Shows / The Clark Howard Podcast
The Clark Howard Podcast
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show…
Episodes
- The Clark Howard Podcast
3.16.20 Coronavirus special: Clark's stock market reaction, small business difficulties, and how to handle your personal finances
The stock market had a rough day. But the impacts of the Coronavirus extend far beyond that. Clark discusses stock market reaction, small business…
- The Clark Howard Podcast
3.13.20 Why savings bonds are GREAT!; Ikea dresser recall
Savings bonds are great place to put money these days. They could be a better option for you instead of a savings account or CD. Ikea is recalling more…
- The Clark Howard Podcast
3.12.20 Historically low mortgage rates; Fifth Third bank in hot water; Officially in a bear market
Mortgage rates have sunk to historic lows. But there's a LOT you need to know before you pull the trigger on a refinance. Fifth Third Bank is being sued by the…
- The Clark Howard Podcast
3.11.20 Coronavirus wide-ranging impacts; Travel cancellation policies changing
As the WHO has called coronavirus a pandemic, there are many ways this impacts individual Americans. Clark says that our politicians are failing us and should…
- The Clark Howard Podcast
3.10.20 Hidden advisor fees; Hoarding in the wake of coronavirus; Keep your internet browsing private
It's hard to know how your financial advisor is being paid. And it recently became even more difficult to figure it out. The CFP board is no longer noting how…
- The Clark Howard Podcast
3.9.20 Coronavirus market impact; Coronvirus scams proliferate; Avoid AT&T TV
The market is now past a 52 week low and global markets are in panic mode. Global markets are related to an undeclared war between Putin and the U.S. The U.S…
- The Clark Howard Podcast
3.6.20 Investing in real estate online; Clark Stinks
Pitches to get into private real estate ventures are prevalent now. Investors own percentages of several properties from dozens to thousands. With little…
- The Clark Howard Podcast
3.5.20 How to shop for life insurance; Show some love to your 401k
Life insurance agents are only there to pitch policies with some kind of add-on - the equivalent of a savings or investment account, or something they claim…
- The Clark Howard Podcast
3.4.20 Home renovations that pay off; Buying used clothing and furniture
We’re moving into the home renovation season. The National Association of Realtors and National Association of the Remodeling Industry | NARI conduct value…
- The Clark Howard Podcast
3.3.20 Roth conversions post SECURE Act; Making your employees feel appreciated
The SECURE act has brought changes to how retirement accounts work, how they're taxed and inherited. Pre-taxed money goes into traditional IRAs. Contributions…
- The Clark Howard Podcast
3.2.20 Pharmacies exiting supermarkets; Cheapest cell phone plans for low usage
The pharmacy business is shifting and market share is moving to a smaller number of players. CVS and Walgreens are taking a huge volume of prescriptions. Many…
- The Clark Howard Podcast
2.28.20 Don't put your tax refund on a gift card; Clark Stinks
Recently Clark discussed how AT&T issues refunds on stored value cards. These cards are intentionally tricky to spend down – disallowing partial payments by…
- The Clark Howard Podcast
2.27.20 Apartments with no lease; MGM data breach; Saving on prescription drugs
Being stuck in an apartment lease when you need to move quickly is a long time problem. Very few leases have any kind of out. Now, a company called Landing…
- The Clark Howard Podcast
2.26.20 Discount brokerage consolidation; Check scam hitting millennials; Beware bad car-buying advice
The investment industry is going through consolidation that will lead to fewer players. Weakened mutual fund companies, stock brokerages and investment houses…
- The Clark Howard Podcast
2.25.20 Personal preparation for economic slowdown; Wells Fargo settlement; Best value supermarkets
The coronavirus is spreading but know fatality rates are very low. It is creating enormous impact on economies around the world. The U.S. travel industry is…
- The Clark Howard Podcast
2.24.20 Fraudulent tax returns; Get a Real ID; Coronavirus affect on markets
The IRS has announced they’re going to send out revenue agents to homes and business of people who owe or who have failed to file. Crooks see this as a huge…
- The Clark Howard Podcast
2.21.20 How to live longer and healthier; Clark Stinks
Harvard University researchers began a health study in 1980. Time Magazines reports subject lifestyle factors were tracked for 40 years. Healthy lifestyle…
- The Clark Howard Podcast
2.20.20 Side hustles becoming more popular; Car dealerships faking income to sell cars; Extended warranties
California has passed a law requiring gig employers to classify most workers as employees vs. independents. A Gallup survey reveals this may be a mistake. Over…
- The Clark Howard Podcast
2.19.20 Loaning money to friends; Outrageous hospital bills; Cancer rates declining
Bankrate did a survey on outcomes from lending to family or friends, cosigning for them or giving them your credit card. 4 out of 10 lenders to family and…
- The Clark Howard Podcast
2.18.20 Reverse mortgages are disastrous; Fake high-interest bank accounts; Money-saving travel tips
Reverse mortgages have been a caller topic for Clark for 2 decades. When people are house rich and cash poor, reverse mortgage -wherein the mortgage company…
- The Clark Howard Podcast
2.17.20 Becoming a boring investor; TV's spying on us; What to do after a car accident
Carl Richards, "Sketch Guy" columnist for the NYTimes, breaks down financial advice to simple sketches and is able to address motivation and how we work…
- The Clark Howard Podcast
2.14.20 Where to get cheap eye exams; Clark Stinks
Optometrists are independent. Even as they’re renting space in a Costco, Sam’s Club, Walmart or Target – the remain independent. This results in different…
- The Clark Howard Podcast
2.13.20 Insurance companies are ripping teachers off; Bitcoin ponzi scheme; Jobs that don't require a college degree
Teachers, non-profit workers and some hospital workers are shuttled into inferior 403b retirement plans. 401ks have gotten more affordable with steadily lower…
- The Clark Howard Podcast
2.12.20 Amazon vs Costco; Maxing out your credit cards; Cheap home security options expanded
Wall Street analysts predicted the demise of Costco Wholesale not that long ago, believing it had no chance against Amazon. But Costco and Sam’s Club are doing…
- The Clark Howard Podcast
2.11.20 T-Mobile and Sprint Merger; Businesses profit sharing; Password management tools
The merger between wireless giants T-Mobile and Sprint has cleared a major hurdle as a federal judge ruled in favor of the deal. Clark explains his take for…
- The Clark Howard Podcast
2.10.20 Tesla stock massive fluctuations; No-good debit cards; Small business ransomware needs skyrocketing
Some have lost a tremendous amount of their savings betting on Tesla. Know that betting on any one enterprise is risky – Apple, Amazon – stocks that become…
- The Clark Howard Podcast
2.7.20 Mortgage rates are incredibly low right now; Clark Stinks
Mortgage rates have plummeted recently. This is creating even more competition in the housing market. If you are planning on staying in your home for a while…
- The Clark Howard Podcast
2.6.20 Trading in a car that isn't paid off; US Bank fired employee for good deed; Save $ on Valentine's Day
There's a major problem happening all across the country. People are trading in cars that aren't paid off. This can lead to a whole lot of issues. Never trade…
- The Clark Howard Podcast
2.5.20 Free tax filing options; Student loan company makes stupid mistake; Visa changing processing fees
Most taxpayers are eligible to free file. But only 2% who qualify use the IRS free file site. Most software vendors are in the IRS Free File program, but tout…
- The Clark Howard Podcast
2.4.20 Prevent prescription drug mistakes; Winter clothing deals; Student loan forgiveness update
Pharmacy mistakes filling prescriptions are becoming more common as volume increases on a small number of players who allegedly put the pharmacists under…
- The Clark Howard Podcast
2.3.20 Zero-commission trading becoming standard; Fake bank email scam; Fixing our loneliness problem
Last year there was the mad rush of discount stockbrokers to cut commissions on various kinds of trades to zero. Nobody's laughing anymore at the once obscure…
- The Clark Howard Podcast
1.31.20 Variable pricing gets crazier with travel sites; Clark Stinks
Variable pricing has made it even harder for consumers to book travel. But there are some important things to know when you are looking to book airfare…
- The Clark Howard Podcast
1.30.20 Paying surrender fees is worth it to ditch high costs; Ford owes drivers millions after court settlement
Nonprofit and hospital workers, teachers and other 403b workers suffer much confusion from this rip off form of retirement plan. It’s a scandal that we give…
- The Clark Howard Podcast
1.29.20 Cheap eyeglasses and contacts; FDA condemns Purell claims; Delete info Facebook has on you
We tend to just accept that prescription glasses are costly. There is an international cartel that’s been buying up both retailers and frame manufacturers for…
- The Clark Howard Podcast
1.28.20 Google ad result confusing changes; Car insurance auto rates rising
Google search results now present in a way making it more difficult to distinguish between results and ads. Anyone can be buying those ads which could be…
- The Clark Howard Podcast
1.27.20 Coronavirus impact; FedEx email scam; FICO credit score changes
We face unknowns with the Coronavirus outbreak. Some practical matters to be aware of. Historically, odds favor the virus not becoming widespread in the U.S…
- The Clark Howard Podcast
1.24.20 Clark's self-installed $8 a month security system; Clark Stinks
Clark’s quote for a modern home security system came in at $2700 + $25 a month monitoring or $300 a year. Meanwhile, Clark’s been touting self-install systems…
- The Clark Howard Podcast
1.23.20 Planning for retirement; Employer pays off employee mortgage; Income share agreements instead of student loans
Clark discusses the expenses many retirees don't consider when they are planning for retirement. Some call them "stealth expenses." It's important to have a…
- The Clark Howard Podcast
1.22.20 Internet privacy law for minors; Paper check fraud grows; Socially responsible investing
Other than recent initiatives in California, the U.S. is lagging when it comes to internet privacy protections. This spring, strict online privacy rules for…
- The Clark Howard Podcast
1.21.20 Natural gas prices plummet; Restore faith in Capitalism; Hottest job markets
In some states people are able to shop their natural gas service. Regardless of state, know that natural gas prices have collapsed. Projections are this will…
- The Clark Howard Podcast
1.20.20 Even wealthy Americans struggling with debt; What to know about store closings and liquidation sales
A Bankrate survey has found that of those with $100k to $200K net worth, more than half are carrying credit card debt. The psychology of this is important…
- The Clark Howard Podcast
1.17.20 Cars that people keep at least 15 years; Clark Stinks
Vehicles are one of the largest purchases in life. To protect your finances, drive your car till the wheels fall off. Certain vehicles stand the test of time…
- The Clark Howard Podcast
1.16.20 Grandparent scam; Retirement account hacking; Homeowner's insurance rates rising
A senior gets a call from someone pretending to be a relative in trouble asking for money. This scam preys on seniors desire to help loved ones, resulting in…
- The Clark Howard Podcast
1.15.20 New CA privacy law impacts; Windows security patch; Smile Direct Club issues
Many younger adults have no expectation of privacy. For others, there’s a clear expectation of privacy. Know when you download an app there’s the risk they’re…
- The Clark Howard Podcast
1.14.20 Is college worth it?; Honey browser extension rocks; Clark discusses P2P lending profits
In November Clark reported on the anti-college mindset and provided stats on how much more a person makes over time with any level of post-high school…
- The Clark Howard Podcast
1.13.20 Employers paying you to relocate; Former Boeing CEO's insane payday; Verizon ditches TV contracts
A large percent of publicly traded companies are losing money right now, even in a decade-long strong economy. But we’re moving into a feast / famine cycle of…
- The Clark Howard Podcast
1.10.20 Small business loans are fraught with pitfalls; Clark Stinks
Since the Truth in Lending Act does not apply to small business, instant loans to small businesses is a major rip off area around the country. There’s no…
- The Clark Howard Podcast
1.9.20 Big discounts in January; Free file your taxes; CA privacy law ripple affects for you
There's a heavy wave of discounts this January in addition to historical discount patterns for this time of year. Fitness equipment is a deal now. Buy used and…
- The Clark Howard Podcast
1.8.20 Travel deals & paying too much for internet; Teacher retirement plans; Be careful paying at the pump
January bring a LOT of travel deals. Clark talks about how to grab them. If you get internet from cable and there’s an increase, check out what the monopoly…
- The Clark Howard Podcast
1.7.20 New retirement account changes; 2020 scam to watch out for; Returns are crushing retailers
Congress just passed the SECURE Act which modifies how retirement plans work. The RMD – required minimum distribution has changed the age requirement from 70.5…
- The Clark Howard Podcast
1.6.20 Upside down vehicle loans stink; Door to door investment salespeople; Lemonade insurance expands
Edmunds.com research covering the first 9 months of last year finds that 1 in 3 who traded in a car at a dealership were upside down on the trade-in car. They…
- The Clark Howard Podcast
1.3.20 The impact of running even just a little; The most reliable vehicles
The CDC reports a massive decline in the smoking, down to 13% of the adult population. The same week, a dramatic decline in lung cancer was reported recently…
- The Clark Howard Podcast
1.2.20 Finding a free ATM; Beware bogus side hustles
2 months ago Clark shared a Bankrate survey finding ATM charges have hit an all time high. Banks are looking for every possible way to take advantage of…
- The Clark Howard Podcast
1.1.20 Healthier snack options; Buying a money-saving car
Some workplaces now have the open vending room, equipped with digital cameras. You can register a credit card via fingerprint for ongoing charges, or pay per…
- The Clark Howard Podcast
12.31.19 Planning a cheap ski vacation; Why credit unions rock
Snow skiing is a very expensive hobby. There are many bargains available for getting to the slopes and skiing. CO and UT are the 2 biggest ski zones. Because…
- The Clark Howard Podcast
12.30.19 How to get great customer service; College degrees that earn the most
If you have a need to call customer service, be aware they have a great deal of info on their callers. They may know everything you ever purchased from them…
- The Clark Howard Podcast
12.27.19 Americans are moving less; Healthcare costs are a major American concern
Historically, 1 in 5 Americans move each year. But the Census Bureau finds we are relocating at a much lower rate today, closer to 1 in 10 moving each year…
- The Clark Howard Podcast
12.26.19 Compelling electric vehicles; Save $1000 challenge for 2020
Coming next year: the electric Ford Mustang SUV - faster than any Mustang muscle car before. Electric vehicles will get steadily cheaper with longer range. The…
- The Clark Howard Podcast
12.25.19 Car subscriptions services; Making money online
People have become comfortable subscribing to most anything. But cars is a new frontier. The first efforts at car subscription services appeared in 2017, all…
- The Clark Howard Podcast
12.24.19 Senior citizens and student living together; Tech companies enter banking sphere
One Minnesota senior living center is renting out vacancies to nearby college students. Students in residence volunteer hours to senior citizens for discounted…