Shows / The Banker Next Door
The Banker Next Door
BND is focused on the U.S. Banking industry and how the industry intersects with finance, technology, and economics. Topics discussed can include all types of banking products and lines of business along with strategy, marketing, management, and leadership.
Episodes
- The Banker Next Door
Review of Bank Director Ranking Banking: The Best U.S. Banks 2026
Bank Director issued their Ranking Banking survey results for 2026. Finishing first in the top 25 banks category was Commerce Bancshares. For the $50 billion…
- The Banker Next Door
Review of FDIC Quarterly Banking Profile for 2Q 2026
The FDIC Quarterly Banking Profile shows the performance of the bank industry but also breaks down the performance of community banks for the quarter and the…
- The Banker Next Door
BND: Strategy Room Bonus - Is Scott Bessent using Activist Treasury Issuance (ATI)?
This video is a clip from BND: Strategy Room Live Stream on August 22, 2026. Stephen Miran and Nouriel Roubini wrote a research paper for Hudson Bay Capital…
- The Banker Next Door
BND: Strategy Room 8-29-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Bank News: Insider trading, CFTC bans, SEC crypto rules, and CAMELS in question!
Bank News: Brazil’s Itau Unibanco Holding gets OCC conditional approval for a U.S. bank charter. Old Glory Bank is forced to scrap merger with SPAC. Flagstar…
- The Banker Next Door
Private Credit + Private Equity + Life Insurance = Mark Walter's billion-dollar margin call!
Mark Walter’s, CEO of Guggenheim Partners (big wall street player) and owner of the Dodgers and Lakers, received what amounted to a $20 billion-dollar…
- The Banker Next Door
Tioga-Franklin Savings Bank becomes fifth bank failure of 2026!
Tioga-Franklin Savings Bank in Philadelphia becomes the fifth bank failure of 2026. The bank had $68 million in assets as of June 30th. The FDIC estimates that…
- The Banker Next Door
Why form a start-up bank and how to do it?
Why would someone want to start a De Novo bank? If you wanted to, how would you go about it? What is the process? This episode tries to answer these questions…
- The Banker Next Door
FDIC and OCC looking to increase de novo bank applications
The FDIC announced a new deposit insurance application process. This will be a two-phase process used to evaluate new applications to speed up the review…
- The Banker Next Door
BND: Strategy Room 8-22-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
BND: Strategy Room Bonus - Private Credit liquidity and default issues continue!
This video is a clip from BND: Strategy Room Live Stream on August 16, 2026. Private Credit has a liquidity issue as loan defaults continue to increase. While…
- The Banker Next Door
Is Beneficial Ownership Information (BOI) finally gone?
The Treasury department has ended reporting requirements for American small businesses know as Beneficial Ownership Information or BOI. The Treasury issued a…
- The Banker Next Door
Big Tech AI spending has gone off the rails!
The off-balance sheet lease commitments and purchase commitments for Meta, Google, Microsoft, and six additional companies are almost $3 trillion dollars!…
- The Banker Next Door
Bank News: NY & Illinois M&A, Bunq & Zerohash are rejected, and FedNow wins!
Bank News: HomeTrust Bancshares to purchase Blue Ridge Bank for $448.1M in stock. HBT Financial to acquire First State Bank for $204.6M. Citibank to acquire…
- The Banker Next Door
BND: Strategy Room Bonus - 7 major issues in the AI world
This video is a clip from BND: Strategy Room Live Stream on August 16, 2026. There are currently seven major issues in the world of AI. 1) Price war – pressure…
- The Banker Next Door
Why is there a shortage of accountants?
A shortage of accountants is beginning to cause disruption with bank and corporation financial reporting and internal controls. The accounting shortage is…
- The Banker Next Door
BND: Strategy Room 8-16-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Major SBA opportunity, as agency doubles amout that can be borrowed!
The SBA has doubled the combined limit on 7(a) and 504 loans from $5 million to $10 million. This is the largest financing ceiling in the history of the…
- The Banker Next Door
Review of Bank Director 2026 Governance Best Practices Survey
This survey includes responses from bank CEOs and board directors. The focus of the survey is around bank board governance. The key findings in this year’s…
- The Banker Next Door
Bank News: Deposit challenges, bad BaaS, unfamiliar businesses, and C-Suite changes
Bank News: Alma Bank to acquire in-state peer American Community Bank. Federal Reserve approves Santander-Webster merger. Augustus (formerly Ivy) receives FDIC…
- The Banker Next Door
What are Tokenized Deposit Networks?
Four companies are currently racing to develop tokenized deposit networks. The companies include The Clearing House Payments Co., The Cari Network, The Hazel…
- The Banker Next Door
Review of Fed Senior Loan Officer Opinion Survey for July 2026
The SLOOS is a quarter survey of senior bank loan officers that the Federal Reserve puts out quarterly. It measures bank credit underwriting standards and loan…
- The Banker Next Door
BND: Strategy Room 8-7-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
How did America get its banks?
How did America get its banks? How was the American financial system created? How has it evolved over the last 250 years to become the largest economy in the…
- The Banker Next Door
Checking in on FedNow
Three years in, how is FedNow doing? The FedNow instant payment service realized an 80% increase in volume growth quarter over quarter. Active senders have…
- The Banker Next Door
ACH Network volume jumps in 2Q 2026
NACHA released 2nd quarter 2026 number for their ACH Network. Highlights for the 2nd quarter include an almost 30% gain in Same Day ACH, nearly 10% increase in…
- The Banker Next Door
Bank News: Employee reductions, hires, bans, and Banc of CA has problems!
Bank News: BitMEX crypto exchange to close after 11 years. Twin City Bank is rebranded into Increase Bank after receiving regulatory approval on name and…
- The Banker Next Door
What types of risk does the Private Credit Market pose to banks?
The Private Credit Market has emerged over the last year as a big potential risk to the U.S. banking system. What are the main risks from this newer segment of…
- The Banker Next Door
BND: Strategy Room Bonus - BlackRock and Blackstone both remove Private Credit CEOs!
This video is a clip from BND: Strategy Room Live Stream on August 2, 2026. BlackRock and Blackstone both removed private credit executives in July. BlackRock…
- The Banker Next Door
BND: Strategy Room 8-2-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
The race is on to secure bank charters!
Banking regulators have been approving a lot of bank charters recently and multiple types of charters at that. De Novo charter, Trust Charter, National Bank…
- The Banker Next Door
Examining the 7 types of check fraud
There are 7 different types of check fraud. They include new account fraud, check kiting, dormant account fraud, counter check fraud, withdrawal fraud, deposit…
- The Banker Next Door
Bank News: M&A news and approval times, charter updates, and bankers go to jail!
Bank News: First Financial buys Finward Bancorp in $208MM deal. Northrim BanCorp acquires PBCO Financial Corp in $167.3MM deal. Gesa Credit Union acquires…
- The Banker Next Door
Community Bank Earnings for 2Q 2026: NIM compression, loan growth, and expensive deposits
For the 2nd quarter of 2026, Community Banks saw some slight Net Interest Margin (NIM) compression, loan growth increased especially around C&I lending…
- The Banker Next Door
Review of ICBA Advocacy in Action for 3Q 2026
What are the top regulatory ‘hot buttons’ for the banking industry? ICBA does a great job in covering the top regulatory concerns for the U.S. banking industry…
- The Banker Next Door
BND: Strategy Room Bonus - Increasing yields and the 30-year treasury
This video is a clip from BND: Strategy Room Live Stream on July 25, 2026. What do surging bond yields mean for consumers? This past week the escalation of the…
- The Banker Next Door
BND: Strategy Room 7-25-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Will increasing funding costs squeeze bank deposits?
Market expectations now favor increasing interest rates and thus expectations around deposit cost pressures have changed. Many banks were hoping for continuing…
- The Banker Next Door
Texas stock exchange is ready for takeoff!
The Texas Stock Exchange TXSE “tex-ee” is gearing up to start trading. With big IPOs getting ready to come to market the TXSE might be opening at just the…
- The Banker Next Door
Bank News: PayPal sale, OppFi and Enova in trouble, Pitt De Novo, and unauthorized workers!
Bank News: Stripe and Advent have teamed up and put in an offer to purchase PayPal. First Bancorp of NC is purchasing First Carolina Bancshares Corp of SC for…
- The Banker Next Door
BND: Strategy Room Bonus - Is the music about to stop for the AI bubble?
This video is a clip from BND: Strategy Room Live Stream on July 18, 2026. This video looks at a series of articles that examine the current state of the AI…
- The Banker Next Door
Bank News: More bank charters, cannabis reform, SoFi lending, Fiserv drama, and more!
Bank News: SoFi gets into small business lending. CFPB gives employees warning on geographic reassignment. Valley Bank executive thinks AI is changing the…
- The Banker Next Door
3rd and 4th bank failures of 2026 as regulators close banks in Indiana and Kansas
Kentland Federal Savings Loan Association (KFS) located in Kentland, Indiana and Small Business Bank (SBB) located in Lenexa, Kansas are the 3rd and 4th bank…
- The Banker Next Door
BND: Strategy Room Bonus - Checking up on the American consumer
This video is a clip from BND: Strategy Room Live Stream on July 18, 2026. While the overall economy remains decent, there is a segment of the American…
- The Banker Next Door
BND: Strategy Room Bonus - Summer reading list for 2026
This video is a clip from BND: Strategy Room Live Stream on July 18, 2026. Here is my summer reading list for 2026: 1) Suicidal Empathy by Gad Saad (2026) 2)…
- The Banker Next Door
BND: Strategy Room 7-18-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
The Best of BND: Interview with Allan Burkley - Chaos in Kansas!
This is the best of BND: Interviews. A discussion with Allan Burkley about the failure of Heartland Tri-State Bank in Kansas and the fraud that was committed…
- The Banker Next Door
The Best of BND: Interview with White Clay Founder & President Mac Thompson
This is the best of BND: Interviews. A discussion with Mac Thompson, who is the Founder & President of White Clay. We discuss how White Clay’s software helps…
- The Banker Next Door
The Best of BND: Interview with Greg Smith Curriculum Director for Stonier
This is the best of BND: Interviews. A discussion with Greg Smith, Curriculum Director for the Stonier Graduate School of Banking. Stonier is a banking school…
- The Banker Next Door
The Best of BND: Interview with Bob Newman from Chatham Financial - Part 2
This is the best of BND: Interviews. Continuing the discussion with Bob Newman from Chatham Financial. Chatham is a global advisory and technology firm focused…
- The Banker Next Door
The Best of BND: Interview with Bob Newman from Chatham Financial - Part 1
This is the best of BND: Interviews. A discussion with Bob Newman from Chatham Financial. Chatham is a global advisory and technology firm focused on financial…
- The Banker Next Door
The Best of BND: The Lords of Easy Money - Interview with Dr. Thomas Hoenig
This is the best of BND: The Lords of Easy Money. Dr. Thomas Hoenig is the former Governor of the Kansas City Federal Reserve Bank and Vice-Chairman of the…
- The Banker Next Door
The Best of BND: The Lords of Easy Money - Looking forward
This is the best of BND: The Lords of Easy Money. In this last episode of the series, we look at what has transpired from the end of the book in 2021 to today…
- The Banker Next Door
The Best of BND: The Lords of Easy Money - Part 3
This is the best of BND: The Lords of Easy Money. This episode reviews Part 3 of the bank, which covers chapters 13-16.
- The Banker Next Door
The Best of BND: The Lords of Easy Money - Part 2
This is the best of BND: The Lords of Easy Money. This episode reviews Part 2 of the book, which covers chapters 7-12.
- The Banker Next Door
The Best of BND: The Lords of Easy Money - Part 1
This is the best of BND: The Lords of Easy Money. This episode reviews Part 1 of the book, which covers chapters 1-6.
- The Banker Next Door
BND: July 4th Special - Celebrating America 250
This July 4th we celebrate America’s 250th birthday by considering Adam Smith’s view of free trade. What did he get right and what might he have gotten wrong?…
- The Banker Next Door
Checking up on CECL
This is a great time for your bank to treat the 2Q CECL cycle as a ‘health check’ on the process. Consider questions such as: has anything changed in our…
- The Banker Next Door
What did the Fed discover from their focus group on Unbanked and Underbanked demographic?
The Cleveland Federal Reserve Bank recently conducted a focus group with subjects representing the Unbanked and Underbanked demographic. What they found was…
- The Banker Next Door
It turns out AI is just human after all
An AI test was conducted using the largest four AI models. The test included Gemini, GPT, Grok, and Claude. Researchers built a virtual town with a town hall…