Three letters that can make New Zealand homeowners panic, argue, and refix too fast. We slow it all down and explain why the Reserve Bank is widely…
- That Home Loan Hub
Interest Rates Are Dropping So Of Course It Gets Complicated
The news cycle is loud, and it is easy to feel like everything is heading downhill. We take a calmer approach and ask a more useful question: what happens when…
- That Home Loan Hub
A Free NZ Retirement Seminar With Real-World Options
Retirement can sneak up on you, not because you weren’t paying attention, but because the rules keep changing. Rising inflation, higher petrol prices, and a…
- That Home Loan Hub
Interest Rates Right Now
Your bank makes refixing feel like a simple tap, but that one decision can shape your budget for years. We get real about what’s happening with mortgage…
- That Home Loan Hub
Retirement Planning And First Home Buying Guidance In One Night
Two free seminars on one day, and both are built to replace vague advice with real, usable guidance. On 19 March we’re opening the doors for a 2pm session…
- That Home Loan Hub
How To Buy Your First Home With Multiple Loans
If you’re staring at a messy mix of car loans, personal loans, credit cards, Afterpay and Zip and thinking “a first home is impossible”, this conversation is…
- That Home Loan Hub
What To Do When Your KiwiSaver Drops Before Buying A Home
Your KiwiSaver balance is meant to help you build a future, so why does it feel like it’s working against you right when you need it most? When markets wobble…
- That Home Loan Hub
A Practical Guide To Using Home Equity To Top Up Retirement Income In New Zealand
A lot of Kiwis think reverse mortgages are only for desperate situations, but what if it’s actually a sensible tool for the people who kept the country…
- That Home Loan Hub
What If New Zealand Super Runs Out
Using KiwiSaver to buy your first home feels like a win, until the balance hits zero and you’re staring down a mortgage, rates, insurance, and the cost of…
- That Home Loan Hub
A 160km Charity Ride Around Lake Taupō
A hospice team can change the shape of grief. James joins us to talk about Lake Taupō Hospice and the care they gave his mum, the kind of care that shows up…
- That Home Loan Hub
Retirement Planning And First Home Buying Seminars In Kapiti
If you’re in the Kāpiti Coast or Wellington region and you’ve been feeling stuck between “I should know this” and “I don’t know where to start,” we’ve got…
- That Home Loan Hub
A 160km Charity Ride Around Lake Taupo
Grief can hollow you out, then one clear goal brings you back to yourself. That’s what happens in our chat with James, who’s turning personal loss into a very…
- That Home Loan Hub
Keep Contributing To KiwiSaver After Buying
Using KiwiSaver to buy your first home feels like a win, until the mortgage, rates, insurance, and day-to-day costs hit and you decide you can’t afford to keep…