How Workplace Group Cover Helps You Get Insured Without Medical Questions
If you have a health history and you have ever been told “no” by an insurer, you know how personal and frustrating underwriting can feel. We get into a practical path that many Kiwis overlook: workplace group scheme insurance, and how it can open the door to cover even when pre-existing conditions would normally trigger exclusions, loadings, deferrals, or declines.
We talk through what group cover often includes, why “automatic acceptance” can be such a big deal, and how it can protect people who might otherwise be uninsurable due to things like diabetes, heart conditions, back injuries, high…
The skinny
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