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Debt-Free By Design

Money habits do not appear out of nowhere, they start in the rooms we grew up in and the adults we watched. We sit down with George to trace his money story right back to childhood in Scotland with grandparents who lived by a simple rule: save up first, then buy. That early lesson becomes the backbone of a life built on earning, patience, and steering clear of debt even when it would have been easier to borrow.

We talk about what money felt like when he was young, not as status, but as freedom. From working early and always having his own cash, to leaving home at 16 with money in the bank…

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