Don't Panic: Your Complete Guide to Mortgage Decisions in 2025

That Home Loan Hub · May 23, 2025 · 6m · transcript

Navigating your mortgage refix in 2025 doesn't have to be overwhelming. This expanded episode dives deeper into strategic approaches that could save you thousands, following up on our popular checklist episode that prompted numerous listener questions.

Timing is everything when it comes to mortgage decisions. Discovering your fixed term end date too late can mean automatically rolling onto high floating rates around 8%, costing hundreds extra per fortnight. Give yourself 6-8 weeks before your expiry date to explore options properly. And here's something crucial to remember: your bank's…