Latest / Make It Personal Podcast
The Roth Catch-Up Rule Most People Misunderstand | EP 84
Do 401(k) catch-up contributions have to be Roth in 2026? Many people aged 50 and older have heard that catch-up contributions are changing, but the headlines have created a lot of confusion. Some retirement savers think all catch-up contributions now have to go into a Roth account, while others worry that catch-up contributions are going away completely.
In this episode of Make It Personal, we answer David’s question about the 2026 Roth catch-up contribution rule, who it applies to, and what it may mean for your retirement savings and tax planning. You’ll learn how SECURE 2.0 changed the…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.