Choosing The Right KiwiSaver Fund After Buying A Home
Conservative KiwiSaver funds can feel like a warm blanket, right up until you realise what they might be costing you over 20 or 30 years. We dig into a common KiwiSaver mistake: switching to conservative before buying a first home, then leaving it there long after the keys are in hand. The real question isn’t “what’s safest this year?”, it’s “what gives me the best chance of a strong retirement outcome over time?”
We talk through why long-term investing often rewards staying invested through market ups and downs, and how missing growth years can snowball into a huge gap in retirement savings…
The skinny
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