Young Couple Proves Homeownership Is Possible Despite Initial Doubts
Stepping onto the property ladder feels impossible for many young New Zealanders, but Ryan Bilby's journey proves otherwise. A bakery manager at Ben's Buns in Paraparaumu Beach, Ryan recently purchased his first home with partner Crystal despite believing they weren't financially ready.
With an 18% deposit, concerns about past credit issues, and no substantial parental support, Ryan initially dismissed homeownership as unattainable. The turning point came when rental costs kept climbing and finding pet-friendly accommodation became increasingly difficult. Their leap of faith revealed…
The skinny
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