The 10-Day Wait: Is Working With a Mortgage Advisor Still Worth It?
The mortgage landscape is shifting dramatically with banks now challenging advisors on their traditional strengths of service and turnaround times. We dive into a fascinating case study of siblings buying identical properties – one going direct to a bank with same-day approval, the other using an advisor and waiting 10+ days for identical rates and cashback. This real-world example perfectly captures the current tension in the home loan market.
Beneath this surface-level comparison lies a deeper story about value. While banks excel at processing standardised applications quickly, mortgage…
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