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Latest / Fintech Conversations & Insights with Efi Pylarinou

Why Your Bank Knows Nothing About You, with Dharmesh Mistry on The Intelligent Ledger

Dharmesh Mistry’s primary bank has two of his financial products. He deals with 23 organizations in total. Do the math, and you’ll see why he says banking holds maybe 2 to 3 percent of the data that actually describes a customer’s life.

💡 In this conversation, we discuss:

🔺 The four forces Dharmesh calls Quanvergence: quantum computing, agentic AI, tokenization, and digital twins, and why their convergence compresses banking’s adaptation window the way the iPhone compressed Nokia and Kodak’s

🔺 Why your bank knows almost nothing about you, and everyday tech, wearables, apps, sensors, are…

The skinny

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