Latest / Chrisman Commentary - Daily Mortgage News
10.15.26 Demo Day; Polunsky Beitel Green's Andy Duane and Tye McWhorter on DSCR; Wholesale Inflation
The MBA’s 2026 policy roadmap proposes targeted administrative and regulatory changes to improve housing affordability without congressional action, including reducing GSE credit-reporting and pricing costs, lowering FHA mortgage insurance premiums, expanding AI-assisted underwriting, and cutting title insurance expenses; a 20-bp FHA premium reduction alone could save borrowers with a $400,000 mortgage nearly $800 annually. Separately, a contentious FASB proposal would allow mortgage servicing rights (MSR) valuations to include potential borrower recapture from future refinancing, a change…
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