With scale fueling more bank M&A deals, should banks be raising capital in 2026?
Bank M&A had a good year in 2025 and got off to a slower start in 2026 but is looking to pick up through the rest of the year. Mergers of equals transactions or more to the point, mergers of healthy banks have really picked up steam. Capital is strong right now, the regulatory environmental is favorable, and closing times have returned to a strong average of 131 days. Technology is a major consideration. Institutions that defer technology planning until after signing consistently underperform on synergy capture. Scale is driving M&A activity especially if you are looking to get over the $10…
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