Shows / That Home Loan Hub
That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of…
Episodes
- That Home Loan Hub
House Hunting? Why Now Might Be Your Golden Opportunity
Curious about the real story behind reverse mortgages and wondering if now's actually a good time to buy property? We're pulling back the curtain on what's…
- That Home Loan Hub
OCR Forecast: Cuts Coming?
Wondering what's next for New Zealand's Official Cash Rate and how it impacts your mortgage? In this revealing episode of Home Loan Hub, we unpack surprising…
- That Home Loan Hub
Breaking New Ground: Jordan Joins Team Zebunisso
Have you ever been so inspired by someone's help that you decided to completely change your career path to do the same for others? That's exactly what happened…
- That Home Loan Hub
Responsive Mortgage Advice: From Pre-Approval to Homeowner in Weeks
Have you ever felt abandoned by a financial advisor when trying to make one of life's biggest purchases? You're not alone. This raw and revealing conversation…
- That Home Loan Hub
Second-Tier Lenders: The Hidden Path to Homeownership
Breaking down barriers to homeownership is what drives our passion as mortgage advisers. In this heartwarming episode, we share a success story that proves…
- That Home Loan Hub
Self-Employed & ACC: Buying a House
Wondering if your ACC payments could stand in the way of homeownership? Our latest episode shatters common misconceptions around mortgages for those with…
- That Home Loan Hub
The Insurance Claims Roadmap: From Crisis to Coverage
Send us Fan Mail Support the show Looking to buy your first home or an investment property? If either of these is on your mind, check out the details and…
- That Home Loan Hub
Protecting Your Income: Beyond Redundancy
What happens when the safety net you think you have suddenly disappears? This eye-opening conversation with insurance expert Rebecca reveals the dangerous…
- That Home Loan Hub
Breaking Down Barriers: Building a Network of Women in Financial Advice
The wealth transfer conundrum facing New Zealand is staggering. Billions in assets will soon pass from aging baby boomers to their children—most often landing…
- That Home Loan Hub
From Pharmacist to Real Estate Disruptor: Michael Seymour's Journey ( Repost )
What does it take to disrupt an industry with trust issues? Michael Seymour, owner of Tall Poppy Real Estate, takes us behind the scenes of his remarkable…
- That Home Loan Hub
Heated Debate: Gas vs Heat Pump Water Systems
Feeling the winter chill while your wallet feels the burn of skyrocketing gas prices? You're not alone. This eye-opening conversation dives into the reality…
- That Home Loan Hub
What Your Mother Never Told You About Money (But Brett's Did)
Breaking free from financial hardship takes more than just hard work—it requires the right mindset, strategic thinking, and sometimes a little maternal wisdom…
- That Home Loan Hub
Why First-Time Buyers Shouldn't Wait: Economic Insights from ANZ
Looking to buy a home but feeling unsure about the current market? This candid conversation between Zebenisa and James Buchanan unpacks fresh insights from ANZ…
- That Home Loan Hub
Without a Will: The Hidden Costs of Dying Unprepared ( Ep 100!!! )
What happens when you die without a will? The consequences can be devastating for those you leave behind. In this eye-opening conversation with returning guest…
- That Home Loan Hub
Building Stability: One Dad's Journey to Property Ownership
Starting fresh as a single father of twin boys, Jordan Holmes never thought homeownership was within his reach. After growing up with constant relocations…
- That Home Loan Hub
Queen of Your Own Palace: Navigating Property Ownership as a Woman
A powerful shift is happening in the property market. Single women are stepping forward to claim their place as homeowners in unprecedented numbers. This isn't…
- That Home Loan Hub
Broker vs Bank: Behind the Homebuying Curtain
Frustration abounds in today's mortgage lending environment. Both mortgage advisors and home buyers alike are feeling the strain of extended processing times…
- That Home Loan Hub
Home Loans in New Zealand: What You Need to Know
Fresh from a 12-day adventure in Japan, mortgage expert Khouanchai returns to discuss New Zealand's economic landscape with a focus on the housing market. We…
- That Home Loan Hub
Cancer Cover: The Affordable Alternative to Full Health Insurance
Could you wait two years for a medical procedure while living in constant pain? Would your financial future survive a cancer diagnosis requiring $60,000 in…
- That Home Loan Hub
Mortgage Chess: How to Position Yourself for the Coming Rate Drops
Whispers about interest rate drops are turning into roars, and your mortgage strategy needs immediate attention. While the Reserve Bank currently holds steady…
- That Home Loan Hub
New Zealand Property: Signs of Stability After the Downturn
The tide is turning in New Zealand's property market. After months of declining values and market uncertainty, we're seeing the first consistent signs of…
- That Home Loan Hub
Breaking Financial Barriers at KFC
What could you achieve if you ignored the naysayers and simply put in the hours? Carl Mitter's financial journey shatters every preconception about what's…
- That Home Loan Hub
From Claims Experience to Client Protection: A New Insurance Expert Joins the Team
When life throws its worst at you, what financial safety net do you have? Rebecca Watts, our newly appointed risk insurance specialist, joins the podcast to…
- That Home Loan Hub
From "Our Money" to "My Money": The Homeowner's Guide to Starting Over
The emotional and financial aftermath of separation can feel like navigating through a storm with no compass. That overwhelming shift from thinking about "our…
- That Home Loan Hub
5 Epic Home Loan Fails Every Kiwi Should Avoid
Mortgage mistakes can cost you thousands, and unfortunately, there are so many ways Kiwis keep stumbling into these financial traps. Welcome back to part two…
- That Home Loan Hub
When One Door Closes: How to Rebuild Your Financial Future After Separation
The journey through separation is rarely easy, but rebuilding your financial future afterward can be surprisingly empowering. This episode tackles the…
- That Home Loan Hub
Breaking Free from Home Buyer's Paralysis: Your Guide to Mortgage Confidence
Feeling overwhelmed by the home buying process? You're not alone. Mortgage anxiety affects countless potential homeowners, keeping them awake at night as they…
- That Home Loan Hub
When Your Address Is a Deal-Breaker (And How to Fix It)
Geographical discrimination in mortgage lending is rarely discussed, but it nearly derailed the homeownership dreams of a hardworking Greymouth couple. Their…
- That Home Loan Hub
First Home Buyers Alert: Kāinga Ora Premium Doubles from July 1st
Breaking news for Kiwi first home buyers! The Kāinga Ora low equity premium is more than doubling, jumping from 0.5% to 1.2% of your loan amount effective July…
- That Home Loan Hub
New Construction vs Existing Properties: The Rental Investment Breakdown
Building to rent versus buying existing stock - which strategy makes more sense for property investors? We dive deep into the compelling reasons why new builds…
- That Home Loan Hub
Inside the World of Homely: Transforming Rental Property Management
Navigating the shifting landscape of investment property management requires more expertise than many realize. Rachael Stipkovits from Homely Property…
- That Home Loan Hub
( Repost ) Real Estate Revolution: How Karl Matakatea Built Sold on Kapiti
What happens when you throw conventional real estate wisdom out the window? Karl Matakatea's journey building Sold on Kapiti Real Estate reveals exactly that…
- That Home Loan Hub
Defying the Odds: Single Dad's Journey to Homeownership
Finding your way through the complex world of home loans can feel overwhelming, especially when you're facing challenges that seem to stack the odds against…
- That Home Loan Hub
Breaking Down Mortgage Refixes
Navigating your mortgage refix might seem straightforward, but as we reveal in this enlightening discussion, it's actually one of the most critical financial…
- That Home Loan Hub
The Real Price of Change: Selling, Buying, and Starting Fresh
What does it really cost to sell your home and buy another? Mortgage broker James Buchanan returns to the podcast to share the eye-opening reality of his…
- That Home Loan Hub
Life Insurance: The Conversation No One Wants (But Everyone Needs)
Death isn't a comfortable topic, but financial protection for your loved ones is too important to ignore. We dive deep into why proper life insurance coverage…
- That Home Loan Hub
When Algorithms Meet Empathy: The Future of Home Loans
Could artificial intelligence replace your mortgage advisor? That's the question we tackle head-on with Kunj in this thought-provoking follow-up to our…
- That Home Loan Hub
Rebuilding Your Financial Reputation: How Past Mistakes Affect Home Buying
Your credit score is the silent gatekeeper to homeownership dreams. In this eye-opening conversation, we share the real story of a couple with stellar jobs and…
- That Home Loan Hub
Women Rising: Breaking Financial Barriers
Ever wondered why financial decisions feel so emotionally charged, especially within relationships? Sarah Curley brings a refreshing perspective to this…
- That Home Loan Hub
Flying Solo: Property Ownership Without a Partner
Breaking free from one of property's biggest myths, this episode confronts the widespread belief that you need a partner to buy a home. As a mortgage advisor…
- That Home Loan Hub
When Uncle Bob's BBQ Mortgage Tips Could Cost You Thousands
Ever wondered if that "free" mortgage advice is actually giving you the best deal possible? It's time for some straight talk about why seemingly helpful…
- That Home Loan Hub
Debt Decoded: What Lenders Actually Care About
The myth that you need to be completely debt-free to buy a home stops countless potential homeowners from even trying. The truth? Not all debt is created…
- That Home Loan Hub
Unlocking Your KiwiSaver: The Hidden Trade-offs for First Home Buyers
Facing the KiwiSaver dilemma? You're not alone. The question of whether to use your retirement savings for a first home deposit or preserve them for your…
- That Home Loan Hub
Protect Your Pre-Approval: The Secrets Banks Don't Tell You
Getting pre-approved for a home loan feels like a victory – until suddenly the bank ghosts you or that precious approval vanishes right when you find your…
- That Home Loan Hub
New Build Nightmares: What Property Developers Don't Tell You
"Should you buy a house that doesn't exist yet?" That's the question at the heart of our deep dive into the glittery but sometimes treacherous world of…
- That Home Loan Hub
Should You Break Your Fixed Mortgage Early? A Cost-Benefit Analysis
Struggling with a high fixed mortgage rate while watching interest rates drop? You're not alone. This episode tackles the complex question many Kiwi homeowners…
- That Home Loan Hub
Unlocking Home Equity: Is a Top-Up Loan Right for You?
Wondering whether that home renovation, debt consolidation, or family holiday should be funded through your mortgage? This eye-opening episode cuts through the…
- That Home Loan Hub
Young Couple Proves Homeownership Is Possible Despite Initial Doubts
Stepping onto the property ladder feels impossible for many young New Zealanders, but Ryan Bilby's journey proves otherwise. A bakery manager at Ben's Buns in…
- That Home Loan Hub
Breaking the 20% Deposit Myth
Tired of the endless saving cycle while watching home prices continue to climb? You're not alone. Many Kiwis believe they need a 20% deposit to enter the…
- That Home Loan Hub
Rentvesting: The Unconventional Path to Property Ownership
Feeling priced out of your dream neighbourhood? You're not alone. Across New Zealand, aspiring homeowners face the harsh reality of skyrocketing property…
- That Home Loan Hub
Navigating Co-Ownership: The Ins and Outs of Buying Property with Others
The property ladder feels impossibly steep for many Kiwis, but what if you didn't have to climb it alone? We explore the increasingly popular strategy of…
- That Home Loan Hub
No Means "Not This Way": A Mortgage Advisor's Guide to Rejection
Receiving that dreaded home loan rejection can feel like the end of your homeownership dream, but take heart—it's actually just a detour on your journey. This…
- That Home Loan Hub
Don't Panic: Your Complete Guide to Mortgage Decisions in 2025
Navigating your mortgage refix in 2025 doesn't have to be overwhelming. This expanded episode dives deeper into strategic approaches that could save you…
- That Home Loan Hub
The Essential Mortgage Refix Checklist for 2025: What You Need to Know Before Your Rate Expires
Refixing your mortgage might seem like a mundane financial task, but it's actually one of the most critical moments in your homeownership journey. A…
- That Home Loan Hub
NZ Property Market 2025: Stabilization After the Storm
Are Kiwi house prices finally turning a corner in 2025? After weathering an 18% decline from the 2021 peak, the market is showing tentative signs of…
- That Home Loan Hub
Beyond the Headlines: What Budget 2025 Means for Your Financial Future
The 2025 Budget has arrived in Aotearoa, and regardless of your political leanings, its implications for homeowners and prospective buyers deserve your…
- That Home Loan Hub
Balancing Act: How a Lifestyle Property Sale Changed Everything
What happens when a mortgage advisor faces his own property and financing challenges? In this refreshingly honest conversation, James returns after a brief…
- That Home Loan Hub
From Financial Chaos to Homeownership: How Debt Consolidation Changed Everything
Financial magic happens when you look beyond the obvious. We've just transformed a young couple's future by saving them over $500 every month through strategic…
- That Home Loan Hub
From Offer to Acceptance: Understanding Live Deals in Home Buying
Navigating the property market as a first-time buyer can feel like learning a new language. One term you'll need to master quickly? "Live deals." Most major…
- That Home Loan Hub
The 10-Day Wait: Is Working With a Mortgage Advisor Still Worth It?
The mortgage landscape is shifting dramatically with banks now challenging advisors on their traditional strengths of service and turnaround times. We dive…