Latest / Fintech Conversations & Insights with Efi Pylarinou
Agentic AI in Credit Solutions
From Trump’s Proposed 10% Credit Card APR Cap to AI Agents in Lending.
In this episode, I discuss with FinTech product lead and bestselling Indian author Shuchi Batra about Trump’s proposed 10% cap on credit card interest rates and its implications for credit markets.
The conversation covers how FinTechs have expanded access through alternative data—especially cashflow analysis—and why incumbents lag due to legacy systems and integration challenges.
Badra describes an AI-driven, gamified cashback card she launched at the Commercial Bank of Dubai that personalized merchant rewards based on…
The skinny
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