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Self-Employed & ACC: Buying a House

Wondering if your ACC payments could stand in the way of homeownership? Our latest episode shatters common misconceptions around mortgages for those with unconventional income streams.

We dive deep into a fascinating case study of a client receiving permanent ACC payments while working as an Uber driver. While his ACC income is viewed favourably by lenders, his self-employment history presents unique challenges. Despite seven years in business, a recent gap year and inconsistent earnings have made mainstream banks hesitant.

The good news? Solutions exist. We explore alternative lending…

The skinny

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