Shows / Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Our money mindset shapes how we interact with the world around us. Are your money beliefs attracting or repelling money, amiga?
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Ching@ Tu Money® teaches First Gen Latinas all things personal finance. We talk scarcity mindset, money tips, and money chisme, all aimed to help you nurture your relationship with money. Amiga, it's time to BREAK OUT of the First Gen Latina bubble and not just 'be good with money', but build a life you enjoy.
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This personal finance podcast is the beginner's…
Episodes
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Should You Put Christmas On A Credit Card?
62: The holidays are about being generous but it doesn't have to come with buyer's remorse. Before you consider holiday debt, I need you to tune into the…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Protect Your Money: How To 'Freeze' Your Credit Score And Pull Your Credit Report
61: If you aren't planning on taking out credit any time soon, it might be a good time to consider ''freezing' your credit score. In this episode I share: Why…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
I'm Scared of Death But I'm Preparing my Financial 'Dead Box' Anyway
60: Death and taxes are the only two things we can be sure of. In this episode, I talk about my fear of death and what I'm doing to make sure my documents…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Money Confession: I Don't Like To Lend Money. But If I Lend It, I Want It Back
59: I want my money back! End of story. See you in the show! ⭐️⭐️Most streamed 'Ching@ Tu Money' episodes⭐️⭐️ 💸My Partner Makes 2x More Than Me. Here's How We…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Money Confessions: I Financially Vetted My Boyfriend Before Seriously Dating Him
58: In the dating world, we ask all types of questions to make sure values our aligned. We talk religion, politics, kids... so, why not talk money? Tune in to…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Money Confessions: I'm Credit Card Debt Free But Had Help Getting There
57: I'm credit card debt free BUT I had a leg up getting there. Tune in to hear how the COVID pandemic boosted my financial goals. TQ, amiga! ⭐️⭐️RELATED…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Money Confessions: I have a $9,000 Networth
56: I am a business owner and I teach women how to build wealth..so.. why is my networth 'only' 9k? (September 2026) In this episode, i share my raw networth…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Money Confessions: If You Tip Less than 20%, I'm Judging You
#55: I believe that most servers should receive a 20% tip. And if you don't tip MOST of your servers that, I'm low key judging you. Tune in to find out why!…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Money Confessions: Idk How To Cook And It's Cost Me Thousands of Dollars
#54: Cooking is a BASIC life skill. So like, why aren't you doing it? In this episode, I confess that my 'not knowing how to cook' has cost me thousands. I…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Money Confessions: Small Biz Prices Can Be Outrageous! Here's Why I No Longer Scoff at Them
#53: Let's be real. Sometimes things are priced WAAAAAY higher than we thought they would be. I used to scoff and say, 'I can make that myself'. (and honestly…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Your Circle Is Your Ceiling. Are You In The Right Friend Group? (Plus Podcast and Life Update)
#52: Is your friend group right for you? If not, I've got some serious recommendations. Tune into this episode to: Learn WHY your circle is your ceiling and…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Savings First, Retirement Second, Debt Third with Andrea Ramos of Building Generational Wealth
#51: With limited money and a ton of money goals, what do we target first? In this episode, Andrea Ramos of Building Generational Wealth shares her framework…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
If You've Found Every Reason to Not Open Your Roth IRA, Listen To This Episode
#50: Get in loser, we're investing in the stock market. It's time. ⭐️RESOURCES⭐️ 💸Retire on Time Workshop Replay 💸Follow Mariel on Instagram ⭐️⭐️RELATED…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Student Loans: RAP Strategies 2.0
#49: Student Loan Planner just came out with a new podcast episode called 'RAP Strategies 2.0' and I want you to go listen to it. DISCLAIMER: Only YOU know…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Student Loans:3 Reasons I DIDN'T enroll in ‘Repayment Assistance Plan’ aka RAP
#48: The new student loan repayment plan is OUT! But, it may not be all its cracked up to be. In this episode I break down why the Repayment Assistance Plan…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
High Yield Savings Account: 3 Reasons You Need To Open One Today
#47: Do you have a 'regular' savings account? Earning pennies on your savings? OR do you have a high yield savings account? Where you get the most bang for…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Commit, Shake It Off, Put In the Reps: 3 Life Lessons from the San Antonio Spurs
#46: Stop getting off the stage before others have a chance to see you perform. A lot of times we tell ourselves NO before even bothering to ask for what we…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Let's Talk Menopause: Symptoms, Advocating For Yourself and Finding Community w/Kristy Ward of Menopause Mijas
#45: When's the last time you thought about menopause? 💸 For me, it was 'I don't really think about it'. Until, I met the founder of a community organization…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Keynote Replay: The Compound Effect of Possibiilty
#44: How can you possibly go after more if you don't even know that there is more? That was my life for a long time friend. Hustle to survive. Autopilot. Rinse…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Reduce Your Expenses: 3 Ways To ACTUALLY Save Money
#43: Everyone says to 'reduce your expenses', but you can only cut so much before you're miserable Instead of tracking every single expense to the penny (or…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Pinche Student Loans: Idk What To Do About My 65k Student Loan Debt (SAVE Plan Ended)
#42: Not the government wanting the money I owe them *eye roll*. If you have outstanding student loans and you aren't sure how to tackle them - ME TOO! UPDATE…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Create The Space To REST: If You're 'Type A' And Like Control, Listen To This Episode
#41: I walk too fast, eat too fast, and am addicted to social media. I need REST, and if you're reading this, you do too. But.... how do we 'find the time' for…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Am I Financially Abusing My Boyfriend? A Conversation With The Man Himself
#40: Given that my boyfriend pays for a lot of our shared expenses - I often wonder, 'Am I financially abusing him?' I don't wonder it jokingly. He has shared…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Financial Abuse: Money Red Flags To Look For in Love, Family and Friends
#39: Money can be used as a tool, but it can also be a weapon. In this episode, we talk financial abuse: What it is Examples of what to look out for What to do…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
5 Reasons To Invest Even If You Have Little Money
#38: I don't have enough money to max out my Roth IRA this year. BUT I know that everything I invest will add up - even if its $10 a month In this episode I…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Financial Activism For Beginners: I Closed My Wells Fargo Bank Accounts After 16 Years
#37: Do you ever feel like you don’t want 'evil' companies to profit off you? Or like you could be more intentional with your money? But you don’t really know…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Building Wealth: 3 Mistakes I Made As A Beginner Investor
#35: When I finally understood what 'investing' actually was, I RAN and opened an investment account But as the first investor in my family, I made a few…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Stop Trying To Be 'Good' With Money. Do These 3 Things Instead
#34: Being 'good' with money isn't a thing. And also, have you looked around lately? It's quite hard to exist #whyiseverythingsoexpensive Enough with the…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
I Closed a 10 Year Old JCPenney Credit Card
#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account. After lots of…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Your Impatience Is Blocking Your Success. Quit Being A Baby And Keep Going
#30: If you just kept going - you'd WIN. No comparing yourself to Fulano y Mengano. No 'shouldn't I have X, Y, Z by now'? Just FULL BODY FAITH that you are…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Car Loan Regret: Financing A New Car Is My Biggest Money Mistake
#29: The top expenses in yo life are: 1. your mortgage/rent payment 2. the food you eat (including fast food) 3. YOUR CAR PAYMENT I made an impulse decision to…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Eco-Friendly Gift Giving Guide For Beginners
#28: Do you care about the planet and where your money goes? If you do, I've got JUST the episode for you. In this episode, I outline 7 eco-friendly gift ideas…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Black Friday: Dos And DONTS. Listen To This Before You Black Friday Shop
#27: The Black Friday hunger games are upon us. Are you ready, amiga? My 3 step process to shopping SMART this Black Friday: Acknowledge: acknowledge that…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
I Used Food Stamps As A Child And As An Adult (Plus the Rich vs the Rest)
#26: In this episode, I share my journey with food stamps as a child and again as an adult. I also talk about how some people are worried about the WRONG…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
I Cleaned Tables To Afford A New iPhone (And Avoid Credit Card Debt!)
#25: After paying thousands in credit card interest, I vowed to never pay CC interest again if I could help it. So, I became a busgirl to upgrade my old iPhone…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
I Can't Afford Everything I Want
#24: Sometimes, we just don't have enough money. This episode is a BTS into the day to day money decisions we often face. Balancing enjoying life with saving…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
My Underearning Journey: 10 Years later, I Finally Stopped Underearning
#23: You can afford anything, but not everything -Afford Anything podcast Throughout my 20s, I stayed at my low paying jobs because I wanted the flexibility…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
How To Stop Underearning And Make More Money with Career Coach Carla Santamaria
#22: Are you actually underpaid or do you just not believe that you can make more money?💸 As someone who grew up watching my parents work 2 jobs to make ends…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
I Entered a '10k in 20 Days' Challenge and I Didn't Reach My Goal
#21: What does it mean to 'fail' at something? And is 'failing' even a bad thing? Tune in to hear: How the '10k in 20 days challenge' came to be How it went…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
I Worked In Tech And Was Made To Feel Like I Could Never Understand Investing. Now I Teach Women How To Do It
#20: Have you ever been made to feel like you couldn't do something? But low key, you knew you absolutely could? In this episode, I share with you how the tech…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
My Business Flopped So I'm Going Back To Teaching
#19: Does taking the scenic route make us losers? No friend, it makes us present, joyful, and human. In this episode I share the reasons I'm going back to…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
How To Save Money For The Slow Months As An Entrepreneur, Business Owner, Or Comission Based Employee With Variable Income
#17: How do I save money if I have variable income? How do I know if I'm saving enough money to cover my personal expenses? This episode is for the person who…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
My Partner Makes 2x More Than Me. Here's How We Split Expenses
#16: Do you and your partner split expenses in an 'equitable' way? Meaning, does the higher income earner pay more? In this episode, my partner of 2 years and…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Why You Aren't Taking Action
#15: Ever wonder why despite REALLY wanting to, and despite making a plan, and telling yourself over and over you'll do something, you just can't seem to make…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
I Made $601 and Spent $16,085 in 2024 and I’m Not in Scarcity Mindset About It
#14: Business isn't ever what it seems💸 Social Media shows us the highlights - but what's REALLY going on behind the scenes? In this episode, I'm sharing with…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Financial Abuse in Family: Money Red Flags to Look For with Justine De Peralta, Financial Educator and Author
#13: What does financial abuse in families look like?💸 Can my own sibling inflict financial abuse on me? What about a cousin? A distant relative? The answer is…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Financial Abuse in Friendships: Money Red Flags to Look For with Justine De Peralta, Financial Educator and Author
#12: What does financial abuse in friendships even look like?💸 And why is it so hard to talk about money with friends? In this episode: I list some friend…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Money Boundaries: I Can't Afford to go Out. How do I Politely Tell my Friend?
#11: Listen. Sometimes we just can't afford that thing that our friend/family wants us to do. And other times - we just don't want to spend our hard earned…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Financial Abuse in Couples: Money Red Flags To Look For with Justine De Peralta, Financial Educator and Author
#10: Financial Abuse can be hard to identify and is present in nearly 99% of total domestic violence cases. What financial red flags do I look for in romantic…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
If You're a Latina, It's Time to Invest. No More Excuses: 4 Reasons to Invest Now
#9: With the ability to buy just a few dollars of an investment at a time, the ONLY thing holding you back from investing is fear. Y amiga, who benefits from…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
New Year, Healed Money Mindset: How to Start Understanding Your Money Story with Jasmine Lopez, Joy-Based Money Coach
#8: Most of us want to level up our money mindset and better understand our money traumas. Yet, oftentimes, we don't know where to start. Jasmine Lopez, a…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
5 Ways To Save Money This Holiday Season
#6 Worried about overspending this holiday season? Feeling stressed about not giving as many gifts as you'd like? If so, then this is the episode for you. In…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
How To Break Free From the Money Story that is Holding You Back
#5: Are you living in the past, amiga? Today's episode highlights the importance of reflecting on the money habits and lessons we observed as kids. Are those…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
How I Saved Money on Housing by Renting a Room for 4 Years
#4: 'You can afford anything, but not everything' -Afford Anything Podcast. By renting a room in a house for 4 years, I was able to repeatedly max out my IRA -…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
REPLAY: Starting the Conversation about Latinas, our Money and our Future w/ Gracie from Mija Listen Podcast
#2: IM IN JAPAN! I’ve been saving $ an entire year for this trip and I’m finally here! 2 days ago, I finished the “Build Wealth While Broke” workshop…
- Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Coming Soon: Ching@ Tu Money!
Subscribe to Ching@ Tu Money, where we learn about all things dinero through stories. Whether you are working on your scarcity mindset like me, or have reached…