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How The Kainga Ora Partnership Scheme Really Worked

A scheme designed to help New Zealanders into home ownership got so popular it shut down, and we still cannot find clear public numbers on how many people actually got over the line. That mystery is where we start, because “hundreds” is not the same as transparency and it leaves buyers, advisers, and taxpayers guessing about what worked and what didn’t.

We break down the Kainga Ora Partnership Scheme in practical terms: shared equity, up to 25% co-ownership, and a buyout period that can stretch years. Then we get blunt about the part that can sting later, the buyback. If Kainga Ora owns a…

The skinny

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