Keep Contributing To KiwiSaver After Buying
Using KiwiSaver to buy your first home feels like a win, until the mortgage, rates, insurance, and day-to-day costs hit and you decide you can’t afford to keep contributing. That one decision can quietly cost you years of compounding growth and, just as importantly, the employer contributions you miss the moment you opt out. We unpack why KiwiSaver shouldn’t end at settlement, and how to think about rebuilding your retirement savings without ignoring the very real pressure of the cost of living in New Zealand.
We also get practical about what to do next. If you’ve withdrawn your balance for a…
The skinny
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