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Why You Have to Qualify for Life Insurance | EP 91
Life insurance is different from many other financial products. Having enough money to pay the premium does not necessarily mean you can obtain any amount of coverage you choose. Before a life insurance policy is issued, applicants generally go through underwriting, a process that evaluates both medical risk and whether the requested coverage makes financial sense.
In Episode 91 of Make It Personal, Mark Zagurski explains why life insurance companies may review factors such as your age, health history, lifestyle, income, responsibilities, and financial goals. The purpose is not simply to…
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