Shows / The Banker Next Door
The Banker Next Door
BND is focused on the U.S. Banking industry and how the industry intersects with finance, technology, and economics. Topics discussed can include all types of banking products and lines of business along with strategy, marketing, management, and leadership.
Episodes
- The Banker Next Door
OCC issues GENIUS Act Final Rule, what does it mean for banks?
On October 21, 2026, the OCC issued GENIUS Act regulations: Final Rule. This Final Rule addressed standards and requirements related to activities, reserve…
- The Banker Next Door
Bank News: Michigan CU buys FL bank, AI problems, strategy, layoffs, and tech scales!
Bank News: DFCU to purchase Gulfside Bank. PenAir CU to merge with Fort McClellan CU. Texas Bank to purchase Haskell National Bank. Cross River Bank to…
- The Banker Next Door
What are the best banking conferences coming up in 2027?
What are the best banking conferences coming up in 2027? Here is a list of 9 conferences worth checking out: Acquire or Be Acquired, ABA Conference for…
- The Banker Next Door
Strategy update, Bo Hines, Binance, FTX, Fiserv, and Tokenized Stock (Crypto Series Part XLIII)
This is part 43 of the crypto series. Checking in on Strategy. Their stock is climbing as Bitcoin is bouncing back. Their Bitcoin stockpile is back to their…
- The Banker Next Door
BND: Strategy Room Bonus - Reviewing big banks 3Q earnings
This video is a clip from BND: Strategy Room Live Stream on October 17, 2026. The biggest banks in the U.S. reported third quarter earnings for 2026. JPMorgan…
- The Banker Next Door
BND: Strategy Room 10-24-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Review of Federal Reserve Survey of Consumer Finances from 2022 to 2025
The Federal Reserve released their triennial report on consumer finances from 2022 to 2025. The report is broken down to cover five sections, which include…
- The Banker Next Door
Review of CSBS 2026 Annual Survey of Community Banks
This annual report from CSBS covers a wide range of information on community banks. The report focuses on external risks including inflation, internal risks…
- The Banker Next Door
Review of OCC report on Debanking by America's big banks
This report from the OCC may prove to be one of the most consequential reports of the last 10 years. The 9 largest banks in the U.S. were caught ‘debanking’…
- The Banker Next Door
Is the U.S. winning the AI race?
America is in a major race with China over AI. What are the stakes? Just about everything! Who will be the dominate power in the world hangs in the balance…
- The Banker Next Door
Bank News: M&A news, Debanking, ICBA sues, AML fines, and AI and Stablecoin updates!
Bank News: Third Coast Bancshares to purchase Great Plains Bancshares for $240M. TowneBank to purchase Blueharbor Bank for $154M. Pinnacle Bancorp to purchase…
- The Banker Next Door
BND: Strategy Room Bonus - Checking in on banking industry performance
This video is a clip from BND: Strategy Room Live Stream on October 10, 2026. How are banks currently performing? Wall Street is expecting record bonuses again…
- The Banker Next Door
BND: Strategy Room 10-17-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Did the SEC make it easier for individuals to become Accredited Investors?
The Securities and Exchange Commission (SEC) approved plans to further open private markets or alternative assets to individual investors. Many investors are…
- The Banker Next Door
Nano Bank becomes sixth bank failure of 2026!
Nano Bank in Irvine, California has become the sixth bank failure of 2026! 2026 has now become the year with the largest number of bank failures this decade…
- The Banker Next Door
Interview with Old Glory Bank CEO, Mike Ring
This episode is an interview with Old Glory Bank CEO, Mike Ring. Before Mr. Ring became CEO of Old Glory Bank, he worked as an attorney; earning a JD and LLM…
- The Banker Next Door
We need to talk about 'Effective Altruism'!
What is ‘Effective Altruism’ or EA? Is it a cult, philosophy, or just a bunch of weirdo’s living together at houses in San Fran? Kind of a mix of all three. EA…
- The Banker Next Door
Fintechs buying banks and banks buying fintechs!
There have been several deals in the last few years featuring fintechs buying banks. Some examples include SoFi purchasing Pacific Bank and Lending Club…
- The Banker Next Door
BND: Strategy Room Bonus - 7%+ mortgages, untapped equity, and new credit scoring models!
This video is a clip from BND: Strategy Room Live Stream on October 4, 2026. The residential real estate market is dealing with a lot of challenges at the…
- The Banker Next Door
BND: Strategy Room 10-10-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Bank M&A Update: Modernizing bank merger competition, quality deposits, and Credit Unions
The industry is currently seeing a few trends in mergers and acquisitions. Recent M&A transactions suggest that quality deposits are in high demand and…
- The Banker Next Door
First Farmers Bank and Trust: How to do Digital Account Opening
Has your bank struggling with digital account opening? Perhaps because of persistent fraud issues? First Farmers Bank and Trust (“FFBT”) was not happy with…
- The Banker Next Door
Bank News: Nano bank fails, Valley buys Bluevine, Amerant, Mission Lane, Peoples, & IPO success!
Bank News: Nano Bank becomes the 6th bank failure of 2026. Valley National Bank to purchase Bluevine for approximately $340M. Peoples Bancorp is cleared by the…
- The Banker Next Door
Chinese spy inside the Federal Reserve?
John Harold Rogers was prosecuted by federal authorities on one count of lying to investigators and one count of espionage. He was found guilty of lying to…
- The Banker Next Door
Review of ICBA Advocacy in Action for 4Q 2026
What are the top regulatory issues in the banking industry for the 4th quarter of 2026? The banking lobby was able to get The Clarity Act stopped in the…
- The Banker Next Door
BND: Strategy Room Bonus - When interest rates rise rapidly something always breaks!
This video is a clip from BND: Strategy Room Live Stream on September 26, 2026. As interest rates continue to rise, is there a correlation between rising bond…
- The Banker Next Door
BND: Strategy Room 10-4-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Reviewing ICBA's white paper on bank cyber insurance
ICBA recently released a white paper on bank cyber insurance. The paper discusses current market challenges which include escalating premiums and shrinking…
- The Banker Next Door
Fed, SEC, & CFTC propose crypto framework (Crypto Series Part XLII)
This is part 42 of the crypto series. Bitcoin has increased to $86K is the ‘crypto winter’ finally over? Circle gets a $100M investment from Binance to ramp up…
- The Banker Next Door
SBA Update: Loans down, eligibility rule barring green card holders, and size standards
SBA approvals are down 18% in 2026 compared to 2025. Loans are down because the SBA had to fix a lot of the problems coming out of the Biden administration…
- The Banker Next Door
Theranos & Elizabeth Holmes: An EPIC disaster!
On the eve of a new documentary titled “You Can See Everything” coming out in October, I thought it would be a good idea to revisit the epic disaster that was…
- The Banker Next Door
Bank News: WestStar M&A, 3 new OCC bank charters, and Florida & New Orleans de novo's!
Bank News: WestStar Bank agreed to acquire Southwest Capital Bank, financial terms of the deal were not disclosed. First National Bank of Omaha continues to…
- The Banker Next Door
BND: Strategy Room Bonus - The AI implosion!
This video is a clip from BND: Strategy Room Live Stream on September 19, 2026. The AI trade is imploding! In less than 30 days the narrative went from…
- The Banker Next Door
BND: Strategy Room 9-26-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Reviewing Federal Reserve Report on Silicon Valley Bank Failure
A new independent review conducted for the Federal Reserve by Starling Advisory Group on the failure of Silicon Valley Bank examined the role of the Federal…
- The Banker Next Door
BND: Strategy Room Bonus - Your 401(k) is in trouble!
This video is a clip from BND: Strategy Room Live Stream on September 19, 2026. As the situation with Mark Walter and his companies continues to unfold, it…
- The Banker Next Door
Are De Novo credit unions in trouble?
De Novo or start up credit unions are not performing well. Of the last five de novo credit unions, two have been liquidated and one is currently operating as…
- The Banker Next Door
Bank News: Bank7 renegotiations, Synapse victims, PNC, Regions & Citizens M&A, and Enova scraps!
Bank News: PNC, Regions, and Citizens executives don’t want to be distracted by potential M&A deals. PNC could be open to M&A, but current valuations make a…
- The Banker Next Door
BND: Strategy Room Bonus - Clarity Act in trouble, Tokenized stock a go!
This video is a clip from BND: Strategy Room Live Stream on September 19, 2026. The Clarity Act failed to advance through the Senate on a 50-49 vote. It needed…
- The Banker Next Door
The Clarity Act fails to advance! (Crypto Series Part XLI)
This is part 41 of the crypto series. The Clarity Act failed to advance out of the U.S. Senate. The measure failed on a 50-49 vote. It needed 60 votes to pass…
- The Banker Next Door
Review of Bank Director's 2026 Technology Survey
According to Bank Director’s 2026 Technology Survey, banks are feeling the pressure from increased competition, emerging technology, and changing strategy. Key…
- The Banker Next Door
BND: Strategy Room Bonus - After quiet summer, Blue Owl & Jefferies Private Credit issues reignite!
This video is a clip from BND: Strategy Room Live Stream on September 12, 2026. Private Credit favorites Blue Owl and Jefferies face new issues. Jefferies is…
- The Banker Next Door
BND: Strategy Room 9-19-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Who is Jane Street?
Who is Jane Street? They are a mysterious high frequency trading hedge fund on Wall Street that seems to have its hands in everything with some questionable…
- The Banker Next Door
Update on Monte Dei Paschi merger situation
Italian bank Monte Dei Paschi (BMPS) has had quite the saga over the last two years. BMPS has had CEO issues, multiple potential merger partners, rogue board…
- The Banker Next Door
Security Bank & Trust AI Credit Workflow Example
Security Bank & Trust President Andy Schornack worked with several employees to develop an AI credit workflow solution for processing commercial loans. Andy…
- The Banker Next Door
Review of Bain & Company's bank M&A report
Bain & Company recently released a report detailing their outlook on U.S. bank M&A through 2030. Some of the key findings include: 1) there will be at least…
- The Banker Next Door
Bank News: Chime buys Stride, EverBank & Circle M&A, Block, Mercury, & FOMO!
Bank News: Chime to buy Stride for $590 million. Chime outgrew their partner model. Will the Chime deal lead to further fintech-bank competition? EverBank to…
- The Banker Next Door
BND: Strategy Room Bonus - Have we entered an era of higher rates?
This video is a clip from BND: Strategy Room Live Stream on September 5, 2026. Bond market yields are not just increasing in the U.S. they are increasing all…
- The Banker Next Door
BND: Strategy Room 9-12-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Banking industry update: IPOs, M&A, Charters, Failures, Activism, and AOCI
This episode reviewed recent data for bank IPO’s and capital raises, M&A activity, new charter requests, FDIC problem bank list, recent bank failures, the…
- The Banker Next Door
Reviewing bank CEO pay for 2025
Bank CEO compensation for the big 4 CEOs dramatically increased in 2025. Citigroup CEO, Jane Fraser, became the highest paid bank CEO with a pay package of…
- The Banker Next Door
Bank News: BitGo, M&A, charter update, MoneyLion, Old Glory, SVB, & CFPB changes!
Bank News: BitGo acquired NYDIG’s trading business. Equity Bancshares to acquire Lincoln Savings Bank for $123.8 million. FNBO to acquire InBankshares Corp for…
- The Banker Next Door
Review of S&P Global Best Banks by Deposit Franchise
This episode reviewed S&P Global’s list of top U.S. large and community banks by deposit franchise. The top 3 large U.S. banks by deposit franchise were 1) EB…
- The Banker Next Door
BND versus TikTok financial education
What does BND offer compared to all the other financial influencers on TikTok? The Wall Street Journal analyzed hundreds of finance influencers on TikTok and…
- The Banker Next Door
BND: Strategy Room Bonus - Walter's issues causing Private Credit insurance trade to unravel?
This video is a clip from BND: Strategy Room Live Stream on August 29, 2026. Mark Walter’s TWG investigation continues to cause ripples through the Private…
- The Banker Next Door
BND: Strategy Room 9-5-2026
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Examining the fall of Leopold Aschenbrenner and Situational Awareness
The new hedge fund Situational Awareness (“situational”) created by 24-year-old boy wonder Leopold Aschenbrenner managed to barely dodge a total collapse by…
- The Banker Next Door
With scale fueling more bank M&A deals, should banks be raising capital in 2026?
Bank M&A had a good year in 2025 and got off to a slower start in 2026 but is looking to pick up through the rest of the year. Mergers of equals transactions…
- The Banker Next Door
Bank News: Material financial risks, M&A, quieter Fed, Clarity Act, & RTP!
Bank News: Gulf Winds Credit Union agreed to acquire Madison County Community Bank. Terms of the deal were not disclosed. Valley National Bank agreed to…