Latest / Make It Personal Podcast
Traditional vs Roth 401(k): Which One's Right for You Now? | EP 52
Roth or traditional: how do you choose? If you've ever wondered when it's time to shift from a traditional 401(k) to a Roth, you're not alone. In this listener-led episode of Make It Personal, we tackle a smart, real-life question from Nicholle about taxes, timing, and how to plan ahead for retirement without getting stuck in a higher tax bracket down the road.
In this episode, you’ll learn:
→ The core difference between Roth and traditional 401(k)s
→ When future taxes could outweigh today’s tax savings
→ How RMD age changes impact your long-term tax planning
→ Why your total income picture…
The skinny
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