Shows / The Banker Next Door
The Banker Next Door
BND is focused on the U.S. Banking industry and how the industry intersects with finance, technology, and economics. Topics discussed can include all types of banking products and lines of business along with strategy, marketing, management, and leadership.
Episodes
- The Banker Next Door
Bank News: JPMorgan shakeup, stress tests, Deluxe, CFPB, deposit posting, and M&A
Bank News: First Reliance Bank buys Colony Bank. Superior National Bank to purchase Range Financial Corp. North Shore Bank to acquire 1895 Bancorp. Hancock…
- The Banker Next Door
Interview with Dr. Bill Minnis
Dr. Bill Minnis returns to BND to discuss academia, banking, AI, and efficiency. Higher education has many challenges at the moment. AI is changing the…
- The Banker Next Door
BND: Strategy Room 6-27-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Review of Dallas Fed paper on the impacts of Illegal Immigration on U.S. Labor and Housing Markets.
The Dallas Federal Reserve Bank recently conducted research on the effects of unauthorized or more accurately illegal immigration on U.S. labor and housing…
- The Banker Next Door
Review of Cleveland Federal Reserve Bank paper on bank lending to NBFIs
The Cleveland Federal Reserve Bank recently conducted research on the overall risk exposure of bank lending to nonbank financial institutions (NBFIs). Direct…
- The Banker Next Door
Alan Greenspan, former Chairman of the Federal Reserve, passes away at 100
Alan Greenspan served 19 years (5 terms) as Chairman of the Federal Reserve from 1987 to 2006. Alan followed Paul Volcker and was appointed by President Ronald…
- The Banker Next Door
What are Perpetual Futures, also known as Perps?
Perpetual Futures (“Perps”) are derivative contracts without an expiration date. They allow traders to speculate on the underlying asset prices indefinitely…
- The Banker Next Door
Bank News: M&A update, new CEOs, regulators, liquidation error, and no geniuses!
Bank News: M&A update – Santander-Webster deal receives OCC approval, MidFirst Bank will purchase Texas-based Dallas Capital Bank, Michigan-based Isabella Bank…
- The Banker Next Door
BND: Strategy Room Bonus - The Kevin Warsh era at the Fed begins!
This video is a clip from BND: Strategy Room Live Stream on June 19, 2026. Kevin Warsh conducted his first FOMC meeting as Chairman of the Federal Reserve. Mr…
- The Banker Next Door
BND: Strategy Room 6-19-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Review of Bank Director's Compensation & Talent Survey for 2026
Bank Director’s 2026 Compensation & Talent Survey looks at compensation for bank CEOs, CFOs, and board members. The survey also looks at succession planning…
- The Banker Next Door
How can banks generate more residential mortgage opportunities?
Nonbank lenders generate more than 85% of all residential mortgage loans. Are banks losing opportunities because of price and product or are they losing based…
- The Banker Next Door
What loan growth strategies should community banks be thinking about?
Lending for community banks started off good in 2026 despite higher interest rates, geopolitical headwinds, and tariff uncertainty. Now banks must consider the…
- The Banker Next Door
Oldest bank in the world, Monte Dei Paschi, to get bought?
Italian bank Monte Dei Paschi (BMPS) has had quite the saga over the last 9 months. It all started back in September 2025, when BMPS initiated a hostile…
- The Banker Next Door
BND: Strategy Room Bonus - Data center problems
This video is a clip from BND: Strategy Room Live Stream on June 13, 2026. Data center development problems have emerged. As big tech companies continue to…
- The Banker Next Door
BND: Strategy Room Bonus - Elon's wealth is now beyond imagination!
This video is a clip from BND: Strategy Room Live Stream on June 13, 2026. Elon Musk has become the world’s first Trillionaire! At least on paper. With the IPO…
- The Banker Next Door
Bank News: Tricolor suit, Bank CEOs are old, deregulation, SARs, M&A, ICE, and more!
Bank News: FDIC outlines 5 potential changes that it is considering. Fed Governor Michael Barr is concerned about deregulation. FinCen is directing banks to…
- The Banker Next Door
BND: Strategy Room Bonus - AI price war has begun!
This video is a clip from BND: Strategy Room Live Stream on June 13, 2026. What are tokens? How do companies purchase AI usage through tokens? How are tokens…
- The Banker Next Door
BND: Strategy Room Bonus - SpaceX IPO has liftoff!
This video is a clip from BND: Strategy Room Live Stream on June 13, 2026. The SpaceX IPO has taken flight delivering approximately $75 billion in fresh…
- The Banker Next Door
BND: Strategy Room 6-13-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Review of FDIC OIG report on Metropolitan Capital Bank's failure
Metropolitan Capital Bank & Trust (MCB) failed in January 2026. I covered the failure in a previous episode, but this episode covers the FDIC Office of…
- The Banker Next Door
Is Private Equity destroying our economy?
Is the Private Equity industry destroying our economy and thus capitalism? This is a very deep question that cuts to the very heart of what is ailing our…
- The Banker Next Door
Wall Street fallout from short seller's conviction for securities fraud!
Prominent Wall Street short seller Andrew Left was convicted of securities fraud on June 1st. Prosecutors alleged that Mr. Left used his TV appearances and…
- The Banker Next Door
Review of FDIC Quarterly Banking Profile for 1Q 2026
The FDIC Quarterly Banking Profile covers key financial activity for the banking industry, community banks, and the Deposit Insurance Fund (DIF). For the 1Q…
- The Banker Next Door
Bank News: CFPB update, branch cuts, FNBO, OppFi, Chime, and Fintech summer!
Bank News: CFPB orders all remote workers to return to DC headquarters by August 31st. CFPB directs BILT Technologies to reimburse any customers affected by…
- The Banker Next Door
BND: Strategy Room 6-6-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Why have 7 million men dropped out of the labor force?
The Department of Labor recently reported that the labor force participation rate for prime age men (age 25 to 54) dropped to 66%! About 1/3rd of men or…
- The Banker Next Door
Should banks adopt Buy Now, Pay Later?
As consumer usage of Buy Now, Pay Later (BNPL) continues to increase, should banks consider offering this product for their customers? 50 million consumers…
- The Banker Next Door
Private Credit: Lending to NDFIs slows, BDC valuations, and MFS losses
This episode is an update on Private Credit. The failure of U.K. mortgage lender MFS continues to ripple through markets as banks and financial firms in the…
- The Banker Next Door
What would the experience of a bank run be like today?
We have all seen the movie It’s a Wonderful Life with Jimmy Stewart. Jimmy plays the President of a small savings and loan bank and in one of the pivotal…
- The Banker Next Door
FDIC reviews deposit runs on 3 large regional bank failures in Spring 2023
The FDIC released a report titled “Dissecting Depositor Flight: An analysis of the Spring 2023 Bank Failures.” This report is about the three regional banks…
- The Banker Next Door
How can banks better engage with customers in the fintech era?
Banks are constantly challenged in the fintech era, not with loosing accounts, but with maintaining day-to-day financial engagement. Consumers continue to…
- The Banker Next Door
Bank News: CEO apologies, EOs, Living wills, Charters, Exemptions, and Fines!
Bank News: Standard Charter CEO Bill Winters apologized for his ‘lower-value human capital’ remarks that he made about his employees. Flagstar CEO Joseph…
- The Banker Next Door
Regulators are looking to overhaul CAMELS ratings for banks
The CAMELS rating system is used by bank regulators to assess a financial institution. The rating system evaluates six key factors – capital adequacy, asset…
- The Banker Next Door
Is Mythos the beginning of endless cyberattacks for banks?
What has AI unleashed on the banking industry? Anthropic’s development of Mythos has sent shockwaves through banking executives. Palo Alto Networks tech chief…
- The Banker Next Door
CEO used an AI clone of himself?
Customers Bank CEO Sam Sidhu caused quite a stir when he used an AI clone for the first 25 minutes of the bank’s most recent earnings call to provide prepared…
- The Banker Next Door
BND: Strategy Room Bonus - The American citizen AI revolt has begun!
This video is a clip from BND: Strategy Room Live Stream on May 24, 2026. The American citizen is revolting against AI. From the job losses to the data centers…
- The Banker Next Door
BND: Strategy Room 5-24-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Review of Federal Reserve Financial Stability Report for May 2026
The Financial Stability Report is the Fed’s current assessment of the stability of the U.S. financial system. The Fed seeks to assess vulnerabilities using…
- The Banker Next Door
Is the Federal Reserve facing a hopeless situation?
With Jerome Powell existing and Kevin Warsh coming in as the new Fed Chair, he must walk a tight rope across an already strenuous economy. Is the situation…
- The Banker Next Door
What has 8 years of Jerome Powell at the head of the Federal Reserve brought us?
Jerome Powell’s tenure as the Chairman of the Federal Reserve is coming to an end after 8 years. What has he left us? To say he has left us a mess would be an…
- The Banker Next Door
Bank News: Bank charters, NCUA chair, SBA rebound, and M&A activity
Bank News: Fintech company Parker files for bankruptcy. JPMorgan is investing $14M in anti-fraud projects. White House names John Crews to NCUA board. Credit…
- The Banker Next Door
BND: Strategy Room Bonus - Private Credit: Blue Owl, KKR, and BlackRock under invesigation!
This video is a clip from BND: Strategy Room Live Stream on May 16, 2026. This is an update on Private Credit. Private Equity has a problem as the industry has…
- The Banker Next Door
BND: Strategy Room Bonus - Real estate update
This video is a clip from BND: Strategy Room Live Stream on May 16, 2026. Rents for apartments are down for the 33rd straight month. April home sales…
- The Banker Next Door
BND: Strategy Room 5-16-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Review of OCC Semiannual Risk Perspective report for Spring 2026
The semiannual OCC report on risks to the U.S. banking system found that bank financials remain sound but risks around cyber threats and fraud continue to be a…
- The Banker Next Door
Review of Federal Reserve Senior Loan Officer Opinion Survey (SLOOS) for April 2026
The Federal Reserve Senior Loan Officer Opinion Survey (SLOOS) for April 2026 examines how bank senior lenders are feeling about loan demand and lending…
- The Banker Next Door
Bank News: Failed bank CEO going to jail, M&A activity, AI activity, and payment fraud
Bank news: Failed Oklahoma Bank, First National Bank of Lindsey, ex-CEO Danny Seibel plead guilty to bank fraud and now faces up to 20 years in prison and a…
- The Banker Next Door
Private Credit: NDFI lending tightens, Apollo tries transparency, and HSBC gets pulled in!
Problems in the Private Credit Market continue to unfold as banks are now tightening lending standards around Nondepository Financial Institutions (NDFIs). As…
- The Banker Next Door
China is rolling up its rural banks to hide massive economic issues!
China’s economy has been dealing with a number of issues over the last few years. Mainly a real estate bubble collapse and trade issues with the U.S. These…
- The Banker Next Door
BND: Strategy Room Bonus - Banks and White House changing approach on AI!
This video is a clip from BND: Strategy Room Live Stream on May 9, 2026. The White House is starting to change its tune on how it deals with AI. We have moved…
- The Banker Next Door
BND: Strategy Room 5-9-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Community Bank & Trust - West Georgia becomes 2nd bank failure of 2026!
Community Bank & Trust became the second bank failure of 2026 and the first bank failure in the state of Georgia in 10 years. Community Bank and Trust – West…
- The Banker Next Door
Bank capital raising in the U.S. is down 35.7% YOY!
U.S. bank capital offerings were down 35.7% from the same period one year ago but increased 125.7% compared to the previous quarter. On the equity side, there…
- The Banker Next Door
Auto industry update for May 2026
Ford & GM are still recovering from major EV related losses, but Ford is seeking to create a midsize EV pickup truck for $30k. Meanwhile, dealerships are…
- The Banker Next Door
Bank news: Name changes, banking deserts, De Novo's, M&A, AI agents, and more!
Lots of news in the banking world these days. This episode covers stories about bank M&A, 1071 update, new AI tools, De Novo’s, and more. Wells Fargo is…
- The Banker Next Door
Two more failures in Private Credit as Medallia and Affordable Care lose billions!
Delinquent loans in the Private Credit market continue to go bad as we have two new problems. Medallia, a software maker, can no longer repay about $3 billion…
- The Banker Next Door
BND: Strategy Room 5-2-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Can banks win back small business customers?
According to the Federal Reserve Small Business Credit Survey 2025 small to medium size businesses (SMBs) have some lending gaps. 49% of SMBs have unmet…
- The Banker Next Door
Deposit relief or chasing deposits?
Banks received a reprieve at the end of 2025 as decreases in interest rates from the Federal Reserve coincided with a decrease in deposit pricing, helping to…