Latest / Chrisman Commentary - Daily Mortgage News
10.12.26 MBA National Storylines; Saul Ewing's Jason McElroy on the Telephone Consumer Protection Act; Bond Markets Closed
The housing and mortgage industry faces a mix of long-term opportunity, near-term affordability challenges, and economic uncertainty. With 132.7 million occupied U.S. housing units and approximately 72 million children under 18 representing future homebuyers, the market has a substantial generational foundation for sustained housing demand. In the near term, attention is focused on potential changes to FHFA’s tri-merge credit reporting requirement, although the average $151 cost represents only about 1% of the more than $18,000 in typical closing costs, suggesting that eliminating it alone…
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