Shows / Make It Personal Podcast
Make It Personal Podcast
Disclosure: This podcast is for educational purposes only. Strategies discussed may not be suitable for everyone. Mutual of Omaha Investor Services, Inc. does not provide tax or legal advice. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC (www.finra.org) /SIPC (www.sipc.org). This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Not all Mutual of Omaha Financial Representatives are…
Episodes
- Make It Personal Podcast
Why Tax Strategy Is the New Financial Planning | EP 95
Most people think tax planning happens when they file a return. By then, the biggest opportunities may already be gone. In Episode 95 of Make It Personal, we…
- Make It Personal Podcast
She Inherited $1 Million. Then Everything Changed | EP 94
What happens when you inherit $1 million but don't know what to do next? For one woman, a simple life insurance beneficiary change opened the door to a bigger…
- Make It Personal Podcast
Think Like a CFO: Give Every Dollar a Job | EP 93
Every dollar in your financial plan should have a job. Some money should pursue long-term growth. Some should remain accessible for emergencies and…
- Make It Personal Podcast
Your RMD Is Higher Than 4%, Should You Be Worried? | EP 92
What happens when your required minimum distribution is higher than the amount your retirement plan says you can safely withdraw? Does that mean you are…
- Make It Personal Podcast
Why You Have to Qualify for Life Insurance | EP 91
Life insurance is different from many other financial products. Having enough money to pay the premium does not necessarily mean you can obtain any amount of…
- Make It Personal Podcast
Making $3M a Year Didn’t Make Them Feel Secure | EP 90
What if making more money did not actually make your financial life feel more secure? In this episode of Make It Personal, we share a real financial planning…
- Make It Personal Podcast
Could the Social Security Fairness Act Raise Your Benefit? | EP 89
Could the Social Security Fairness Act increase your monthly Social Security benefit, or change the retirement income plan you built years ago? For decades…
- Make It Personal Podcast
The Financial Habits That Quietly Build Wealth | EP 88
Every day, companies compete for your attention and encourage you to spend money. Buy now. Upgrade today. Take advantage of the limited-time offer. Consumer…
- Make It Personal Podcast
How to Use College Savings Without Costly Mistakes | EP 87
You spent years saving for college. You made regular contributions, watched the account grow, and worked toward the goal of helping your child pay for higher…
- Make It Personal Podcast
AI Knows Your Money, But It Doesn’t Know Your Life | EP 86
What happens when AI manages your money perfectly, but creates a financial plan that does not reflect the life you actually want? Artificial intelligence can…
- Make It Personal Podcast
Don’t Mortgage Your Retirement for Your Kids’ College | EP 85
From the outside, this family looked like they had everything together: strong careers, a nice home, and three kids in college. But behind the scenes, credit…
- Make It Personal Podcast
The Roth Catch-Up Rule Most People Misunderstand | EP 84
Do 401(k) catch-up contributions have to be Roth in 2026? Many people aged 50 and older have heard that catch-up contributions are changing, but the headlines…
- Make It Personal Podcast
An RMD Is Not a Retirement Spending Rule | EP 83
Required Minimum Distributions, or RMDs, can create stress for retirees when the IRS tells them to withdraw more money from their IRA or retirement account…
- Make It Personal Podcast
Why Retirement Feels Lonely (and How to Fix It) | EP 82
Retirement sounds like freedom, until the calendar disappears and the questions get loud. If you’ve ever wondered why retirement can feel lonely, uncertain, or…
- Make It Personal Podcast
The Retirement Risk Most Families Never Plan For | EP 81
What if the biggest threat to your retirement plan is not the stock market, inflation, or taxes, but a long-term care event your family never saw coming? In…
- Make It Personal Podcast
Roth 401(k) to Roth IRA: The Tax Rule Most People Miss | EP 80
Thinking about rolling over a Roth 401(k) to a Roth IRA after leaving your employer? Before you do, it’s important to understand how Roth 401(k) rollovers…
- Make It Personal Podcast
Social Security Secrets That Could Add Thousands to Your Retirement | EP 79
What if you’re leaving thousands of dollars in Social Security benefits on the table every year, money you earned and may still be able to claim? In this…
- Make It Personal Podcast
How Reverse Mortgages Work (And Why the Bank Doesn’t “Take” Your Home) | EP 78
Your home isn’t just where your memories live, it may be the missing piece in your retirement plan. In this episode of Make It Personal, we unpack the reverse…
- Make It Personal Podcast
If Your Business Vanished, Would Your Wealth Survive? | Ep 77
If your business disappeared tomorrow, would your financial security disappear with it? Many business owners work hard to grow revenue, increase profit, and…
- Make It Personal Podcast
Your Business Shouldn’t Be Your Only Retirement Plan | Ep 76
If your business disappeared tomorrow, would your financial security disappear with it too? In this episode of Make It Personal, we unpack why building wealth…
- Make It Personal Podcast
What If One Hospital Visit Destroys Your Retirement Plan? | EP 75
What if a sudden medical emergency wiped out years of careful retirement planning? One hospitalization, unexpected surgery, chronic condition, or long-term…
- Make It Personal Podcast
The Real Problem With Debt Isn’t the Interest Rate | EP 74
It is a simple but powerful framework for evaluating whether your current debt strategy is helping you build a stronger business or just helping you survive…
- Make It Personal Podcast
Hope Is Not a Strategy for Business Protection | EP 73
Most business owners work hard to grow revenue, serve clients, and build something that lasts. But one unexpected event can undo years of progress if the…
- Make It Personal Podcast
How to Fund Your Retirement AND Your Family’s Future| EP 72
What if your money could do more than just cover retirement, what if it could build a legacy that empowers your children, grandchildren, and even…
- Make It Personal Podcast
Why Waiting Until April Could Cost You More in Taxes | EP 71
If April is the only time you think about taxes, you may be paying more than necessary. In this episode of Make It Personal, we break down why tax strategy is…
- Make It Personal Podcast
How to Build a Business You Can Actually Walk Away From | EP 70
If your business could not run without you tomorrow, your retirement plan may be more fragile than you think. In this episode of the Make It Personal Podcast…
- Make It Personal Podcast
The Empty Nest ‘Money Shift’ No One Warns You About| EP 69
No one tells you this part: when the kids leave home, it’s not just the house that feels different, it’s your money. Your grocery bill drops, your calendar…
- Make It Personal Podcast
How to Pay Yourself Consistently as a Small Business Owner
Are you a small business owner who keeps saying, “I’ll pay myself later”? In this episode, we talk about how to pay yourself consistently as a small business…
- Make It Personal Podcast
How a 13-Week Cash Flow Forecast Can Save Your Business | Ep 67
Cash flow is the difference between running your business with confidence and checking your bank account in panic mode every day. In this episode, we break…
- Make It Personal Podcast
The Truth About Reverse Mortgages (It’s Not What You Think)
Reverse mortgages have a reputation, and not a good one. Many people believe they’re risky, predatory, or only for those in financial trouble. But is that…
- Make It Personal Podcast
Making Sense of Your HSA: What It Is, How It Works, and How to Get One| EP 65
Could one account help you save on taxes, cover healthcare costs, and support your long-term financial goals? In this episode of Make It Personal, we’re…
- Make It Personal Podcast
You Asked: Addressing Inflation in Retirement| EP 64
What if the greatest threat to your retirement isn’t market loss… but rising prices over time? In today’s “You Asked” episode of Make It Personal, we dive into…
- Make It Personal Podcast
The Reverse Retirement: Redefining Purpose Post-Career| EP 63
What if retirement wasn’t about slowing down… but stepping into something greater? In this episode of Make It Personal, we’re rewriting the retirement…
- Make It Personal Podcast
You Asked: Will Long-Term Care Needs Drain Retirement Savings?| EP 62
You’ve saved for retirement. You’ve followed the plan. But what happens if a long-term care need enters the picture, and threatens to unravel everything? In…
- Make It Personal Podcast
How Fixed Indexed Annuities Help Address Sequence of Returns Risk| EP 61
What if it’s not just how much you earn in retirement, but when you earn it, that makes all the difference? In this episode of Make It Personal, we dive into a…
- Make It Personal Podcast
There’s Moore to Life: Living for Today While Saving for Tomorrow| EP 60
What if your greatest financial breakthrough doesn’t start with more money, but with a better plan? In this inspiring real-life episode of Make It Personal, we…
- Make It Personal Podcast
The Financial Advice I’d Give My 51-Year-Old Self | EP 59
In this episode of Make It Personal, we step into a unique perspective: what would I say to my 51-year-old self, not from the view of retirement, but right in…
- Make It Personal Podcast
Asset Allocation and Asset Location: Two Tools, One Plan | EP 58
What if two simple financial concepts could help you bring more clarity, coordination, and confidence to your investment strategy? In this episode of Make It…
- Make It Personal Podcast
Annuities: The Most Misunderstood Tool in Retirement Planning | EP 57
Is there a “secret weapon” for retirement income that most people overlook or misunderstand? When it comes to retirement planning, most of us think 401(k)s…
- Make It Personal Podcast
Should You Be Paying Taxes on Your Employer Match? Here’s What Changed | EP 56
Ever wonder if your employer's 401(k) match can grow tax-free like your Roth contributions? You’re not alone, and thanks to a recent law change, the answer…
- Make It Personal Podcast
Welcome to Saturday Every Day: A Retiree’s First-Year Report | EP 55
What really happens the day after your last day of work? One retiree opens up about the surprises, joys, and real-life challenges of life after 42 years on the…
- Make It Personal Podcast
The Gen X Balancing Act: Are You Saving Your Family or Sacrificing Yourself? | EP 54
You’re helping everyone, but who’s helping you? If you’re a Gen Xer, you might feel like the glue holding it all together, launching kids, checking in on aging…
- Make It Personal Podcast
8 Genius Ways to Use RMD Money You Don’t Need (Yet) | EP 53
If you're in retirement, or approaching it, you know about Required Minimum Distributions (RMDs). The IRS says you have to start withdrawing money from your…
- Make It Personal Podcast
Traditional vs Roth 401(k): Which One's Right for You Now? | EP 52
Roth or traditional: how do you choose? If you've ever wondered when it's time to shift from a traditional 401(k) to a Roth, you're not alone. In this…
- Make It Personal Podcast
From Saver to Spender: The Mindset Shift That Shapes Retirement | EP 51
You planned, saved, and sacrificed for decades, so why is spending in retirement so hard? After a lifetime of discipline and diligent saving, retirement…
- Make It Personal Podcast
Why Paying Off Your House Isn’t the Finish Line (and What Actually Comes Next) | EP 50
They did it, the Bridstons paid off their home in Southern California. No loan. No mortgage. Just freedom. But what happens after the big goal is reached? In…
- Make It Personal Podcast
The Hard Truth About Instant Gratification You Don’t Want to Hear | EP 49
What if the things that make us feel good right now are quietly stealing our future joy? From one-click purchases to endless scrolling, we’re surrounded by…
- Make It Personal Podcast
From Overwhelmed to Confident: The Step Nobody Talks About When You Start Investing | EP 48
If your money could work for you while you sleep, would you let it? In this episode, you’ll learn how to start investing, even if you’ve never bought a…
- Make It Personal Podcast
The Lie You’ve Been Told About “Playing It Safe” with Your Money | EP 47
Want to retire together on your timeline and still build generational wealth? This episode breaks down a real couple’s plan, cars, handbags, pension choices…
- Make It Personal Podcast
Why Most People Fail at Beating Money Stress (and What Actually Works) with Dr. Rebecca Heiss | EP 46
Financial stress isn’t “just in your head”, it’s your brain doing ancient survival work in a modern money world. In this episode, biologist and author Dr…
- Make It Personal Podcast
When the Fed Cuts Rates, Here’s How It Hits Your Wallet | EP 45
How Do Lower Interest Rates Actually Affect You? Ever heard the news say, “The Fed cut rates,” and wondered what that means for your everyday life? This…
Make It Personal PodcastUnseen Millionaire Habits, The Quiet Path to Wealth | EP 44
What if the secret to becoming a millionaire has nothing to do with luck, and everything to do with daily, quiet decisions? Here’s the truth: most millionaires…
Make It Personal PodcastBeyond the Checkbook, Defining Your Legacy | EP 43
Is your legacy something you’re building... or something you’re hoping will just happen? Most people say they want to leave a legacy. But here’s the hard…
Make It Personal PodcastWhy Most Americans Feel Unprepared, And What to Do About It | EP 42
We say we want to protect our families. So why don’t we feel ready to? 9 out of 10 Americans feel a deep responsibility to protect their loved ones, but only 2…
Make It Personal PodcastCan Artificial Intelligence or AI Replace Your Financial Advisor? Unpacking the Hype | EP 41
Is your financial future safe in the hands of a robot? With all the hype around artificial intelligence, it’s tempting to think AI might soon handle…
Make It Personal PodcastTooth Fairy Money – Teaching Your Kids About Money | EP 40
Ever wonder if the Tooth Fairy could double as a financial advisor? That first wiggly tooth isn’t just a rite of passage, it’s a golden opportunity to start…
Make It Personal PodcastTrapped in the Middle: Why Your Wealth Feels Out of Reach | EP 39
You’ve done everything “right”, steady job, 401(k), a house, maybe even an emergency fund. So why does it feel like you’re stuck on a financial treadmill…
Make It Personal PodcastEarly Retirement: Dream Life or Financial Trap? - The Pros and Cons of Early Retirement | EP 38
Is early retirement the ultimate freedom, or a financial mirage? We’ve all seen the highlight reels: 35-year-olds living it up on tropical beaches, posting…
Make It Personal PodcastThe Psychology of Money: Why We Make Bad Financial Decisions | EP 37
Ever wonder why you keep making the same money mistakes, even when you know better? Why saving feels so hard, spending feels so easy, and your paycheck seems…
Make It Personal PodcastPlay #7: Finding a Financial Coach to Help You Plan in Decades | 36
Are you navigating your finances without a map? For many, the path to retirement feels like a maze, filled with confusing options, emotional decisions, and the…