Shows / The 3Bz Podcast - Building Better Business
The 3Bz Podcast - Building Better Business
Want to build a better business without the overwhelm? The 3Bz Podcast is your weekly 15-minute reset, designed to help you move from reactive and uncertain to clear, structured and in control. Hosted by multi-award winning business owner and founder of A B C S UK, Stephanie Marshall FICB PM.Dip, this podcast goes beyond the numbers to explore what it really takes to run a business properly. Each episode delivers practical insights, honest conversations and no-nonsense advice on the real…
Episodes
- The 3Bz Podcast - Building Better Business
EP188 - Autumn Budget 2026: What It Means for You and Your Money
The Chancellor has delivered the Autumn Budget. But forget the political point-scoring for a minute. What does it actually mean for YOUR money? Last week, in…
- The 3Bz Podcast - Building Better Business
EP187 - Autumn Budget 2026: What It Actually Means for Your Business
The Autumn Budget 2026 has arrived, but what do the announcements actually mean for your business? In this special episode of The 3Bz Podcast, Stephanie…
- The 3Bz Podcast - Building Better Business
EP186 - The £500 Client Who Quietly Became a £900 Job
The £500 Client Who Quietly Became a £900 Job You agreed to provide a service for £500 a month. Everyone was happy. Then the client needed a little extra help…
- The 3Bz Podcast - Building Better Business
EP185 - Being Fully Booked Isn't Always a Good Thing
Fully booked. Waiting list. No availability. Sounds like business is going brilliantly, doesn't it? Except what happens when your diary is so full that you…
- The 3Bz Podcast - Building Better Business
EP184 - Your Best Client Might Actually Be Your Least Profitable
Who’s your best client? The one who pays you the most? The one who’s been with you the longest? The one with the biggest contract? Maybe. But revenue only…
- The 3Bz Podcast - Building Better Business
EP183 - When Did You Last Actually Read Your Business Bills?
You know how much money your business is making. But do you know how much you're quietly spending every month? Software subscriptions. Insurance. Bank charges…
- The 3Bz Podcast - Building Better Business
EP182 - The Cost of Being Too Helpful in Business
"It'll only take five minutes." Possibly one of the most expensive sentences in business 😂 Being helpful is a good thing. Brilliant customer service matters…
- The 3Bz Podcast - Building Better Business
EP181 - Your Business Has a Memory Problem
If you disappeared from your business for a week tomorrow, what would happen? Could somebody find what they needed? Would they know what needs doing? Would…
- The 3Bz Podcast - Building Better Business
EP180 - The Business Advice I’d Completely Ignore in 2026
There is a LOT of business advice on the internet. Post every day. Be everywhere. Say yes to every opportunity. Build multiple income streams. Scale. Work…
- The 3Bz Podcast - Building Better Business
EP179 - Back to Business: The September Reset Your Business Actually Needs
The kids are going back to school, summer is basically over and suddenly September has that familiar feeling of... Right. Back to it. But while everyone's…
- The 3Bz Podcast - Building Better Business
EP178 - MTD Quarter One Is Done…So How Did It Go?
Well... that was fun 😂 The first quarter of Making Tax Digital for Income Tax is behind us, and now seems like a pretty good time to ask: How did it actually…
- The 3Bz Podcast - Building Better Business
EP177 - The Numbers You’re Ignoring Are Costing You Money
You know your turnover. Great. But what about your profit margin? Your monthly overheads? How much your clients actually make you? How long people take to pay…
- The 3Bz Podcast - Building Better Business
EP176 - Your Business Is Making Money… So Why Are You Still Skint?
Your business is busy. The invoices are going out. Turnover is growing. So why does your bank account still look slightly tragic? In EP176 of The 3Bz Podcast…
- The 3Bz Podcast - Building Better Business
EP175 - The £100k Turnover Trap
Getting your business to £100,000 turnover is a fantastic achievement. But it's also the stage where many businesses begin to feel stretched. In this episode…
- The 3Bz Podcast - Building Better Business
EP174 - The Habits Driving Your Accountant Crazy
Being a great client isn't about having perfect records...It's about building good habits. In this episode of The 3Bz Podcast, Stephanie shares the things…
- The 3Bz Podcast - Building Better Business
EP173 - 10 Things I'd Never Do Again As A Business Owner
Every business owner has lessons they wish they'd learned sooner. In this episode of The 3Bz Podcast, Stephanie shares ten things she'd never do again after…
- The 3Bz Podcast - Building Better Business
EP172 - The Three Reports Every Business Owner Should Understand
You don't need to be an accountant to understand your business numbers. But you do need to know which reports matter. In this episode of The 3Bz Podcast…
- The 3Bz Podcast - Building Better Business
EP171 - What Successful Business Owners Do Every Friday
Successful business owners don't just work hard.They work with intention.In this episode of The 3Bz Podcast, Stephanie shares seven simple habits that help…
- The 3Bz Podcast - Building Better Business
EP171 - What Successful Business Owners Do Every Friday
Successful business owners don't just work hard. They work with intention. In this episode of The 3Bz Podcast, Stephanie shares seven simple habits that help…
- The 3Bz Podcast - Building Better Business
EP170 - The £1,000 Challenge
Could you find an extra £1,000 in your business without taking on a single new client? In this episode of The 3Bz Podcast, Stephanie sets you a challenge…
- The 3Bz Podcast - Building Better Business
EP169 - Why Good Businesses Run Out Of Cash
Cash flow problems don't just happen to struggling businesses. In fact, some of the biggest cash flow challenges happen in businesses that are growing. In this…
- The 3Bz Podcast - Building Better Business
EP168 - The Client Red Flags I Never Ignore Anymore
Not every client is the right client. And one of the most expensive lessons business owners learn is that saying yes to the wrong client can cost far more than…
- The 3Bz Podcast - Building Better Business
EP167 - If I Lost Everything Tomorrow, Here's How I'd Rebuild A B C S UK
In this episode of The 3Bz Podcast, Stephanie explores a thought-provoking question: If A B C S UK disappeared tomorrow, how would she rebuild it? Starting…
- The 3Bz Podcast - Building Better Business
EP166 - The Small Business Mistakes That Cost The Most
In this episode of The 3Bz Podcast, Stephanie explores the small business mistakes that often cause the biggest problems. From undocumented processes and…
- The 3Bz Podcast - Building Better Business
EP165 - This Is Where Your Business Stops Being a Hobby
In this episode of The 3Bz Podcast, Stephanie talks about the moment a business stops being something you’re “trying” and starts becoming something you’re…
- The 3Bz Podcast - Building Better Business
EP164 - You’re Doing Better Than You Think…But Here’s What Needs to Change
In this episode of The 3Bz Podcast, Stephanie talks about the stage of business where things are technically working but still don’t feel right. From feeling…
- The 3Bz Podcast - Building Better Business
EP163 - What Actually Happens Behind the Scenes in My Business
In this episode of The 3Bz Podcast, Stephanie takes listeners behind the scenes of her business and shares the reality of what it actually takes to run a…
- The 3Bz Podcast - Building Better Business
EP162 - You're Looking At The Wrong Numbers
In this episode of The 3Bz Podcast, Stephanie breaks down one of the biggest reasons business owners feel financially unclear…they’re looking at the wrong…
- The 3Bz Podcast - Building Better Business
EP161 - You’re Not Bad at Business. You’re Missing Structure
In this episode of The 3Bz Podcast, Stephanie challenges a common belief many business owners carry…that they’re the problem. Feeling overwhelmed, inconsistent…
- The 3Bz Podcast - Building Better Business
EP160 - Stop Guessing. Start Running Your Business Properly
In this episode of The 3Bz Podcast, Stephanie challenges one of the most common habits holding business owners back…guessing. From relying on bank balances to…
- The 3Bz Podcast - Building Better Business
EP159 - The Messy Middle of Business (And Why It Feels So Hard)
In this episode of The 3Bz Podcast, Stephanie dives into a stage of business that most people experience but rarely talk about; the messy middle. This is the…
The 3Bz Podcast - Building Better BusinessEP158 - New Tax Year, Same Problems? Let's Fix That
In the first episode of Series 4 of The 3Bz Podcast, Stephanie explores what the start of a new tax year really means for business owners and why it’s more…
- The 3Bz Podcast - Building Better Business
EP157 - 10 Lessons Business Has Taught Me (Series 3 Finale)
In this milestone episode of The 3Bz Podcast, Stephanie Marshall reflects on how the show has grown and why its original intention still matters today. As the…
- The 3Bz Podcast - Building Better Business
EP156 - Sort This Before 5 April or Regret It
In this episode of The 3Bz Podcast, Stephanie Marshall shares five key decisions business owners should make before the end of the tax year. As March comes to…
- The 3Bz Podcast - Building Better Business
EP155 - No Clients for a Year…Then This Happened with Mehul Dave
In this episode of The 3Bz Podcast, Stephanie Marshall is joined by fellow bookkeeper Mehul Dave to discuss the reality of building a bookkeeping practice from…
- The 3Bz Podcast - Building Better Business
EP154 - 5 Financial Red Flags That Signal a Business Is About to Struggle
In this episode of The 3Bz Podcast, Stephanie Marshall shares five financial red flags she often sees before a business begins to struggle. Working closely…
- The 3Bz Podcast - Building Better Business
EP153 - Growth Is Easy. Scaling Is Different
In this episode of The 3Bz Podcast, Stephanie Marshall explores the difference between growing a business and scaling one. Many business owners focus on…
- The 3Bz Podcast - Building Better Business
EP152 - What Your Bookkeeper Wishes You Knew
In this episode of The 3Bz Podcast, Stephanie shares the honest truths most bookkeepers wish business owners understood. From unclear transactions and late…
- The 3Bz Podcast - Building Better Business
EP151 - Procrastination Is Costing Your Business More Than You Think
In this episode of The 3Bz Podcast, Stephanie Marshall explores the real cost of procrastination in business and why it is not a time management problem but a…
- The 3Bz Podcast - Building Better Business
EP150 - You Don’t Have To Be Ready To Start
In this milestone episode, Stephanie reflects on how the show began and why its original intention still matters today. What started as a simple, audio-only…
- The 3Bz Podcast - Building Better Business
EP149 - The Clients That Cost You the Most (And Why You Keep Saying Yes)
In this episode of The 3Bz Podcast, Stephanie explores one of the most common but least talked about issues in small business: Bad-fit clients. While many…
- The 3Bz Podcast - Building Better Business
EP148 - Busy Isn’t Profitable (And It Never Was)
Being busy is often worn like a badge of honour in small business. Full diary. No gaps. Always on. And yet…the numbers don’t reflect it. In this episode…
- The 3Bz Podcast - Building Better Business
EP147 - Your Pricing Isn’t the Problem. Your Confidence Is.
Pricing is one of the things business owners overthink the most and fix the least. In this episode, I’m talking about why pricing feels so uncomfortable, why…
- The 3Bz Podcast - Building Better Business
EP146 - Is Your January Cash Flow a Problem or Just January Being January?
January has a way of making even solid businesses feel uncomfortable financially. Invoices take longer to get paid, sales slow down and suddenly the numbers…
- The 3Bz Podcast - Building Better Business
EP145 - The January Reset: What to Stop, Start and Keep in Your Business
January doesn’t need to mean starting from scratch or reinventing your entire business. More often than not, that’s what creates overwhelm before the year has…
- The 3Bz Podcast - Building Better Business
EP144 - A Better Way to Plan 2026 with Natalie Potts
Kicking off the new year, Stephanie is joined by Natalie Potts for a grounded, honest conversation about planning for 2026 without pressure, panic or…
- The 3Bz Podcast - Building Better Business
EP143 - A Very 3Bz Christmas: 2025 Year in Review
This Christmas Day episode is a moment to pause, reflect and say thank you. In this final episode of 2025, Stephanie looks back on a year of conversations…
- The 3Bz Podcast - Building Better Business
EP142 - From Hobby to Handmade Business with Natalie Edwards: Building a Brand with Purpose and Play
In this episode of The 3Bz Podcast, Stephanie is joined by Natalie Edwards, founder of Made in the Button Room, an eco-conscious crochet business proving that…
- The 3Bz Podcast - Building Better Business
EP141 - Fix These 5 Things Now or Regret It in January
This week’s episode is your calm but firm reminder to get your business in order before the year ends. If you’ve ever hit January feeling overwhelmed, behind…
- The 3Bz Podcast - Building Better Business
EP140 - The Budget Changes That Will Hit Your Wallet First
The Autumn Budget wasn’t just about businesses, it impacts every one of us as individuals too. In this episode of The 3Bz Podcast, I’m breaking down what the…
- The 3Bz Podcast - Building Better Business
EP139 - Autumn Budget 2025: What the Chancellor Just Changed (and What It Means for Your Business)
The 2025 UK Autumn Budget dropped and there’s a lot in there for business owners to digest. In this episode of The 3Bz Podcast, I’m breaking down the budget…
- The 3Bz Podcast - Building Better Business
EP138 - Your Offers Are In Silos: Turn Data Into More Sales with Zoë Dew
Back by popular demand, data strategist Zoë Dew returns to unpack why so many multi-offer businesses stall (spoiler: your offers are sitting in silos). We dig…
- The 3Bz Podcast - Building Better Business
EP137 - Fix Your Messaging: Clarity, Clients and Courage with Natalie Potts
This week I’m joined by strategist Natalie Potts to tackle the problem behind most slow sales: unclear messaging. We break down some of Natalie’s simple…
- The 3Bz Podcast - Building Better Business
EP136 - Turning Data Into Decisions with Zoë Dew: What to Track (and What to Ignore)
This week I’m joined by Zoë Dew, data strategist and founder of Zoë Dew Consulting, who helps high-earning, multi-offer business owners finally get clarity…
- The 3Bz Podcast - Building Better Business
EP135 - Business Burnout Is Real: How to Spot It and Fix It Before It’s Too Late
Business burnout doesn’t always look like falling apart, sometimes it looks like showing up, ticking all the boxes and still feeling completely drained. In…
- The 3Bz Podcast - Building Better Business
EP134 - How to Raise Your Prices Without Losing Clients
You know it’s time. You’re charging too little, doing too much, and let’s be honest...starting to resent the work. But the thought of raising your prices makes…
- The 3Bz Podcast - Building Better Business
EP133 - Companies House Is Changing: What Every Business Owner Needs to Know
Companies House is getting a serious glow-up, and it’s not just cosmetic. From new ID checks and the end of the old web filing system, to the introduction of…
- The 3Bz Podcast - Building Better Business
EP132 - The Final Countdown to MTDIT: Are You Ready for April?
Making Tax Digital for Income Tax or MTDIT is full of jargon, and honestly, HMRC hasn’t done the best job at explaining it. So in this episode, I’m breaking it…
- The 3Bz Podcast - Building Better Business
EP131 - The Gig Economy Tax Headache: What They Don’t Tell You
Whether you’re freelancing, Ubering, OnlyFans-ing or side hustling something in between, you still have to deal with tax. And surprise...HMRC doesn’t make it…
- The 3Bz Podcast - Building Better Business
EP130 - From Solopreneur to CEO: Scaling Your Financial Foundation
Most people think scaling means adding more offers, hiring a team, or hitting six figures. But none of that sticks without a solid financial foundation…