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Breaking the 20% Deposit Myth

Tired of the endless saving cycle while watching home prices continue to climb? You're not alone. Many Kiwis believe they need a 20% deposit to enter the property market—a seemingly impossible hurdle that keeps pushing the dream of home ownership further away. But what if I told you this widely accepted "truth" is actually one of the biggest myths in New Zealand real estate?

As a mortgage advisor who's helped hundreds of families secure their first homes, I'm pulling back the curtain on low deposit options that could transform your housing journey. The reality is far more promising than most…

The skinny

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