Shows / Chrisman Commentary - Daily Mortgage News
Chrisman Commentary - Daily Mortgage News
The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments. More at www.chrismancommentary.com.
Episodes
Chrisman Commentary - Daily Mortgage News8.31.26 Fair Housing Update; Two Dots’ Henson Orser on Underwriting; Warsh's Birdsong
More than 100 community-based fair housing organizations facing potential funding cuts received a reprieve after a federal judge in Massachusetts blocked HUD’s…
Chrisman Commentary - Daily Mortgage News8.28.26 Originators and Technology; Figure's Alysse Guitar on Marketing; Jackson Hole Symposium
Mortgage innovation should focus not on digitizing outdated workflows, but on rethinking the loan lifecycle around trusted data, intelligent decisioning…
Chrisman Commentary - Daily Mortgage News8.27.26 Industry Calendar; MIAC's Dan Libby on MSR Analysis; Caution Abounds
The mortgage industry has a packed schedule of conferences and events from September 2026 through June 2027, covering lending, compliance, AI, technology…
Chrisman Commentary - Daily Mortgage News8.26.26 Borrower Relationships; Experian’s Michele Bodda on Modern Scoring; Rate Pressures
The mortgage industry is increasingly recognizing that the homeowner relationship should extend well beyond origination, using servicing, home equity…
Chrisman Commentary - Daily Mortgage News8.25.26 Wonders of Technology; Deluxe's Adria Liss on Home Buyer Protection; Long Bond Chatter
Technology is transforming industries while creating new risks around AI’s impact on education, liability, and accountability, leaving lenders to determine how…
Chrisman Commentary - Daily Mortgage News8.24.26 DC Movers and Shakers; Tidalwave's Chris McLendon on Agentics; Treasury Intervention
Mortgage servicing can create significant wealth, so concentration risk matters, especially as sharp declines in Fannie Mae and Freddie Mac shares and…
Chrisman Commentary - Daily Mortgage News8.21.26 Originators Helping Borrowers; NonQMVerifi’s Danny Flucke on Qualification; Pulling Bond Support
Prospective homebuyers should focus on what they can control: saving as much as possible for a down payment, distinguishing needs from wants, considering more…
Chrisman Commentary - Daily Mortgage News8.20.26 Follow the Money; Renovo Financial’s James Gaskin on Relationships; U.S. Security Demand
The broader “follow the money” theme is hard to ignore: U.S. national debt has surpassed $40 trillion while lawmakers are questioning whether a significantly…
Chrisman Commentary - Daily Mortgage News8.19.26 Loan Production Costs; Polly's Brandon Story on Capital Markets Tech; Long Bond Rising
Mortgage lenders continued their recovery in Q2 2026, with average production profits rising to $973 per loan and 85 percent of surveyed companies remaining…
Chrisman Commentary - Daily Mortgage News8.18.26 Servicing Disasters; Yardi's Doug Ressler on Home Ownership Trends; Fed on Hold
Extreme weather patterns are increasingly shifting where property and insurance risks are concentrated, with drought worsening in the West and Midwest while…
Chrisman Commentary - Daily Mortgage News8.17.26 Escrows and Midterms; Bipartisan Policy Center’s Emma Waters on Housing Reform; Rate Review
The administration is advancing a wide range of controversial housing and credit proposals while Congress has largely shifted to campaigning, leaving federal…
Chrisman Commentary - Daily Mortgage News8.14.26 Wages Versus Inflation; UpPayment recipient Tiffany Bauldwin on Home Ownership; Treasury Demand
Homeownership remains fundamentally tied to stable employment and household cash flow, yet with prices up 23 percent versus 22 percent wage growth since 2021…
Chrisman Commentary - Daily Mortgage News8.13.26 Home Affordability; Hometap's Jeff Glass on Home Equity; Specified Pool Execution
Mortgage secondary execution is increasingly a value-optimization exercise rather than a simple Agency versus non-Agency decision, as growing non-Agency…
Chrisman Commentary - Daily Mortgage News8.12.26 Non Agency Production; Angel Oak's Tom Hutchens on Non QM; Technology and Information Intersection
The rise of non-Agency and equity lending reflects a fundamental shift in the borrower and economic landscape: record home equity, widespread sub-5 percent…
Chrisman Commentary - Daily Mortgage News8.11.26 Conference Chatter; Redwerk's Konstantin Klyagin on AI Governance; Bond Directionality
There's a widening divide among mortgage lenders as higher rates and a purchase-driven market reward strategic flexibility. Robbie interviews Redwerk's…
Chrisman Commentary - Daily Mortgage News8.10.26 Earnings Season; CMBA's Paul Gigliotti on Advocacy; Spreads and Gains
Second-quarter mortgage earnings highlighted a widening divide between lenders adapting to a prolonged purchase-driven, higher-rate market, and those…
Chrisman Commentary - Daily Mortgage News8.7.26 AI Fears; Wilqo’s Tiffany Jacobelli on Team Building; Payrolls Friday
As AI dominates industry discussions, many see parallels to earlier fears that automated underwriting would replace human underwriters, yet the enduring need…
Chrisman Commentary - Daily Mortgage News8.6.26 UWM Earnings; MSF's Dawn Dawson on Mortgage Marketing; Ginnie Mae Custom Pools
UWM reported a mixed second quarter, with lower loan volume, a significant net loss, and a suspended dividend offset by a record $2.05 billion capital raise to…
Chrisman Commentary - Daily Mortgage News8.5.26 M&A Activity; HomeLight's Nick Friedman on Borrower Psychology; Mortgage Applications
Treasuries and Agency MBS have rallied on easing geopolitical tensions, while resilient labor market data, a narrowing trade deficit, and steady…
Chrisman Commentary - Daily Mortgage News8.4.26 Moving and Shaking; Vesta's Mike Yu on Mortgage Technology; Weary Agency MBS
As the mortgage industry prepares for a busy fall conference season, consolidation remains a defining theme, highlighted by reports that Mason-McDuffie…
Chrisman Commentary - Daily Mortgage News8.3.26 Early Information Access; Aon's John Dickson on Flood Insurance; Market Stability
Non-QM lenders see opportunity in stricter condominium underwriting standards introduced by the FHFA, while broader markets continue to underscore the premium…
Chrisman Commentary - Daily Mortgage News7.31.26 Reverse Mortgages; CATO Institute’s Jai Kedia on the Fed; High Bond Yields
Standing up a reverse mortgage division can't be that hard, can it? We go through some of the mechanics. Plus, Robbie interviews CATO Institute’s Jai Kedia on…
Chrisman Commentary - Daily Mortgage News7.30.26 Fannie and Freddie Profitability; ALTA's Chris Morton on Title Insurance; Fed Takeaways
The profitability of Fannie Mae and Freddie Mac are the opening topic on today's podcast. Plus, Robbie interviews ALTA’s Chris Morton on first-quarter title…
Chrisman Commentary - Daily Mortgage News7.29.26 Around the Mortgage Industry; Experian's Jamie Norris on Verification Integrations; Fed Decision Day
We go around the mortgage industry, in slightly more than 60 seconds, to begin today's episode. Plus, Robbie interviews Experian’s Jamie Norris on expanding…
Chrisman Commentary - Daily Mortgage News7.28.27 Updating RESPA; PMSI's John Walsh on Investor Reporting; Fed Framework
The Real Estate Settlement Procedures Act (RESPA) is over 50 years old, but why it is so impractical to update is the discussion that kicks off today's…
Chrisman Commentary - Daily Mortgage News7.27.26 Global Debt; Lower’s Paul Zinn on Retail Lending; Factors Driving Rates
Ever wonder how much debt is outstanding in the world? We go through that to kick off today's podcast. Plus, Robbie interviews Lower’s Paul Zinn on how…
Chrisman Commentary - Daily Mortgage News7.24.26 One-Year Look Back; Morgan Stanley’s Matthew Hornbach on Risks; Stagflation Creeping
Looking back at what we were discussing a year ago germane to the mortgage industry is how we begin today's episode. Robbie then interviews Morgan Stanley’s…
Chrisman Commentary - Daily Mortgage News7.23.26 Industry Consolidation; JazzX’s Varant Herculian on Change Management; Oil to Bonds
The continued pattern of consolidation in the mortgage industry is the lead-in for today's episode. Robbie then interviews JazzX’s Varant Herculian on…
Chrisman Commentary - Daily Mortgage News7.22.26 Building Statistics; Pivot Financial's Jennifer McGuinness-Lubbert on Innovation; Mortgage-Backed Security Primer
We kick off the podcast with some figures surrounding building and building patterns in the United States. Robbie then interviews Pivot Financial's Jennifer…
Chrisman Commentary - Daily Mortgage News7.21.26 Modern RESPA; Climative’s Winston Morton on Tappable Equity; Rate Reasoning
A discussion on the modern applicability of RESPA is how today's podcast kicks off. Robbie then interviews Climative’s Winston Morton on turning homeowner…
Chrisman Commentary - Daily Mortgage News7.20.26 Freddie and Fannie Stock; IRA's Chris Whalen on Servicing Deals; Low Volatility
Just how much input lenders have into Freddie Mac and Fannie Mae's activities is how today's podcast kicks off. Robbie then interviews the Institutional Risk…
Chrisman Commentary - Daily Mortgage News7.17.26 Housing Statistics; BOKF's Chris Maloney on MBS Performance; New Rate Highs
Housing statistics and the latest delinquency figures kick off today's interview. Robbie interviews Bank of Oklahoma’s Chris Maloney on Agency MBS performance…
Chrisman Commentary - Daily Mortgage News7.16.26 Consumer Interactions; Polunsky Beitel Green on 50 Years; Data Data Data
Today’s episode begins with an overview of the ways consumers are interacting with originators. Plus, Robbie interviews Polunsky Beitel Green’s Allan Polunsky…
Chrisman Commentary - Daily Mortgage News7.15.26 Disinflation Reactions; JPMorgan Chase’s Olivia Barrow Strauss on Policy; Wholesale Prices
Today’s episode begins with market reaction to the lowest CPI inflation report in years. Plus, Robbie interviews JPMorgan Chase’s Olivia Barrow Strauss on…
Chrisman Commentary - Daily Mortgage News7.14.26 Fed Progress; MCT's Leslie Winick on Strategy; Benign CPI Report
Today’s episode includes a look at the progress the Federal Reserve is making against inflation, and toward an all-Treasury balance sheet. Plus, Robbie…
Chrisman Commentary - Daily Mortgage News7.13.26 Rates on the Up; Zillow Home Loans' Eric Wilson on Borrower Journey; Economic Calendar
Today’s episode includes a discussion on why mortgage rates have gone up recently. Plus, Robbie interviews Zillow Home Loans’ Eric Wilson on how the company is…
Chrisman Commentary - Daily Mortgage News7.10.26 Housing Statistics; Rate’s Ryan Ogata on Profit and Loss Models; Rates Versus Volatility
Today’s episode includes a discussion on housing statistics from the beginning of summer. Plus, Robbie interviews Rate’s Ryan Ogata on why more and more…
Chrisman Commentary - Daily Mortgage News7.9.26 Housing Demand; FTI Consulting’s Creighton Oswald on Capital Requirements; Higher For Longer?
Today’s episode includes a discussion on housing demand versus supply. Plus, Robbie interviews with FTI Consulting’s Creighton Oswald on how if capital…
Chrisman Commentary - Daily Mortgage News7.8.26 Prepayment Data; FICO’s Ethan Dornhelm on Credit Score Modernization; Geopolitical Tension
Today’s episode includes a discussion on Agency mortgage-backed security (MBS) prepayment activity in the wake of QE4 lows. Plus, Robbie interviews FICO’s…
Chrisman Commentary - Daily Mortgage News7.7.26 Technology Empowerment; American Pacific’s Jason Ponsonby on Origination; TBA Volumes
Today’s episode includes a discussion on the ways technology is empowering borrowers, and what that is freeing up originators to focus on. Plus, Robbie…
Chrisman Commentary - Daily Mortgage News7.6.26 Housing Supply; Sei's Pranay Shetty on AI Agents; Dog Days of Summer
Today’s episode includes a look at the supply of housing currently on the market. Plus, Robbie interviews Sei’s Pranay Shetty on how purpose-built agents that…
Chrisman Commentary - Daily Mortgage News7.2.26 Agency MBS Performance; First Lien Capital’s Bill Bymel on Distress Signals; June Payrolls Miss
Today’s episode includes a look at the performance of first-lien mortgages in the federal banking system during the first quarter of 2026. Plus, Robbie…
Chrisman Commentary - Daily Mortgage News7.1.26 Stock Market Versus Economy; PennyMac’s Isaac Boltansky on Policy; Inflation Concerns
Today’s episode includes an explainer on why the stock market is not the economy. Plus, Robbie interviews PennyMac’s Isaac Boltansky on key federal policy…
Chrisman Commentary - Daily Mortgage News6.30.26 Investor Outlook; Experian’s Likhitha Mahendar Singh on First-Time Home Buyers; Hawkish Versus Dovish
Today’s episode includes a look at how investors are interpreting policy and volume indicators to make informed decisions. Plus, Robbie interviews Experian’s…
Chrisman Commentary - Daily Mortgage News6.29.26 AI in Mortgage; Clear Capital's Jason Legare on Appraisal Modernization; Implied Volume Implications
Today’s episode includes a look at the practical use cases for AI in mortgage. Plus, Robbie interviews Clear Capital’s Jason Legare on why appraisal…
Chrisman Commentary - Daily Mortgage News6.26.26 HMDA Data and Housing Policy; Equifax’s Justin Demola on Credit Costs; Buydown Prevalence
Today’s episode includes a look at the intersection of housing policy and HMDA data. Plus, Robbie interviews Equifax’s Justin Demola on how rising credit…
Chrisman Commentary - Daily Mortgage News6.25.26 Land of Opportunity; Alston & Bird's Stephen Ornstein on RESPA; Fed Stress Tests
Today’s episode includes a primer on why recapture rates vary so much across the mortgage industry. Plus, Robbie interviews Alston & Bird's Stephen Ornstein on…
Chrisman Commentary - Daily Mortgage News6.24.26 Industry Storylines; Spring EQ's Reno Heine on Competitive Differentiators; Agency Security Profiles
Today’s episode includes storylines from around the mortgage industry. Plus, Robbie interviews Spring EQ's Reno Heine on differentiating oneself in the…
Chrisman Commentary - Daily Mortgage News6.23.26 Road To Housing; HELIX’s Carl Markman and Frank Perugini on New Product(s); Agency MBS Performance
Today’s episode includes reports on the 21 st Century ROAD to Housing Act moving along. Plus, Robbie interviews HELIX’s Carl Markman and Frank Perugini on…
Chrisman Commentary - Daily Mortgage News6.22.26 Industry Advocacy; Class Valuation’s Mark Walser on UAD 3.6; Caring About Inflation
Today’s episode includes the practical realities of how advocacy gets done in the mortgage industry. Plus, Robbie interviews Class Valuation’s Mark Walser on…
Chrisman Commentary - Daily Mortgage News6.19.26 Bank of Mom and Dad; Provident Bank’s Bruno Viscariello on Consumer Behavior; Low-FICO Mortgages
Today’s episode includes a discussion on creative ways the younger generation is making home ownership a reality. Plus, Robbie interviews Provident Bank’s…
Chrisman Commentary - Daily Mortgage News6.18.26 New Fed Framework; NCRA's Eric Ellman on Consumer Wellbeing; Regional Housing
Today’s episode includes a look at the new Federal Reserve framework and initiatives under Chair Kevin Warsh. Plus, Robbie interviews National Consumer…
Chrisman Commentary - Daily Mortgage News6.17.26 Servicing Treasure Trove; Addy AI’s Michael Vandi on Productivity; Rate Swap Markets
Today’s episode includes a look at how servicing can be a treasure trove if utilized correctly. Plus, Robbie interviews Addy AI’s Michael Vandi on the…
Chrisman Commentary - Daily Mortgage News6.16.26 Peace Time Bonds; TrustEngine's Dave Savage on Productivity; Warsh's First Meeting
Today’s episode includes reaction in bond markets to the peace deal in the Middle East, which is scant on details. Plus, Robbie sits down with TrustEngine’s…
Chrisman Commentary - Daily Mortgage News6.15.26 Economic Snapshot; SoFi's Ally Carty on Brand; Peace Deal Bond Impact
Today’s episode includes a look at the latest economic snapshot and headlines making the news. Plus, Robbie sits down with Ally Carty discuss her transition…
Chrisman Commentary - Daily Mortgage News6.12.26 Shrinkflation and Credit; The Disciplined Investor’s Andrew Horowitz on Asset Classes; Prepayment Trends
Today's episode includes a look how inflation at the consumer and producer levels are leading to "shrinkflation." Plus, Robbie interviews The Disciplined…
Chrisman Commentary - Daily Mortgage News6.11.26 Pulte and the CFPB; JazzX’s Jagjit Singh on the End-to-End Mortgage; PPI Follows CPI
Today's episode includes a look into the shifting role of Bill Pulte in Washington D.C. Plus, Robbie interviews JazzX’s Jagjit Singh on how close the mortgage…
Chrisman Commentary - Daily Mortgage News6.10.26 Credit Scoring Versus Pricing; Automax.ai’s Humza Ahmed on Appraisal Technology; CPI Inflation
Today's episode includes a dive into the differences between credit scoring and credit pricing. Plus, Robbie interviews Automax.ai’s Humza Ahmed on how…
Chrisman Commentary - Daily Mortgage News6.9.26 Mailbag Bonanza; Google’s Sarah Armstrong on Search and Trends; Dear Abby Jokes
Today's episode includes some commonly asked questions from listeners. Plus, Robbie interviews Google’s Sarah Armstrong on how AI search can make the home…
Chrisman Commentary - Daily Mortgage News6.8.26 Housing Trends; Littler’s Colton Long on Litigation; Payrolls and Policy
Today's episode includes some trends that are increasingly reshaping housing demand. Plus, Robbie interviews Littler’s Colton Long on how employers are…