Shows / The Clark Howard Podcast
The Clark Howard Podcast
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show…
Episodes
- The Clark Howard Podcast
12.23.19 Google Flights to save on travel; Don't carry these things in your wallet
Google has the most sophisticated search tool for finding travel bargains because they acquired a key industry database. That combined with Google's data…
- The Clark Howard Podcast
12.20.19 Retailers using secret consumer scores; Clark Stinks
Retailers now use third party data services to determine whether you get to return an item, regardless of their return policy. "Machine learning" big data…
- The Clark Howard Podcast
12.19.19 Commission-free investing; Social security scams; Getting rid of a timeshare
In Clark's almost 33 years on the air, an unmistakable trend has emerged. In his first 15 years, there weren't questions about saving and spending in…
- The Clark Howard Podcast
12.18.19 Budgeting apps rock; Social media casting calls; Tap water safety
A week out from Christmas, many have put themselves in a financial bind. Clark felt that those who used budgeting apps were the type who really didn't need…
- The Clark Howard Podcast
12.17.19 Fast food breakfast wars; Elderly scams; Streaming local stations for free with Locast
2020 will bring deals on breakfast. More people eat breakfast away from home. McDonalds and Starbucks account for almost half of breakfast buys, and other fast…
- The Clark Howard Podcast
12.16.19 Jobs that don't require a college degree; Lending money to friends; New dental technology
So many are languishing in low paying jobs, unable to get ahead. See the Clark.com story on jobs that don't require college degrees and pay at least $70k per…
- The Clark Howard Podcast
12.13.19 Apps for buying local; Clark Stinks
Clark discusses some newer apps that help you shop at local businesses. Christa reads listener posts about how Clark has missed the mark in his advice this…
- The Clark Howard Podcast
12.12.19 Emerging jobs to consider; Avoiding fund mistakes when investing
LinkedIn has published a list of the top 10 emerging jobs. The trend is clear: STEM jobs are happening. 7 out of 10 are related to tech, computers and science…
- The Clark Howard Podcast
12.11.19 Clark gets customer no service; Healthcare scam; Christmas spirit stories
Clark NEVER ever settles a personal score in any public forum. But he will share how he’s been able to solve a problem. Last year Clark bought a deal on a new…
- The Clark Howard Podcast
12.10.19 How to return items; Wells Fargo is awful; End of year tax help
The lines for returns start Dec. 26. Often you’ll get a gift card to use at that retailer to shop. The week between Christmas and New Year’s has become one of…
- The Clark Howard Podcast
12.9.19 Unemployment is low but so is pay; Tipping during the Holidays
Clark discusses the current economic situation. Unemployment is low. Hooray! But pay has not gone up as much as it should have considering the current…
- The Clark Howard Podcast
12.6.19 Big travel deals around the corner; Clark Stinks
Next year we’ll see many great airfare bargains domestic and international. Allegiant, Frontier and Spirit, the 3 hard discount airlines are having a big…
- The Clark Howard Podcast
12.5.19 Stopping robocalls; Public pension problems; Deterring porch pirates
One recent study reports a record 5.7 billion robocalls were made in Oct. alone, up 25% from the month before. That translates into 182 million robocalls per…
- The Clark Howard Podcast
12.4.19 Riskier consumer loans; Stop unplugging things; Unsafe toy list
It’s estimated 1 in 5 U.S. adults has a thin or no file by traditional credit reporting methods. A new regulation was issued yesterday giving the green light…
- The Clark Howard Podcast
12.3.19 Fake reviews online; Gift cards are awful; Revolutionary recycling techniques
There’s been a huge increase in the number of fake reviews. Consulting firm Pattern found for an item listed on Amazon, a one star higher rating leads to a 30%…
- The Clark Howard Podcast
12.2.19 Clark tells his Black Friday experience; Personal loans for presents!?; Tenant screening goes futuristic
Stores were not crowded on Black Friday this year. Clark visited Costco, Target, Walmart, Microcenter, Ollie’s & Five Below just to get a feel for retail that…
- The Clark Howard Podcast
11.29.19 Credit Karma bank account; Avoid cable modem monthly fees
We get many calls about online banks. Last December Clark was talking about stock trading app Robinhood launching a 3% checking account. That was shut down in…
- The Clark Howard Podcast
11.28.19 How Clark would fix healthcare; Americans are saving more
Clark promised recently to convey the key components for fixing healthcare in the U.S. He starts by asking how to align free market incentives with more…
- The Clark Howard Podcast
11.27.19 Lowest cost of living cities; Beware online micro-loans
Move.org has published a new survey on the average cost of living in the 75 largest metros in the country. San Francisco is the most expensive city, costing…
- The Clark Howard Podcast
11.26.19 Is plant-based meat tasty?; Make your smartphone last longer
Clark loves the Impossible Burger - not a fan of Beyond or veggie burgers. Recent reports reveal the Impossible burger isn't particularly healthier. That high…
- The Clark Howard Podcast
11.25.19 Workers fleeing big cities; Avoid this health insurance with terrible coverage
Even with solid education, skills and jobs, it's difficult for many in high-cost cities to live without wheezing financially all the time, often with dim…
- The Clark Howard Podcast
11.22.19 When to use a travel agent when booking travel; Clark Stinks
Travel agents are a thing of the past, right? Nope! While booking travel online has become incredibly easy and also allows you to compare prices more easily…
- The Clark Howard Podcast
11.21.19 T-Mobile home internet adds competition; Juice jacking invades public charging ports; Five Below raises prices
Home internet has been way too expensive without much competition. Monopoly cable companies have cornered the market in most of the country. Clark predicts…
- The Clark Howard Podcast
11.20.19 Amazon expands free music; Buckle up this holiday season; Nursing home abuse tool
Clark has a Spotify family plan. $15 a month includes 5 different streams - $3 per person. Spotify faces competitive market threats from Apple Music. Pandora…
- The Clark Howard Podcast
11.19.19 Wire transfer warning; No Christmas decorations!; Dollar Tree FDA warning
According to the FBI, wire transfer fraud is growing exponentially. Typically homeowners, small to mid-size business owners and nonprofits are targeted. When…
- The Clark Howard Podcast
11.18.19 Healthcare price transparency; Gift exchange scam; Black Friday preview
The Trump administration has issued rules that has the medical industry in furious. New rules will require consumers have access upfront to costs for medical…
- The Clark Howard Podcast
11.15.19 Carry-on bag warning; Clark Stinks
Many fly only during the holiday period near the end of the year. Airlines gouge you on checking a bag, so many bring carry on bags. Airlines quickly run out…
- The Clark Howard Podcast
11.14.19 Google gets into medical records; Designer purse lawsuit; iBuyer companies great for consumers
Google’s Project Nightingale is a huge initiative by the second largest hospital system in the U.S. Some are hostile to Google doing this. But this is an…
- The Clark Howard Podcast
11.13.19 New privacy law and your data; Fake Costco coupon; Real ID law info
California passed a law that is having national impact. In the U.S. we lack any digital rights to privacy, while internet behemoths collect our data, compiling…
- The Clark Howard Podcast
11.12.19 Managing a Waffle House; AT&T forces price increase; Scaling back on Christmas purchases
Waffle House has been in the news lately!One recent late night, only 1 cook showed up for his Birmingham Waffle House shift. So the customers pitched in taking…
- The Clark Howard Podcast
11.11.19 Veteran's Day; Disturbing Boeing revelations; Best streaming TV deals
Clark comes from an immigrant family. All 4 of his grandparents were born overseas. From the time they became citizens, serving in the military became part of…
- The Clark Howard Podcast
11.8.19 How screen time affects your kids brain; Clark Stinks
A new study shows that the effects of screen time on small children could be physically changing their brains. The study which was published in JAMA reports a…
- The Clark Howard Podcast
11.7.19 Employers offering more freedom; How to refi student loans
The FIRE (Financial Independence Retire Early) movement was a hot topic last year. People set early retirement goals and modified lifestyle dramatically to…
- The Clark Howard Podcast
11.6.19 Credit score help for licensed professionals; Krispy Kreme follow-up; Cancelling subscriptions
Roughly 20% of American adults have no credit file at all. There’s not enough data to establish credit risk. Around 25% of American adults have low credit…
- The Clark Howard Podcast
11.5.19 Stay in your home longer; Krispy Kreme stops college-age entrepreneur; Ford to update vehicles over internet
Clark recommends a minimum ownership cycle of 7 years for houses and 10 years for condos. There’s enormous expense involved in both buying and selling a home –…
- The Clark Howard Podcast
11.4.19 USPS address change scams; FDA romaine lettuce debacle; Major issues with Airbnb
ID theft criminals are entering post offices with fake IDs and doing address changes. The USPS gets 37 million address changes each year. An unwitting pawn in…
- The Clark Howard Podcast
11.1.19 New poll helps you plan your Christmas shopping; Clark Stinks
ClarkDeals has created a new poll that reveals some of the Holiday consumer shopping trends. Clark discusses the findings and how you should approach Holiday…
- The Clark Howard Podcast
10.31.19 Best HSA providers; New TX 403b law is terrible for teachers; Student loan regrets
Clark talks about the best places to open an HSA. Some providers do a better job for people attempting to save money in their HSA while other providers do a…
- The Clark Howard Podcast
10.30.19 Economic growth is slowing; Predatory online installment loans; Grocery delivery
Clark discusses the fed rate cut and how the economy is slowing. Online installment loans are rising to prominence. The interest rates are almost as high as…
- The Clark Howard Podcast
10.29.19 Open enrollment info; Creepy new interview technology; Cutting real estate agent fees
Open enrollment is near for corporate workers and individuals on the federal exchange. Employers are facing major cost pressures providing healthcare for…
- The Clark Howard Podcast
10.28.19 Affordable housing; Deals for first responders; Take your vacation time!
Affordable housing is in short supply in the U.S. these days. It hasn’t been this difficult to acquire affordable housing since 1948. Restrictive zoning – a…
- The Clark Howard Podcast
10.25.19 Electronic wills are becoming legal in states across the country; Clark Stinks
More people would be willing to create a will if the process was easier. So states across the country are changing laws to allow people to create their will…
- The Clark Howard Podcast
10.24.19 Non-compete clauses are awful; Moviepass STILL charging people money; Drone delivery
Two US Senators have introduced legislation to get rid of non-compete clauses in almost all cases. This is GREAT news because these non-compete clauses are…
- The Clark Howard Podcast
10.23.19 Delaying school start times; Apple parental controls; Hackers invading online shopping carts
California has passed legislation to delay school start times. This is great for kids! Apple's parental controls for Screen Time have been easily bypassed by…
- The Clark Howard Podcast
10.22.19 New Walmart health centers; Equifax PIN update; Will the Boeing Max fly soon?
Walmart is launching new healthcare centers around the nation. And up-front pricing is making things more transparent. You can get urgent care, x-rays…
- The Clark Howard Podcast
10.21.19 Commute times hit record high; More reasons to beware of full commission stock brokers; Warning for joint account holders
Americans are doing record time on the roads in traffic crawling to work. As many metros have developed by sprawl, public transit is not the answer. Solutions…
- The Clark Howard Podcast
10.18.19 Scammers are finding it easier to dupe people on internet marketplaces; Clark Stinks
The BBB has issued a new scam warning. Historically, scams have most often come via phone. Now, the most common point of scam contact is on social media. The…
- The Clark Howard Podcast
10.17.19 Businesses want to use chat technology with you; Medical images leaked online; Happiest states in America
The U.S. has lagged behind in 'conversational commerce' enjoyed elsewhere in the world, where texting meets commerce for AI customer service. We spend most of…
- The Clark Howard Podcast
10.16.19 Cell phone plan deals; 401k early withdrawal changes; Financial advice for different generations
Of the 4 major cell carriers, Verizon, AT&T, T-Mobile & Sprint - all the growth over the past 4 years has gone to T-Mobile, steadily taking market share. But…
- The Clark Howard Podcast
10.15.19 Big strides in renewable energy; What to call fake meat?; Cost of cars over time
There are now more people working in wind / solar energy in the U.S. than in coal mining, which has become an industry in retreat. It's now cheaper to generate…
- The Clark Howard Podcast
10.14.19 Is texting or email safer?; Concert promotion scam; SEC opens an investigation into 403b's
There’s increased interest in protecting privacy. We forget how things we say aren’t private in this electronic era. Text messages aren’t really private. But…
- The Clark Howard Podcast
10.11.19 FCC battle vs states over net neutrality; Clark Stinks
The FCC doesn't want states to be able to implement their own rules surrounding net neutrality. Clark explains what this court battle means for consumers and…
- The Clark Howard Podcast
10.10.19 How tariffs are playing out; Watch out for crafty MLM's; What if your luggage gets damaged?
New tariffs will protect Boeing and hurt Airbus. The new tariffs could also mean higher prices on food and drink. AdvoCare has been fined $150 million for…
- The Clark Howard Podcast
10.9.19 Low inflation creates job opportunities; Scam season is in full swing; How much allowance is good?
We have the lowest unemployment rate in years, while wages remain relatively static. Most aren't seeing meaningful pay raises. Certain sectors of the economy…
- The Clark Howard Podcast
10.8.19 Low investing fees go lower; AT&T sends early termination bill to deceased family; Too much politics
Follow-up: the financial industry continues its radical transformation. Technology has made it possible to invest at a lower cost. Last week Schwab announced…
- The Clark Howard Podcast
10.7.19 Google gives you more control over your data; Veterans wrongfully denied coverage; ATM fees
Current privacy concerns have Google in the spotlight. Google lives in fear the U.S. will finally pass privacy laws outlining restrictions and consumer rights…
- The Clark Howard Podcast
10.4.19 Cheaper 401k plans for small businesses; Clark Stinks
Roughly half of us have no access to a retirement plan through work. Most small employers don’t know how to make this happen. If they go to an insurance…
- The Clark Howard Podcast
10.3.19 How to avoid fraud; New hires not showing up to work; Short-term rentals becoming more popular
NEVER NEVER NOT EVER publish your birthdate and place of birth online or on social media. Why? That's 98% of what a crook needs to steal your identity. Also…
- The Clark Howard Podcast
10.2.19 Credit score drops; Investment cons are alive and well; When to ditch an old car?
We borrow principally for a home, vehicle, credit cards, student loans. A long-held frustration is how scoring models punish you for eliminating debt. Paying…
- The Clark Howard Podcast
10.1.19 Schwab eliminates trading fees; Using your credit card overseas; Getting married in a diamond store
Southwest is having a sweet sale right now! An all-out price war to zero is underway with small company Interactive Brokers and giant Charles Schwab. Both are…