Conditional Offer Basics

That Home Loan Hub · Sep 13, 2026 · 8m · transcript

The moment a vendor accepts your conditional offer, you’re on a deadline whether you feel ready or not. We sit down with Megan (soldiering on through a sore throat) to unpack what a conditional offer really looks like in New Zealand, why conditions exist, and how buyers accidentally waste the very protections they asked for. If you’ve ever wondered how to structure a finance clause, when to order a builder’s report, or what to do with a cross lease title check, this chat will help you move with clarity and confidence.

We talk through the most common conditions we see in a Sale and Purchase…