Shows / Fintech Conversations & Insights with Efi Pylarinou
Fintech Conversations & Insights with Efi Pylarinou
The Agentic Economy meets the Tokenized World. That's the story of Fintech Conversations & Insights.
AI agents are starting to act, transact and decide on our behalf. And they are doing it while we're tokenizing money and assets. Together they're changing how money moves, how banks and businesses operate, and how we live digitally. Dr. Efi Pylarinou talks AI agents, AI-native businesses, tokenization and the future of money and finance with the leaders, founders and innovators building it. A…
Episodes
Fintech Conversations & Insights with Efi PylarinouPaolo Sironi: What Do Bankers Do at a Branch That an AI Agent Can't?
Paolo Sironi and I co-authored a chapter in Brett King’s “Branch Tomorrow”, arguing that physical bank branches would become 360-degree advisory hubs, not…
Fintech Conversations & Insights with Efi PylarinouWhy Your Bank Knows Nothing About You, with Dharmesh Mistry on The Intelligent Ledger
Dharmesh Mistry’s primary bank has two of his financial products. He deals with 23 organizations in total. Do the math, and you’ll see why he says banking…
Fintech Conversations & Insights with Efi PylarinouPaolo Sironi: The Machine's Biggest Hallucination Isn't What You Think!
In 2021, Paolo Sironi slipped the word "conscious" into the subtitle of a banking book, three years before ChatGPT turned consciousness into the debate of the…
Fintech Conversations & Insights with Efi PylarinouOn Open Weight Models with Sarbjeet Johal, One Day Before Nvidia Said It Is Buying Hugging Face
We recorded this conversation with Sarbjeet Johal, top Silicon-Valley based Technology Analyst, the day before Nvidia reportedly agreed to buy Hugging Face…
Fintech Conversations & Insights with Efi PylarinouAgentic Banking: The Operating System Banks Need Now - with Driss Temsamani
Agentic Banking is not another AI upgrade for banks. It's a new operating system and most incumbents are still running the old one. In this conversation, Driss…
Fintech Conversations & Insights with Efi PylarinouStablecoins and the Machine Economy | Nik Milanović, This Week in Fintech / Plaid
What is being built at the intersection of programmable money and the agentic economy? Nik Milanović — founder of This Week in Fintech (now part of Plaid), GP…
Fintech Conversations & Insights with Efi PylarinouKYA Won't Always Protect You. The Real Risk Is the Swarm!
AI agents are starting to make financial decisions without a human approving every step, as such a design cant scale. In this conversation I sit down with Amna…
Fintech Conversations & Insights with Efi PylarinouThe Riskiest Agentic AI Use Case in Finance Is Lending
Agentic AI is everywhere in finance right now — agentic commerce, agentic payments, stablecoin protocols, Anthropic's ten new analyst agents. But agentic…
Fintech Conversations & Insights with Efi PylarinouThe End of Account-Centric Banking: Jouk Pleiter on Backbase's AI-Native Banking OS
What does an AI-native bank actually look like? Jouk Pleiter, founder and CEO of Backbase, argues that adding AI to a fragmented banking stack doesn't fix the…
Fintech Conversations & Insights with Efi PylarinouReplacing the Oxygen: How TradFi and DeFi Converge! | By The Global Money20/20 Team
This 🔺 What does it actually look like when TradFi and DeFi converge, and why are most banking executives still missing it? I sit down with Scarlett Sieber and…
Fintech Conversations & Insights with Efi PylarinouNVIDIA's Georgios Kolovos on Revolut's PRAGMA, Transaction Foundation Models & the Agentic Banking!
Is the "AI-native bank" a distant reality — or is it already here? In this episode of Fintech Conversations & Insights, I sit down with Georgios Kolovos…
Fintech Conversations & Insights with Efi PylarinouOverprivileged AI: The Breach Pattern That's Lurking in Every Enterprise | The McKinsey Lilli Case
An autonomous AI agent walked into McKinsey's AI platform - no password, no authentication, no break-in. Within two hours it had access to 46.5 million chat…
Fintech Conversations & Insights with Efi PylarinouHow Tokenized Money Is Changing Finance Forever!
A discussion of the latest Cambridge Centre for Alternative Finance (CCAF) report 𝗧𝗼𝗸𝗲𝗻𝗶𝘀𝗲𝗱 𝗺𝗼𝗻𝗲𝘆: 𝗨𝘀𝗲 𝗖𝗮𝘀𝗲𝘀, 𝗜𝗻𝘁𝗲𝗿𝗼𝗽𝗲𝗿𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗮𝗻𝗱 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗶𝗼𝗻. The study…
Fintech Conversations & Insights with Efi PylarinouDecoding Crypto Indexing: Challenges and Opportunities
Can Crypto Be Indexed? In this episode I discuss with Jessica Ellerm co-founder of TheMelia https://themelia.co/, whether crypto can be indexed and why crypto…
Fintech Conversations & Insights with Efi Pylarinoubunq's CEO at Davos: AI, the US Bet, and a Contrarian Take on Stablecoins | Davos during the WEF 2026
bunq's CEO at Davos: AI, the US Bet, and a Contrarian Take on Stablecoins | Davos during the WEF 2026 Description: Filmed at the House of Collaboration, in…
Fintech Conversations & Insights with Efi PylarinouAgentic AI in Credit Solutions
From Trump’s Proposed 10% Credit Card APR Cap to AI Agents in Lending. In this episode, I discuss with FinTech product lead and bestselling Indian author…
Fintech Conversations & Insights with Efi PylarinouData is the Secret Sauce: Why AI Success in Financial Services Isn't About the Model
In Formula One, the drivers are the best in the world, all elite. The difference? The car. The same is true for AI. Tim Brophy, Principal Solution Architect at…
Fintech Conversations & Insights with Efi PylarinouPost-GENIUS Act: Rethinking Compliance from the Ground Up
We built compliance systems to fight financial crime. Instead, we created honeypots. In this conversation, Beth Haddock — General Counsel at AdvisorEngine…
Fintech Conversations & Insights with Efi PylarinouStandards-Driven Core Modernisation in Banking - Insights Day 1 at the BIAN Banking Summit, Chicago
A discussion with leaders at the BIAN Summit, where the focus is on Banking banking, integration, innovation, transformation, and AI. Steven Van Wyk, Chairman…
Fintech Conversations & Insights with Efi PylarinouBanking Modernisation with AI & Open Standards - IBM at BIAN Summit 2025
AI is upending thebanking pyramid—and open standards are foundational to this transformation. I discuss this transformation with Shanker Ramamurthy…
Fintech Conversations & Insights with Efi PylarinouThe AI Reshuffle: Revolutionizing Business Models, Work, and Industry Control
A provocative way of understanding the impact of AI at the system's level, on businesses, and jobs. Listen to this episode which challenges all AI cliches. We…
Fintech Conversations & Insights with Efi PylarinouG7 Stablecoins: The Digital Money Era for Institutions
What is the importance of the latest announcement by 10 major global banks to issue a stablecoin pegged to G7 currencies? What is AI's role in the adoption of…
Fintech Conversations & Insights with Efi PylarinouDemocratizing Finance: The Rise of Peer-to-Peer Investing Platforms
Are you aware of what’s happening beyond the flashy headlines of alternative investments like cryptocurrencies or tokenized private shares? There’s a solid…
Fintech Conversations & Insights with Efi PylarinouFrom Open Banking to AI Agents: Why We Need the new Universal Data Framework Now
🏦 The financial services industry is evolving from Open Banking to AI Agents – but we're missing the critical framework to make it work safely. Former Citi…
Fintech Conversations & Insights with Efi PylarinouThe Game-Changing Revelations from the Citi Institute Future of Finance Forum
Join me as I sit down with Ronit Ghose, head of the Future of Finance team at Citi Institute, for an in-depth discussion on the latest trends shaping the…
Fintech Conversations & Insights with Efi PylarinouWhy We're Losing the War Against Digital Deception - And How to Fight Back
We're spending billions fighting fraud and deepfakes, but getting worse results every year. What's going wrong even though we spend more? In this conversation…
Fintech Conversations & Insights with Efi PylarinouFinovate Fall NY Preview: AI Revolution, Regional Differences & What's Next
Ever wonder what happens when you give a FinTech insider 15 years to watch an entire industry transform? You get Greg Palmer – and trust me, he's seen it all…
Fintech Conversations & Insights with Efi PylarinouEU AI Act: The $35M Fine That Could Kill Your Business
Understanding the EU AI Act: Latest Developments and Business Implications Join me and expert Michael Borelli, Director at AI and Partners, for an in-depth…
Fintech Conversations & Insights with Efi PylarinouStablecoins Decoded: The Future of Money
A must-watch episode for anyone interested in understanding the future of money and the underlying principles that will shape their adoption and regulation. A…
Fintech Conversations & Insights with Efi PylarinouTech Duality in AI: Shaping the Future of Banking
In this insightful episode with Theo Lau, a FinTech expert and author, on her newly released book 'Banking on Artificial Intelligence' we discuss the…
Fintech Conversations & Insights with Efi PylarinouTech Sovereignty: Navigating the Trifecta of Data, Ethics, and Innovation
Navigating Tech Sovereignty and Data Power: A Conversation with Dr. Ingrid Vasiliu-Feltes. In this episode, we discuss the concept of Tech Sovereignty…
Fintech Conversations & Insights with Efi PylarinouFIDA: From Mortgages to Pensions - Everything Opens Up
Join us for an in-depth conversation with Rik Coeckelbergs, founder of the Banking scene , as we explore FIDA (Financial Data Access) - Europe's groundbreaking…
Fintech Conversations & Insights with Efi PylarinouFinTech Under Fire: The Underrated Victims of the Trade War
In this eye-opening interview, we dive deep with FinTech expert Georg Hauer to uncover how the recent Liberty Day tariffs are severely impacting the financial…
Fintech Conversations & Insights with Efi PylarinouTokenization: Induced Fungibility & Private Markets (Part 2)
In this second part of discussing with Alex Medana about tokenization, he unveils his concept of "induced fungibility" and explores how tokenization could…
Fintech Conversations & Insights with Efi PylarinouTokenizing Public Stocks: A Critical Analysis (Part 1)
In this thought-provoking discussion with FinTech veteran Alex Medana, we dissect Coinbase's strategy to put their stock on-chain. Alex delivers a candid…
Fintech Conversations & Insights with Efi PylarinouRevolutionizing Core Banking: How a Brazilian family built Pismo and sold it to Visa
Spotlight on another amazing founder story: Fintech pioneer Daniela Binatti reveals the extraordinary journey from humble beginnings to creating a banking…
Fintech Conversations & Insights with Efi PylarinouBeyond Cost-Cutting: The AI Native Enterprise
We discuss how companies across industries can transform into AI native organizations. We, Hari Abburi and myself, are the co-authors of the chapter "Thinking…
Fintech Conversations & Insights with Efi PylarinouThe AI Gender Gap: Can AI help Women make better decisions?
In this interview with spatial computing expert Cortney Harding, we explore the concerning AI gender gap and how women can leverage artificial intelligence to…
Fintech Conversations & Insights with Efi PylarinouThe RCS Market in the AI Era
Learn about the transition from one-way to two-way communication powered by AI, and how RCS is enhancing customer experiences by bringing richer capabilities…
Fintech Conversations & Insights with Efi PylarinouAI Reshaping Finance: A look at Stripe and BNY Mellon
The article analyzes how Stripe and BNY Mellon are using AI to revolutionize the financial industry. Stripe aims to become an "Economic Operating System" using…
Fintech Conversations & Insights with Efi PylarinouFintech Trends: Wallet wars, AI, and the future of Banking with Simon Taylor
Exploring the Future of FinTech and Wallet Wars with Simon Taylor, founder of Fintech Brain Food. A brief review of the State of Fintech comprehensive 111-page…
Fintech Conversations & Insights with Efi PylarinouThe Saylor PlayBook with Bitcoin
This podcast is produced via NotebookLM, based on Efi Pylarinou`s article : The Saylor Gambit: MicroStrategy's $42 Billion Bitcoin Strategy…
Fintech Conversations & Insights with Efi PylarinouUnderstanding DeepSeek and its impact on AI enterprise adoption
In this episode, Efi and tech veteran Sarbjeet Johal discuss DeepSeek`s approach to AI optimization, implications, and where we are heading to next. Sarbjeet…
Fintech Conversations & Insights with Efi PylarinouDeepSeek`s potential for AI disruption in Banking
A great animated conversation led by Brett King with Richard Turrin, Theo Lau, and Efi Pylarinou Breaking Banks Podcast: Spotify…
Fintech Conversations & Insights with Efi PylarinouBalancing AI and Human Empathy: Redefining Customer Service for Scaled Fintechs
#credit #fintech #AI #collections #CX A thought-provoking discussion with Hans Zahar, Chief Technology and Innovation Officer at Nutun (Africa Tech Award…
Fintech Conversations & Insights with Efi PylarinouFintech Evolution: Private Growth, Public Impact
In this insightful conversation kicking off the 2025 series with fintech veteran, Spiros Margaris, we delve into the Fintech evolution. Spiros is one of the…
Fintech Conversations & Insights with Efi PylarinouThe Future of Fraud Prevention: Inside AWS & NVIDIA's New AI Solution
#payments #fintech #banking #GPUs #AI #artificialIntelligence An insightful discussion with industry leaders Paul Chang, Head of Payment Networks at AWS, and…
Fintech Conversations & Insights with Efi PylarinouConversational Banking in an evolving RCS market
How are financial services providers transforming customer communication with Rich Communication Services (RCS) and the integration of advanced messaging…
Fintech Conversations & Insights with Efi PylarinouFrom Bollywood to Blockchain: Unveiling the Swiss-India Tech Partnership
#fintech #UPI #payments #technology #freetrade In this engaging episode, Efi Pylarinou interviews Tanvi Singh, a former financial expert at UBS and current…
Fintech Conversations & Insights with Efi PylarinouDubai: The Rising Crypto & Blockchain Hub
It is all about Energy nowadays, isn't it? Whether we talk about GenAI, Crypto, Blockchains, or Supply chains. In this episode, host Efi Pylarinou sits down…
Fintech Conversations & Insights with Efi PylarinouEmbedding Finance - Want to cook an Embedded Stew?
#embeddedfinance #fintech #fintechinsider #fintechinsights #business #finance
Fintech Conversations & Insights with Efi PylarinouBuilding a Moat in the Era of Digital Transformation in Financial Services
A comprehensive discussion with seasoned financial professional Wasim Mushtaq exploring the evolving mindset required for leaders in today's financial…
Fintech Conversations & Insights with Efi PylarinouBanking Meets Tech: Innovation Success Stories
#digital #fintech #banking #transformation A fascinating discussion with fintech veteran Frank Schwab from the early days of fintech, Frank's experience…
Fintech Conversations & Insights with Efi PylarinouThe Geopolitical Game of Reserves | Gold, Bitcoin, and Central Bank Strategies
The Geopolitical Game of Reserves" explores the strategies of central banks regarding reserves, focusing on the contrasting roles of traditional assets like…
Fintech Conversations & Insights with Efi PylarinouRevolutionizing Finance: How AI Agents and Smart Contracts Are Shaping the Future
In this video, I delve into the powerful synergy between AI agents and smart contracts, exploring how their integration is revolutionizing financial services…
Fintech Conversations & Insights with Efi PylarinouThe Transformational Triangle of Embedded Finance
In this episode, we discuss major events in the Embedded Finance space in Europe. We look at Amazon and Shopify, and what it takes for a successful Embedded…
Fintech Conversations & Insights with Efi PylarinouThe Smart Economy powered by Open Data & Finance
Milestones in Open Banking, Examples, and leading Jurisdictions: Discover how open data is driving financial inclusion,cross-border interoperability, and the…
Fintech Conversations & Insights with Efi PylarinouNot Just another AI Talk — What's the next dominant Business model enabled by the advancements in AI?
#businessmodels #ai #artificialintelligence #business What`s the next dominant Business model enabled by the advancements in AI? Want to gaze into our Future?…
Fintech Conversations & Insights with Efi PylarinouThe Future of Fintech is not Finance
#fintech #data #openbanking #smartdata #APIs Forget about the Tech and Fintech. Focus on open financial data sharing to start understanding the future. Ghela…
Fintech Conversations & Insights with Efi PylarinouStaking Demystified: Your Jargon-Free Guide to Crypto Rewards
#crypto #staking #banking #fintech #liquidstaking Staking is core to the Blockchain world similar to how Deposits are to Banking. The conversation delves into…