Shows / The Chiro Money Show
The Chiro Money Show
The Chiro Money Show helps Canadian chiropractors make smarter financial decisions so they can stress less about money and build the lifestyle they want. Hosts Scott Campbell, CFP®, and Chris Scheele, QAFP®, dive into practice cash flow, taxes, investments, and insurance—sharing real stories, practical strategies, and a dose of humour along the way. Whether you’re a practice owner, an associate, or just starting out, you’ll get fresh insights to help you feel confident about your money, your…
Episodes
- The Chiro Money Show
056 | Money Tricks and Treats
Chris and Scott each brought one trick and one treat for Halloween. Chris's trick: pay yourself first, automatically. Scott's: private equity as a Kinder…
- The Chiro Money Show
055 | Life Insurance for Chiropractors: Who Needs It, How Much, and What Kind
If you didn't come home tomorrow, who would be short, and by how much? That's the whole question behind life insurance, and it's where Chris and Scott start…
- The Chiro Money Show
054 | How Much Is Enough?
Money is just a backyard ultra unless you draw the line. Last weekend Chris ran a race with no finish line, where you keep running loops until you decide…
- The Chiro Money Show
053 | The Fall Money Review
Your grandkids will never ask what your net worth was. So why do we have every client update theirs each fall? Chris and Scott explain what a net worth…
- The Chiro Money Show
052 | Q&A at a Money Festival Pt. 2
Welcome back for part 2 of the mini Q&A interviews we did down at Future Proof in Huntington Beach a few weeks ago! Enjoy! CHAPTERS 00:00 Part two from a money…
- The Chiro Money Show
051 | Q&A at a Money Festival Pt. 1
Are you going to be okay? That's the question underneath almost every money conversation, so we took the mic to Future Proof in California and put it to five…
- The Chiro Money Show
050 | Doing Nothing and Random Acts of Finance
There are two ways to get this wrong. Sit still, or floor it at something random — a random act of finance. They look like opposites, and they're the same…
- The Chiro Money Show
049 | Money Lessons From The Ultra Wealthy w/ Dr. Laurence Tham
To join TIGER 21 you need twenty million dollars in investable net worth. Not your house. Not your business. Twenty million, liquid. Dr. Laurence Tham chairs…
- The Chiro Money Show
048 | 94.7% Referrals, Zero Marketing, and Where AI Fits in Your Practice w/ Dr. Laurence Tham
Ninety-four point seven percent of Dr. Laurence Tham's new patients came from referrals. He ran no new patient marketing to get there. Laurence graduated from…
- The Chiro Money Show
047 | Can Chiropractors DIY Their Financial Plan?
You can absolutely build a low-cost, globally diversified portfolio on your own — that part of investing has been solved, and we're not arguing against it. But…
- The Chiro Money Show
046 | Spend Now or Spend Later: Why Buying Back Your Time Might Be Your Best Investment
Money can only ever do two things: be spent now or be spent later. In this episode, Chris and Scott unpack what that simple truth means for chiropractors at…
- The Chiro Money Show
045 | $1M Practice, 3 Days a Week: Dr. Jamie Richards on the Retention-Based Practice
Most practice owners believe the path to more income is more volume — more new patients, more visits, more everything. Dr. Jamie Richards built a practice…
- The Chiro Money Show
044 | Can I Write That Off? A Chiropractor's Guide to Business Expenses
A lot of chiropractors assume that incorporating unlocks a new world of tax efficiency — that anything remotely business-related can now be run through the…
- The Chiro Money Show
043 | How Much Is Your Advisor Costing You — and What Do You Get in Return?
Most Canadians can't tell you what they pay their financial advisor or what they actually get for it. In this episode, Chris and Scott break down the three…
- The Chiro Money Show
042 | Why Giving Might Be the Best Investment You Ever Make
In this episode of The Chiro Money Show, Chris and Scott dig into a question that flips conventional financial thinking on its head: could giving actually be…
- The Chiro Money Show
041 | Turning Marketing Spend Into Patient Volume w/ theChiroConsultant
Most chiropractors are scared to spend money on marketing — and the reason usually comes down to a bad experience, not bad math. In this episode, we're joined…
- The Chiro Money Show
040 | Stop Waiting for the Crash: How to Invest Through Uncertainty
Market crashes aren't a matter of if — they're a matter of when. In this episode, Chris and Scott break down why bear markets happen on average every six to…
- The Chiro Money Show
039 | What 10 Years as a CFP Taught Me About You and Your Money
Scott hits a milestone this week — ten years as a Certified Financial Planner — and he and Chris use it as a chance to reflect on how financial planning has…
- The Chiro Money Show
038 | The Compound Effect of Real Financial Planning
What happens when you commit to financial planning the same way you'd commit to a personal trainer or regular chiropractic care? In this episode, Scott and…
- The Chiro Money Show
037 | The $9,000 Myth: What CPP Really Costs You w/ Aravind Sithamparapillai
If you're an incorporated chiropractor, you've probably heard the pitch from your accountant: pay yourself dividends instead of salary and save roughly $9,000…
- The Chiro Money Show
036 | The SpaceX IPO: Why We're Not Buying the Hype
This episode looks at whether buying into a hyped-up IPO is actually a smart move, using the SpaceX public offering as the case study. We break down how a…
- The Chiro Money Show
035 | The Best of Both Worlds: A Smarter Way to Invest (Part 3/3)
In the final episode of our three-part investing series, we get into a third way to build a portfolio, one that sits between traditional active management and…
- The Chiro Money Show
034 | Why "Just Buy the Index" Isn't the Whole Story (Part 2/3)
Most Canadians have been told the same thing: ditch active management, buy a passive index fund, and you're done. But "passive" investing is nowhere near as…
- The Chiro Money Show
033 | Why 98% of Canadian Mutual Funds Are Losing to the Market (Part 1/3)
Most Canadians have no idea how their money is actually invested — and the stats show that 77% of investor dollars are sitting in actively managed funds at the…
- The Chiro Money Show
032 | The One-Page Financial Plan: What Actually Belongs On It
Most financial plans end up as a 60-page leather-bound binder collecting dust on a shelf. In this episode, Scott and Chris make the case that everything you…
- The Chiro Money Show
031 | Tax Refunds, RRSPs, and the Plan Most Canadians Don't Have
Roughly 80% of Canadians get a tax refund every year, with the average sitting around $2,000. But getting a refund isn't free money — it means you overpaid the…
- The Chiro Money Show
030 | Should You Factor an Inheritance Into Your Financial Plan?
A trillion dollars is expected to transfer from Baby Boomers to their children between 2023 and 2026 — one of the largest generational wealth transfers in…
- The Chiro Money Show
029 | Rich Is What People See, Wealthy Is What Your Family Feels w/ Dr. Parm Rai
Dr. Parm Rai — chiropractor, founder of Lux Talks, and 22-year practice veteran — joins Scott and Chris to unpack the difference between looking rich and…
- The Chiro Money Show
028 | Financial Planning Advice We've Changed Our Minds On Over The Last Decade
Twenty years of financial planning experience between two advisors is bound to change a few opinions. In this episode, Scott and Chris get candid about the…
- The Chiro Money Show
027 | The Difference Between Getting Paid and Being Profitable
If you had to hire a chiropractor tomorrow to come in and take over your patient volume — just the adjustments, not the management, not the business decisions…
- The Chiro Money Show
026 | Pay Off Your Mortgage or Invest — Which One Wins?
Should you throw your extra cash at the mortgage or put it to work in the market? On pure math, investing that extra $500/month wins by almost $80,000 over 20…
- The Chiro Money Show
025 | The One Role Every Practice Owner Can't Delegate w/ April Stroink
Running a chiropractic practice means you're also running a business — but most practitioners were never taught how. In this episode, we sit down with April…
- The Chiro Money Show
024 | The Incentives Driving the Financial Professionals on Your Team
Most chiropractors have some version of a financial team — an accountant, an advisor, maybe an insurance broker. But knowing who's on your team is very…
- The Chiro Money Show
023 | Is Critical Illness Insurance Critical?
Is critical illness insurance actually critical to have? In this episode, Scott and Chris dig into what a CI policy is, how it works, and whether it deserves a…
- The Chiro Money Show
022 | The 6 Principles Guiding Our Investment Decisions
Every investor has opinions — but do you have actual guiding principles? In this episode, we walk through a real client conversation that revealed a critical…
- The Chiro Money Show
021 | Getting Your Reps, Finding Your Mentor, and Launching Into Year One w/ Dr. Kyla Butz
In this episode, Scott and Chris sit down with Dr. Kyla Butz, a newly licensed chiropractor and Palmer graduate who has been documenting her journey from…
- The Chiro Money Show
020 | Can ChatGPT Replace Your Financial Advisor?
Can ChatGPT actually replace your financial advisor? In this episode, Scott puts AI to the test — feeding a detailed chiropractor scenario into an AI tool to…
- The Chiro Money Show
019 | The Gold Medal Starting Lineup for Personal Finance
With the Olympics underway, Scott and Chris put a fun spin on personal finance by drafting their ultimate "starting lineups" for financial success — using…
- The Chiro Money Show
018 | The Best Investment of 2025 and the Lessons to Carry Forward
2025 was a wild ride in the markets—from Liberation Day chaos to all-time highs just 12 weeks later. In this episode, Scott recaps the year's biggest…
- The Chiro Money Show
017 | 3 Timeless Lessons from Warren Buffett, the GOAT
Warren Buffett retired as CEO of Berkshire Hathaway at age 95, ending six decades of legendary investing. We break down three timeless lessons from the GOAT…
- The Chiro Money Show
016 | Tax Planning Playbook: A Chiropractor’s Guide by Career Stage
Tax planning doesn’t have to be complicated — but it does have to be intentional. In this episode of The Chiro Money Show, Scott Campbell and Chris Scheele…
The Chiro Money Show015 | The Most Debated Money Topics (And Where We Land)
Why do personal finance topics get so heated? In this episode, we tackle five controversial debates that often spark intense disagreement—renting vs. buying…
The Chiro Money Show014 | How To Crash Proof Your Investment Portfolio
Market crashes are inevitable—but are you prepared? In this episode, we break down how to build a portfolio and mindset that can weather any storm. We explore…
The Chiro Money Show010 | Investing Made Simple: The Evidence-Driven Blueprint for Chiros
Should you try to time the market or just stay invested? In this episode, we break down why successful investing isn't about finding the next hot stock or…
The Chiro Money Show009 | Investment Biases That Hurt Chiropractors (And How to Avoid Them)
Why Your Investment Returns Are Lower Than You Think (And What To Do About It) Most investors believe success comes from picking winning stocks or timing the…
The Chiro Money Show008 | Money, Marriage & Communication: The Framework Every Couple Needs to Stay Align
Why does financial alignment with your spouse matter more than perfect investment returns or tax strategies? In this episode, Chris and Scott break down why…
The Chiro Money Show007 | The 3 Big Ideas from Die With Zero (and How to Apply Them Now)
Most people spend their lives saving for “someday.” But what if you’re saving so much for the future that you’re missing the best years of your life right now?…
The Chiro Money Show006 | How to Finally Get Control of Your Personal Spending (Without a Budget)
Most chiropractors don’t need another budget—they need a system that actually works with how humans spend. In this episode, Scott and Chris break down…
The Chiro Money Show005 | Salary vs. Dividends: How to Pay Yourself Like a Pro from Your Corp
Salary vs. dividends—what’s the smartest way for an incorporated chiropractor to pay themselves? In this episode, Scott and Chris break down why treating your…
The Chiro Money Show004 | Rich vs Wealthy: The Chiropractor’s Reality Check
A big income doesn’t equal financial freedom. In this episode, Scott and Chris unpack the real difference between looking rich and building wealth — and show…
The Chiro Money Show003 | Cash Flow Clarity for Chiros- How Profit First Works (Step-By-Step)
What Profit First Looks Like In a Chiro Practice (Without the Headaches) Ever log into your clinic account, see one big number, and make decisions from that…
The Chiro Money Show002 | The Ongoing Struggle: Why Money Still Feels Messy (Even When You’re Winning)
You’re seeing patients all day, the clinic looks busy, and revenue’s higher than ever… but somehow, your paycheque still fluctuates — and the stress never goes…
The Chiro Money Show001 | What Success Really Looks Like for Chiropractors (and How to Get There)
You’re seeing patients, paying bills… but does your financial life actually feel stable? In this kickoff episode, Scott and Chris unpack what success really…
The Chiro Money ShowStart Here: The Chiro Money Show - Teaser Episode
Welcome to The Chiro Money Show! In this short teaser episode, we introduce ourselves (Chris & Scott), share why we launched this podcast, and what you can…