The Retirement Risk Most Families Never Plan For | EP 81

Make It Personal Podcast · Jul 23, 2026 · 24m

What if the biggest threat to your retirement plan is not the stock market, inflation, or taxes, but a long-term care event your family never saw coming? In this episode of Make It Personal, we share a real retirement planning story about a couple in their late 50s and early 60s who had saved well, invested carefully, and prepared for the future, but were still worried one unexpected health event could drain their savings and impact their children.

Mutual of Omaha advisor John Bronzema joins the show to explain how long-term care planning, pension decisions, permanent life insurance…