ACC CoverPlus Extra: The Sneaky Trap And The Direct Debit Fix

That Home Loan Hub · Apr 13, 2026 · 13m · transcript

If you’re self-employed and your ACC invoice makes you wince, there’s a good chance you’re paying for cover you can’t fully use, or missing the cover you actually need. We sit down with Blake to unpack ACC CoverPlus, the income cap that limits weekly compensation, and why your occupation and CU code have such a big impact on what you pay. Using a simple builder example, we show how someone earning over the ACC threshold can be paying top-dollar levies while their cover still caps out.

Then we get practical about ACC CoverPlus Extra. We talk through how choosing a lower level of ACC earnings…