How A 40 Year Old Turns KiwiSaver Into A Real Retirement Plan
You can change your retirement track with moves so small you might not even feel them in your weekly budget. We sit down with Dave and walk through a real KiwiSaver case study for a 40-year-old earning $75,000, contributing 4% (with a matching employer contribution), and holding a $30,000 balance, all with one clear goal: retire at 65 on the same income.
From there, we get specific about what actually shifts the numbers. We compare a balanced fund with an aggressive fund and talk about why “the right fund” depends on timeframe, risk tolerance, and what you’re trying to achieve. Then we look…
The skinny
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